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URBAIN

Active
Private limited companyfounded 2010active for 15 yearsGen. Eisenhowerstraat 56, 8520 Kuurne, BelgiumKBO/BCE: BE 0831.291.285
Summary

URBAIN has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€256,695) and a net result of €34,906. Equity has been shrinking by about 8.5% per year since 2018. Its solvency ranks better than 9% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 23-11-2010 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment unit
2.193.761.995 8520 Kuurne, since 15-12-2010
Financial year end
31 December
Peppol
Reachable since 19-12-2025

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€116,143
▲ 3.5%
Turnover
≈ €960,000
estimated
Profit
€34,906
▲ 28.3%
Equity
-€256,695
▲ 12.0%
Total assets
€275,712
▲ 11.1%
Employees on 31-12-2025
2
=
  • Negative equity on 31-12-2025
Filed on 15-06-2026, 46 days before the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€256,695Sector: Retail trade (NACE 47)lowers riskSize: total assets €275,712Founded in 2010Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 43% of micro companies in retail trade (NACE 47)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -93.1% of total assets
Liquidity 26-4
short-term debt 191.9% · cash 20.7%
Profitability 85+26
return on assets 12.7%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.0%highest value 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 1.9%▼ -0.1 percentage points vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 1.8%▼ -0.1 percentage points vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.9%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▼ -1.3 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.5%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.43 (0.4 in 2024), below 1. Short-term debt is 191.9% and cash 20.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 23% on liquidity, 79% on profitability and 64% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€256,695
NBB · annual accounts
lowers risk · Size: total assets €275,712
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 22773 sector peers (2025).
NBB · sector comparison
Position among 22773 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
31 days early
2023
43 days early
2022
19 days early
2021
33 days early
2020
32 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€256,695 View
  • Caution: Less equity than 95% of companies in retail tradesector median €41,230 · 22,814 companies -€256,695 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

Recent changes

  1. · Gazette deed Appointments: VANLEEUWE Yves Jordaan (statutory director) and PUYPE Sandra Jeannine (statutory director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as URBAIN: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €231,000 and €337,000, founded between 2009 and 2012.

CompanyTotal assetsGross margin
URBAIN Kuurne€275,712€116,143
ROCAPI Roeselare€230,810€112,934
LINDSAY'S SUPERMARKT Ieper€336,743€106,644
FELMEI Meix-devant-Virton€255,048€119,521
BATHLA Amay€271,352€101,852
VUCO INVEST Quaregnon€298,643€101,127
RAJA TRADE Sint-Jans-Molenbeek€236,759€142,120
Full comparison

Key facts about URBAIN

What is the company number of URBAIN?
The company number of URBAIN is 0831.291.285. The VAT number is the same number with BE in front: BE 0831.291.285.
Where is URBAIN based?
The registered office is at Gen. Eisenhowerstraat 56, 8520 Kuurne.Company details
What does URBAIN do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of URBAIN?
The legal form of URBAIN is Private limited company (BV).
When was URBAIN founded?
URBAIN was founded on 23-11-2010.
Is URBAIN still active?
Yes, URBAIN is an active enterprise in the KBO register.
How many employees does URBAIN have?
URBAIN had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of URBAIN?
The turnover in financial year 2025 is ≈ €960,000. This figure is estimated from the gross margin of €116,143 and 70 comparable companies (NACE 47110). It probably lies between €660,000 and €1.3m.
Is URBAIN profitable?
In financial year 2025, URBAIN made a profit of €34,906.
Where can I find the annual accounts of URBAIN?
URBAIN filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of URBAIN due?
URBAIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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