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TOOLSPOT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TOOLSPOT

BE 0645.771.362
NACE 47.525, Retail trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€72,499
2024 · €63,286+€9,213
Equity
€237,737
2024 · €395,238-€157,501
Cash
€120,491
2024 · €218,577-€98,086
Balance sheet total
€824,714
2024 · €1.0m-€213,611

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€100,642

    down €100,642 (-16.6%), from €606,028 to €505,386

  • Cash -€98,086

    down €98,086 (-44.9%), from €218,577 to €120,491

    mainly Contributions, distributions and other (-€230,000) and Other debts (-€47,928)

  • Tangible fixed assets -€14,034

    down €14,034 (-60.7%), from €23,108 to €9,074

    of which Furniture and vehicles: -€8,438

Equity and liabilities
  • Reserves -€157,501

    down €157,501 (-41.8%), from €376,638 to €219,137

  • Other debts -€47,928

    down €47,928 (-12.6%), from €380,463 to €332,534

Income statement
  • Write-downs +€28,099

    up €28,099 (+142.6%), from €19,700 to €47,800

  • Gross operating margin +€27,228

    up €27,228 (+10.6%), from €256,157 to €283,385

  • Financial charges -€11,504

    down €11,504 (-35.2%), from €32,676 to €21,172

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €63,286
Gross operating margin +€27,228
Staff costs -€2,513
Depreciation -€447
Write-downs -€28,099
Other operating charges +€907
Financial income +€1,725
Financial charges +€11,504
Taxes -€1,091
Result 2025 €72,499

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€137,741
Investment €0
Financing -€235,827
Cash 2024 €218,577
Net result for the year +€72,499
Depreciation +€17,211
Stocks and contracts +€100,642
Receivables within one year -€2,307
Deferred charges and accrued income -€20
Trade debts +€7,736
Tax, wage and social debts -€6,108
Other debts -€47,928
Accrued charges and deferred income -€3,983
Debts after one year -€5,902
Current portion of long-term debt +€75
Contributions, distributions and other -€230,000
Cash 2025 €120,491
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,038,325 €824,714 -€213,611 -20.6%
Fixed assets 21/28 €34,653 €17,442 -€17,211 -49.7%
Intangible fixed assets 21 €7,920 €4,743 -€3,177 -40.1%
Tangible fixed assets 22/27 €23,108 €9,074 -€14,034 -60.7%
Plant, machinery and equipment 23 €13,378 €7,782 -€5,597 -41.8%
Furniture and vehicles 24 €9,730 €1,292 -€8,438 -86.7%
Financial fixed assets 28 €3,625 €3,625 = 0.0%
Current assets 29/58 €1,003,672 €807,271 -€196,400 -19.6%
Stocks and contracts in progress 3 €606,028 €505,386 -€100,642 -16.6%
Stocks 30/36 €606,028 €505,386 -€100,642 -16.6%
Amounts receivable within one year 40/41 €178,333 €180,640 +€2,307 +1.3%
Trade receivables 40 €163,337 €162,606 -€732 -0.4%
Other amounts receivable 41 €14,996 €18,034 +€3,038 +20.3%
Cash at bank and in hand 54/58 €218,577 €120,491 -€98,086 -44.9%
Deferred charges and accrued income 490/1 €734 €754 +€20 +2.8%
Total equity and liabilities 10/49 €1,038,325 €824,714 -€213,611 -20.6%
Equity 10/15 €395,238 €237,737 -€157,501 -39.8%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €376,638 €219,137 -€157,501 -41.8%
Distributable reserves 133 €376,638 €219,137 -€157,501 -41.8%
Profit (loss) carried forward 14 - €0 =
Amounts payable 17/49 €643,087 €586,977 -€56,110 -8.7%
Amounts payable after more than one year 17 €162,276 €156,374 -€5,902 -3.6%
Financial debts 170/4 €162,276 €156,374 -€5,902 -3.6%
Amounts payable within one year 42/48 €459,825 €413,600 -€46,225 -10.1%
Current portion of amounts payable after more than one year 42 €5,827 €5,902 +€75 +1.3%
Trade debts 44 €13,809 €21,545 +€7,736 +56.0%
Suppliers 440/4 €13,809 €21,545 +€7,736 +56.0%
Taxes, remuneration and social security 45 €59,727 €53,619 -€6,108 -10.2%
Taxes 450/3 €41,659 €38,850 -€2,809 -6.7%
Remuneration and social security 454/9 €18,068 €14,769 -€3,299 -18.3%
Other amounts payable 47/48 €380,463 €332,534 -€47,928 -12.6%
Accrued charges and deferred income 492/3 €20,986 €17,003 -€3,983 -19.0%
Remuneration, social security and pensions 62 €110,856 €113,368 +€2,513 +2.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,764 €17,211 +€447 +2.7%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €19,700 €47,800 +€28,099 +142.6%
Other operating charges 640/8 €2,836 €1,929 -€907 -32.0%
Gross operating margin 9900 €256,157 €283,385 +€27,228 +10.6%
Operating profit (loss) 9901 €106,002 €103,077 -€2,925 -2.8%
Financial income 75/76B €10,685 €12,411 +€1,725 +16.1%
Recurring financial income 75 €10,685 €12,411 +€1,725 +16.1%
Financial charges 65/66B €32,676 €21,172 -€11,504 -35.2%
Recurring financial charges 65 €32,676 €21,172 -€11,504 -35.2%
Profit (loss) for the period before taxes 9903 €84,011 €94,316 +€10,304 +12.3%
Income taxes 67/77 €20,725 €21,817 +€1,091 +5.3%
Profit (loss) for the period 9904 €63,286 €72,499 +€9,213 +14.6%
Profit (loss) for the period to be appropriated 9905 €63,286 €72,499 +€9,213 +14.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.