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TM CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TM CONSTRUCT

BE 0670.436.383
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€13,060
2024 · €5,640+€7,419
Equity
€119,203
2024 · €106,143+€13,060
Cash
€55
2024 · €1,295-€1,240
Balance sheet total
€217,513
2024 · €205,566+€11,947

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€15,234

    up €15,234 (+7.6%), from €200,745 to €215,979

    of which Trade receivables: +€8,492

Equity and liabilities
  • Trade debts -€14,887

    down €14,887 (-70.6%), from €21,079 to €6,192

  • Profit (loss) carried forward +€13,060

    up €13,060 (+15.2%), from €85,683 to €98,743

  • Tax, wage and social debts +€12,775

    new in 2025: €12,775

Income statement
  • Gross operating margin +€46,105

    up €46,105 (+348.7%), from €13,220 to €59,325

  • Write-downs +€38,977

    new in 2025: €38,977

  • Staff costs -€2,873

    down €2,873 (-67.9%), from €4,232 to €1,360

  • Taxes +€2,473

    up €2,473 (+131.5%), from €1,880 to €4,353

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €5,640
Gross operating margin +€46,105
Staff costs +€2,873
Depreciation -€49
Write-downs -€38,977
Other operating charges -€70
Financial income -€14
Financial charges +€25
Taxes -€2,473
Result 2025 €13,060

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1,240
Investment €0
Financing €0
Cash 2024 €1,295
Net result for the year +€13,060
Depreciation +€197
Receivables within one year -€15,234
Deferred charges and accrued income +€1,850
Trade debts -€14,887
Tax, wage and social debts +€12,775
Other debts +€1,000
Cash 2025 €55
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €205,566 €217,513 +€11,947 +5.8%
Fixed assets 21/28 €814 €617 -€197 -24.2%
Tangible fixed assets 22/27 €814 €617 -€197 -24.2%
Plant, machinery and equipment 23 €814 €617 -€197 -24.2%
Furniture and vehicles 24 €0 - -€0
Current assets 29/58 €204,752 €216,896 +€12,144 +5.9%
Amounts receivable within one year 40/41 €200,745 €215,979 +€15,234 +7.6%
Trade receivables 40 €78,824 €87,316 +€8,492 +10.8%
Other amounts receivable 41 €121,921 €128,663 +€6,742 +5.5%
Current investments 50/53 €862 €862 = 0.0%
Cash at bank and in hand 54/58 €1,295 €55 -€1,240 -95.7%
Deferred charges and accrued income 490/1 €1,850 - -€1,850
Total equity and liabilities 10/49 €205,566 €217,513 +€11,947 +5.8%
Equity 10/15 €106,143 €119,203 +€13,060 +12.3%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €85,683 €98,743 +€13,060 +15.2%
Amounts payable 17/49 €99,423 €98,310 -€1,112 -1.1%
Amounts payable within one year 42/48 €99,423 €98,310 -€1,112 -1.1%
Current portion of amounts payable after more than one year 42 €15,358 €15,358 = 0.0%
Trade debts 44 €21,079 €6,192 -€14,887 -70.6%
Suppliers 440/4 €21,079 €6,192 -€14,887 -70.6%
Taxes, remuneration and social security 45 - €12,775 +€12,775
Taxes 450/3 - €12,775 +€12,775
Other amounts payable 47/48 €62,985 €63,985 +€1,000 +1.6%
Remuneration, social security and pensions 62 €4,232 €1,360 -€2,873 -67.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €147 €197 +€49 +33.3%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €38,977 +€38,977
Other operating charges 640/8 €536 €606 +€70 +13.1%
Gross operating margin 9900 €13,220 €59,325 +€46,105 +348.7%
Operating profit (loss) 9901 €8,304 €18,185 +€9,881 +119.0%
Financial income 75/76B €14 - -€14
Recurring financial income 75 €14 - -€14
Financial charges 65/66B €798 €772 -€25 -3.2%
Recurring financial charges 65 €798 €772 -€25 -3.2%
Profit (loss) for the period before taxes 9903 €7,520 €17,413 +€9,893 +131.5%
Income taxes 67/77 €1,880 €4,353 +€2,473 +131.5%
Profit (loss) for the period 9904 €5,640 €13,060 +€7,419 +131.5%
Profit (loss) for the period to be appropriated 9905 €5,640 €13,060 +€7,419 +131.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.