URBAIN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
URBAIN
Largest movements
- Deferred charges and accrued income +€10,636
up €10,636 (+1420.3%), from €749 to €11,385
- Tangible fixed assets +€10,479
up €10,479 (+30.3%), from €34,626 to €45,105
of which Plant, machinery and equipment: +€9,305
- Stocks and contracts +€4,273
up €4,273 (+4.6%), from €92,476 to €96,749
- Profit (loss) carried forward +€34,906
up €34,906 (+10.7%), from -€326,600 to -€291,695
- Trade debts -€5,704
down €5,704 (-1.1%), from €513,366 to €507,663
- Financial charges -€9,719
down €9,719 (-69.4%), from €14,008 to €4,288
- Staff costs +€5,725
up €5,725 (+8.8%), from €64,789 to €70,514
- Gross operating margin +€3,924
up €3,924 (+3.5%), from €112,219 to €116,143
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €248,269 | €275,712 | +€27,443 | +11.1% |
| Fixed assets | 21/28 | €34,626 | €46,605 | +€11,979 | +34.6% |
| Tangible fixed assets | 22/27 | €34,626 | €45,105 | +€10,479 | +30.3% |
| Plant, machinery and equipment | 23 | €34,194 | €43,499 | +€9,305 | +27.2% |
| Furniture and vehicles | 24 | €432 | €1,606 | +€1,174 | +272.0% |
| Financial fixed assets | 28 | - | €1,500 | +€1,500 | |
| Current assets | 29/58 | €213,643 | €229,107 | +€15,464 | +7.2% |
| Stocks and contracts in progress | 3 | €92,476 | €96,749 | +€4,273 | +4.6% |
| Stocks | 30/36 | €92,476 | €96,749 | +€4,273 | +4.6% |
| Amounts receivable within one year | 40/41 | €61,642 | €63,865 | +€2,223 | +3.6% |
| Trade receivables | 40 | €1,966 | €808 | -€1,158 | -58.9% |
| Other amounts receivable | 41 | €59,676 | €63,058 | +€3,382 | +5.7% |
| Cash at bank and in hand | 54/58 | €58,776 | €57,108 | -€1,669 | -2.8% |
| Deferred charges and accrued income | 490/1 | €749 | €11,385 | +€10,636 | +1420.3% |
| Total equity and liabilities | 10/49 | €248,269 | €275,712 | +€27,443 | +11.1% |
| Equity | 10/15 | -€291,600 | -€256,695 | +€34,906 | +12.0% |
| Contributions | 10/11 | €35,000 | €35,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€326,600 | -€291,695 | +€34,906 | +10.7% |
| Amounts payable | 17/49 | €539,869 | €532,407 | -€7,462 | -1.4% |
| Amounts payable after more than one year | 17 | €5,084 | €3,389 | -€1,695 | -33.3% |
| Financial debts | 170/4 | €5,084 | €3,389 | -€1,695 | -33.3% |
| Amounts payable within one year | 42/48 | €534,785 | €529,018 | -€5,768 | -1.1% |
| Trade debts | 44 | €513,366 | €507,663 | -€5,704 | -1.1% |
| Suppliers | 440/4 | €513,366 | €507,663 | -€5,704 | -1.1% |
| Taxes, remuneration and social security | 45 | €19,608 | €18,592 | -€1,016 | -5.2% |
| Taxes | 450/3 | €50 | €3,365 | +€3,315 | +6611.0% |
| Remuneration and social security | 454/9 | €19,557 | €15,227 | -€4,330 | -22.1% |
| Other amounts payable | 47/48 | €1,811 | €2,763 | +€952 | +52.5% |
| Remuneration, social security and pensions | 62 | €64,789 | €70,514 | +€5,725 | +8.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,561 | €8,106 | +€545 | +7.2% |
| Other operating charges | 640/8 | €2,255 | €2,382 | +€127 | +5.6% |
| Gross operating margin | 9900 | €112,219 | €116,143 | +€3,924 | +3.5% |
| Operating profit (loss) | 9901 | €37,614 | €35,141 | -€2,472 | -6.6% |
| Financial income | 75/76B | €3,873 | €4,332 | +€459 | +11.8% |
| Recurring financial income | 75 | €3,873 | €4,332 | +€459 | +11.8% |
| Financial charges | 65/66B | €14,008 | €4,288 | -€9,719 | -69.4% |
| Recurring financial charges | 65 | €14,008 | €4,288 | -€9,719 | -69.4% |
| Profit (loss) for the period before taxes | 9903 | €27,479 | €35,185 | +€7,706 | +28.0% |
| Income taxes | 67/77 | €280 | €279 | -€1 | -0.4% |
| Profit (loss) for the period | 9904 | €27,198 | €34,906 | +€7,707 | +28.3% |
| Profit (loss) for the period to be appropriated | 9905 | €27,198 | €34,906 | +€7,707 | +28.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.