TUMI TO ME: what changed
TUMI TO ME
Largest movements
- Stocks and contracts +€51,252
up €51,252 (+163%), from €31,354 to €82,605
- Cash -€12,634
no longer reported in 2025 (was €12,634)
mainly Stocks and contracts (-€51,252) and Tax, wage and social debts (-€9,692)
- Tangible fixed assets -€4,978
down €4,978 (-29.3%), from €17,013 to €12,035
of which Furniture and vehicles: -€4,113
- Receivables within one year -€4,268
down €4,268 (-47.6%), from €8,958 to €4,689
of which Other amounts receivable: -€8,958
- Short-term financial debts +€21,943
new in 2025: €21,943
- Profit (loss) carried forward +€15,666
up €15,666 (+71.7%), from €21,837 to €37,503
- Tax, wage and social debts -€9,692
down €9,692 (-38.9%), from €24,895 to €15,203
of which Taxes: -€9,831
- Other debts +€4,762
up €4,762 (+497%), from €957 to €5,720
- Trade debts -€2,998
down €2,998 (-14.2%), from €21,154 to €18,156
- Gross operating margin -€15,618
down €15,618 (-25.9%), from €60,212 to €44,594
- Other operating charges +€9,776
up €9,776 (+1,453%), from €673 to €10,449
- Taxes -€7,934
no longer reported in 2025 (was €7,934)
- Staff costs -€6,896
down €6,896 (-36.2%), from €19,041 to €12,145
- Financial charges -€5,071
down €5,071 (-78.9%), from €6,428 to €1,357
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €70,343 | €100,025 | +€29,681 | +42.2% |
| Fixed assets | 21/28 | €17,013 | €12,035 | -€4,978 | -29.3% |
| Tangible fixed assets | 22/27 | €17,013 | €12,035 | -€4,978 | -29.3% |
| Furniture and vehicles | 24 | €15,344 | €11,231 | -€4,113 | -26.8% |
| Other tangible fixed assets | 26 | €1,668 | €804 | -€865 | -51.8% |
| Current assets | 29/58 | €53,331 | €87,990 | +€34,659 | +65.0% |
| Stocks and contracts in progress | 3 | €31,354 | €82,605 | +€51,252 | +163% |
| Stocks | 30/36 | €31,354 | €82,605 | +€51,252 | +163% |
| Amounts receivable within one year | 40/41 | €8,958 | €4,689 | -€4,268 | -47.6% |
| Trade receivables | 40 | - | €4,689 | +€4,689 | |
| Other amounts receivable | 41 | €8,958 | - | -€8,958 | |
| Cash at bank and in hand | 54/58 | €12,634 | - | -€12,634 | |
| Deferred charges and accrued income | 490/1 | €386 | €695 | +€309 | +80.2% |
| Total equity and liabilities | 10/49 | €70,343 | €100,025 | +€29,681 | +42.2% |
| Equity | 10/15 | €23,337 | €39,003 | +€15,666 | +67.1% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €21,837 | €37,503 | +€15,666 | +71.7% |
| Amounts payable | 17/49 | €47,006 | €61,021 | +€14,015 | +29.8% |
| Amounts payable within one year | 42/48 | €47,006 | €61,021 | +€14,015 | +29.8% |
| Financial debts | 43 | - | €21,943 | +€21,943 | |
| Credit institutions | 430/8 | - | €21,943 | +€21,943 | |
| Trade debts | 44 | €21,154 | €18,156 | -€2,998 | -14.2% |
| Suppliers | 440/4 | €21,154 | €18,156 | -€2,998 | -14.2% |
| Taxes, remuneration and social security | 45 | €24,895 | €15,203 | -€9,692 | -38.9% |
| Taxes | 450/3 | €21,447 | €11,616 | -€9,831 | -45.8% |
| Remuneration and social security | 454/9 | €3,448 | €3,587 | +€140 | +4.0% |
| Other amounts payable | 47/48 | €957 | €5,720 | +€4,762 | +497% |
| Remuneration, social security and pensions | 62 | €19,041 | €12,145 | -€6,896 | -36.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,396 | €4,978 | +€1,582 | +46.6% |
| Other operating charges | 640/8 | €673 | €10,449 | +€9,776 | +1,453% |
| Gross operating margin | 9900 | €60,212 | €44,594 | -€15,618 | -25.9% |
| Operating profit (loss) | 9901 | €37,103 | €17,023 | -€20,080 | -54.1% |
| Financial income | 75/76B | €1 | - | -€1 | |
| Recurring financial income | 75 | €1 | - | -€1 | |
| Financial charges | 65/66B | €6,428 | €1,357 | -€5,071 | -78.9% |
| Recurring financial charges | 65 | €6,428 | €1,357 | -€5,071 | -78.9% |
| Profit (loss) for the period before taxes | 9903 | €30,676 | €15,666 | -€15,010 | -48.9% |
| Income taxes | 67/77 | €7,934 | - | -€7,934 | |
| Profit (loss) for the period | 9904 | €22,743 | €15,666 | -€7,077 | -31.1% |
| Profit (loss) for the period to be appropriated | 9905 | €22,743 | €15,666 | -€7,077 | -31.1% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.