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TVD-Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TVD-Construct

BE 0789.606.823
NACE 95.319, Other maintenance and repair of motor vehicles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€7,737
2024 · €7,813-€77
Equity
€5,000
2024 · €39,928-€34,928
Cash
€3,758
2024 · €26,429-€22,670
Balance sheet total
€164,968
2024 · €149,428+€15,541

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€33,706

    up €33,706 (+511.1%), from €6,595 to €40,302

  • Receivables within one year +€24,319

    up €24,319 (+79.9%), from €30,431 to €54,750

    of which Trade receivables: +€24,319

  • Cash -€22,670

    down €22,670 (-85.8%), from €26,429 to €3,758

    mainly Contributions, distributions and other (-€42,664) and Stocks and contracts (-€33,706)

  • Tangible fixed assets -€18,179

    down €18,179 (-21.6%), from €84,337 to €66,158

    of which Furniture and vehicles: -€22,442

Equity and liabilities
  • Trade debts +€39,510

    up €39,510 (+1574.7%), from €2,509 to €42,019

  • Reserves -€34,928

    down €34,928 (-100.0%), from €34,928 to €0

  • Debts after one year -€19,227

    down €19,227 (-38.2%), from €50,346 to €31,119

  • Other debts +€17,851

    up €17,851 (+64.8%), from €27,530 to €45,381

  • Tax, wage and social debts +€11,055

    up €11,055 (+102.7%), from €10,768 to €21,823

Income statement
  • Gross operating margin -€2,929

    down €2,929 (-6.7%), from €43,610 to €40,682

  • Financial charges -€2,791

    down €2,791 (-47.2%), from €5,919 to €3,128

  • Other operating charges -€2,413

    down €2,413 (-48.5%), from €4,973 to €2,560

  • Depreciation +€1,919

    up €1,919 (+8.5%), from €22,509 to €24,429

  • Taxes +€676

    up €676 (+31.4%), from €2,148 to €2,824

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €7,813
Gross operating margin -€2,929
Staff costs +€158
Depreciation -€1,919
Other operating charges +€2,413
Financial income +€85
Financial charges +€2,791
Taxes -€676
Result 2025 €7,737

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€44,591
Investment -€6,250
Financing -€61,011
Cash 2024 €26,429
Net result for the year +€7,737
Depreciation +€24,429
Stocks and contracts -€33,706
Receivables within one year -€24,319
Deferred charges and accrued income +€1,635
Trade debts +€39,510
Tax, wage and social debts +€11,055
Other debts +€17,851
Accrued charges and deferred income +€400
Investment in fixed assets (net) -€6,250
Debts after one year -€19,227
Current portion of long-term debt +€880
Contributions, distributions and other -€42,664
Cash 2025 €3,758
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €149,428 €164,968 +€15,541 +10.4%
Fixed assets 21/28 €84,337 €66,158 -€18,179 -21.6%
Tangible fixed assets 22/27 €84,337 €66,158 -€18,179 -21.6%
Plant, machinery and equipment 23 €6,046 €10,309 +€4,263 +70.5%
Furniture and vehicles 24 €78,291 €55,849 -€22,442 -28.7%
Current assets 29/58 €65,090 €98,810 +€33,720 +51.8%
Stocks and contracts in progress 3 €6,595 €40,302 +€33,706 +511.1%
Stocks 30/36 €6,595 €40,302 +€33,706 +511.1%
Amounts receivable within one year 40/41 €30,431 €54,750 +€24,319 +79.9%
Trade receivables 40 €30,431 €54,750 +€24,319 +79.9%
Other amounts receivable 41 €0 - =
Cash at bank and in hand 54/58 €26,429 €3,758 -€22,670 -85.8%
Deferred charges and accrued income 490/1 €1,635 €0 -€1,635 -100.0%
Total equity and liabilities 10/49 €149,428 €164,968 +€15,541 +10.4%
Equity 10/15 €39,928 €5,000 -€34,928 -87.5%
Contributions 10/11 €5,000 €5,000 = 0.0%
Reserves 13 €34,928 €0 -€34,928 -100.0%
Distributable reserves 133 €34,928 €0 -€34,928 -100.0%
Profit (loss) carried forward 14 - €0 =
Amounts payable 17/49 €109,500 €159,968 +€50,468 +46.1%
Amounts payable after more than one year 17 €50,346 €31,119 -€19,227 -38.2%
Financial debts 170/4 €50,346 €31,119 -€19,227 -38.2%
Amounts payable within one year 42/48 €59,154 €128,449 +€69,295 +117.1%
Current portion of amounts payable after more than one year 42 €18,347 €19,227 +€880 +4.8%
Trade debts 44 €2,509 €42,019 +€39,510 +1574.7%
Suppliers 440/4 €2,509 €42,019 +€39,510 +1574.7%
Taxes, remuneration and social security 45 €10,768 €21,823 +€11,055 +102.7%
Taxes 450/3 €10,768 €21,823 +€11,055 +102.7%
Other amounts payable 47/48 €27,530 €45,381 +€17,851 +64.8%
Accrued charges and deferred income 492/3 - €400 +€400
Remuneration, social security and pensions 62 €247 €90 -€158 -63.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €22,509 €24,429 +€1,919 +8.5%
Other operating charges 640/8 €4,973 €2,560 -€2,413 -48.5%
Gross operating margin 9900 €43,610 €40,682 -€2,929 -6.7%
Operating profit (loss) 9901 €15,880 €13,603 -€2,277 -14.3%
Financial income 75/76B €0 €85 +€85 +17267.3%
Recurring financial income 75 €0 €85 +€85 +17267.3%
Financial charges 65/66B €5,919 €3,128 -€2,791 -47.2%
Recurring financial charges 65 €5,919 €3,128 -€2,791 -47.2%
Profit (loss) for the period before taxes 9903 €9,961 €10,560 +€599 +6.0%
Income taxes 67/77 €2,148 €2,824 +€676 +31.4%
Profit (loss) for the period 9904 €7,813 €7,737 -€77 -1.0%
Profit (loss) for the period to be appropriated 9905 €7,813 €7,737 -€77 -1.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.