Equity
€119,203 ▲ 12.3%
TM CONSTRUCT has made a profit without a break since 2018.
TM CONSTRUCT
Lifetime
9 annual accounts with figures on one time axispeak €93,882 (2019)
€59,325▲ 349%
lowest -€33,709 (2017)
€13,060▲ 132%
peak €119,203 (2025)
€119,203▲ 12.3%
€98,310▼ 1.1%
peak 0.5 FTE (2019)
-not published
Board2 names since 2017
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €13,220 to €59,325Result from €5,640 to €13,060Equity from €106,143 to €119,203Cash from €1,295 to €55
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,973 companies had the same profile as TM CONSTRUCT has now. Each dot stands for 68 companies, two years later.
94.8%
were still trading
3.5%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,973 companies, not a prediction for TM CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0670436383
Change of role: , from manager to director
holds all the shares · Director discharge: · Registered office clause: rue des Champs 10, 4400 Flémalle · General meeting of 08-12-2023 · Gazette deed
Transfer of 50 shares from to
Resignation: (manager) · holds 100 shares · General meeting of 04-02-2020 · Gazette deed
Transfer of 25 shares from to
Appointment: (manager and technical director) · holds 75 shares · holds 25 shares · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TM CONSTRUCT Flémalle | €217,513 | €59,325 | 54.8% | - |
| Maxdb Brussels | €210,941 | €61,192 | 67.1% | - |
| MANTEQ Lochristi | €195,210 | €60,711 | 78.9% | - |
| CASCADE BEHEER Voeren | €243,476 | €58,094 | 24.4% | - |
| BVL Bouwwerken Brecht | €199,029 | €59,608 | 40.2% | - |
| Nick REVIERS Tielt-Winge | €251,417 | €58,766 | 87.5% | - |
| STERCKX DIEGO Ranst | €234,278 | €54,024 | 65.4% | - |
These companies have the same main activity as TM CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €195,000 and €251,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 26-01-2017Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.261.502.0454400 Flémalle, since 26-01-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Insights on TM CONSTRUCT
TM CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €51,790 in 2017 to €59,325 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TM CONSTRUCT
- What is the company number of TM CONSTRUCT?
- The company number of TM CONSTRUCT is 0670.436.383. The VAT number is the same number with BE in front: BE 0670.436.383.
- Where is TM CONSTRUCT based?
- The registered office is at Rue des Champs 10, 4400 Flémalle.Company details
- What does TM CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of TM CONSTRUCT?
- TM CONSTRUCT is a private limited company (BV).
- When was TM CONSTRUCT founded?
- TM CONSTRUCT was founded on 26-01-2017.
- Is TM CONSTRUCT still active?
- Yes, TM CONSTRUCT is an active enterprise in the KBO register.
- How many employees does TM CONSTRUCT have?
- TM CONSTRUCT had an average of 0.5 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of TM CONSTRUCT?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €59,325 and 111 comparable companies (NACE 41001). It probably lies between €230,000 and €510,000.
- Is TM CONSTRUCT profitable?
- In financial year 2025, TM CONSTRUCT made a profit of €13,060.
- Where can I find the annual accounts of TM CONSTRUCT?
- TM CONSTRUCT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TM CONSTRUCT due?
- TM CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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