TUMI TO ME

Active

Private limited companyfounded 2021active for 5 yearsChaussée de Charleroi 59, 1471 Genappe, BelgiumKBO/BCE: BE 0765.469.758

Summary

The computed 12-month bankruptcy probability of TUMI TO ME is 6.1% (elevated). The 2025 annual accounts show equity of €39,003 and a net result of €15,666. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 55% of 22,576 sector peers (NACE 47, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

TUMI TO MEActiveChecked score 38/100

Risk analysis Report Compare

Activity

Retail sale of women's outerwear

NACE 47711

1 site

Size

€100,025total assets 2025

Equity: €39,003
Profit: €15,666

Turnover not published (micro format)

Financial health

38 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 6.1%

Structure

2025 accounts filed 61 days late1 of 2 deeds summarised

Why 38raises riskLast filed accounts filed 61 days late; 2 of the last 3 lateLiquidity: current ratio 1.44Founded in 20211 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025

38 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 65% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 64+6

equity 39.0% of total assets

Liquidity 36-1

short-term debt 61.0%

Profitability 88-12

return on assets 15.7%

Bankruptcy probability, 12 months

6.1% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)

Last 24 months 11-2024: 2.4% 12-2024: 2.1%▼ -0.3 percentage points vs 11-2024 01-2025: 2.0%▼ -0.1 percentage points vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025lowest value 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.1%▲ +0.1 percentage points vs 04-2025 06-2025: 2.1%● unchanged vs 05-2025 07-2025: 2.1%● unchanged vs 06-2025 08-2025: 2.9%▲ +0.8 percentage points vs 07-2025 09-2025: 3.2%▲ +0.3 percentage points vs 08-2025 10-2025: 2.3%▼ -0.9 percentage points vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.3%● unchanged vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 2.3%● unchanged vs 03-2026 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.4%▲ +0.1 percentage points vs 05-2026 07-2026: 2.3%▼ -0.1 percentage points vs 06-2026 08-2026: 3.0%▲ +0.7 percentage points vs 07-2026 09-2026: 5.2%▲ +2.2 percentage points vs 08-2026 10-2026: 6.1%▲ +0.9 percentage points vs 09-2026highest value

Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity tight (current ratio 1.44, compared with 1.13 in 2024, below the usual 1.5; short-term debt: 61% of total assets), and 61% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 54% on solvency, 34% on liquidity, 83% on profitability and 89% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Last filed accounts filed 61 days late; 2 of the last 3 late

NBB · filings

Liquidity: current ratio 1.44

NBB · annual accounts

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

2122232425

2021 to 2025 · latest year €39,003

2025 accounts filed 61 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 5 filings

Deviation from the deadline

2025

61 days late

2024

68 days late

2023

30 days late

2022

32 days late

2021

220 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 82 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-09-2026 Annual accounts filedfinancial year 2025 · micro…
04-08-2026 Registered officeRegistered-office move
07-10-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Latest accounts filed lateafter the legal deadline 61 days View
Total assets 20255 financial years filed €100,025 View
Active since 2021founded 22-03-2021 5 years View

By topic

Financials

Financial year: 2025
Total assets: €100,025
Profit: €15,666
Solvency: 39.0%

Total assets▲ 42.2%

Net result

20212025

Go to Financials

Timeline

Events: 9
Since: 2022
Next accounts: by 31-07-2027

31-12-2024Back to profit
30-08-2024Annual accounts filed
31-12-2023Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of women's outerwearNACE 47711
Founded: 22-03-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about TUMI TO ME

What is the company number of TUMI TO ME?: 0765.469.758. In Belgium the VAT number is the company number with BE in front: BE 0765.469.758.
Where is TUMI TO ME based?: The registered office is at Chaussée de Charleroi 59, 1471 Genappe.Company details
What does TUMI TO ME do?: According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
What is the legal form of TUMI TO ME?: Private limited company (BV).
When was TUMI TO ME founded?: On 22-03-2021.
Is TUMI TO ME still active?: Yes, TUMI TO ME is an active enterprise in the KBO register.
What is the turnover of TUMI TO ME?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is TUMI TO ME profitable?: In financial year 2025, TUMI TO ME made a profit of €15,666.
Where can I find the annual accounts of TUMI TO ME?: TUMI TO ME filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TUMI TO ME due?: By 31-07-2027, for financial year 2026.Timeline