The Chamberlain: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
The Chamberlain
Largest movements
- Receivables within one year -€7,902
down €7,902 (-37.9%), from €20,852 to €12,950
of which Trade receivables: -€8,221
- Cash +€3,384
up €3,384 (+88.2%), from €3,839 to €7,223
mainly Receivables within one year (+€7,902) and Tax, wage and social debts (+€2,288)
- Other debts -€3,323
no longer reported in 2025 (was €3,323)
- Tax, wage and social debts +€2,288
up €2,288 (+75.9%), from €3,014 to €5,303
of which Taxes: +€1,344
- Debts after one year -€2,000
no longer reported in 2025 (was €2,000)
- Trade debts -€1,209
down €1,209 (-25.2%), from €4,798 to €3,588
- Accrued charges and deferred income -€587
down €587 (-67.1%), from €875 to €288
- Gross operating margin +€2,402
up €2,402 (+7.1%), from €33,761 to €36,163
- Staff costs +€1,690
up €1,690 (+5.3%), from €32,043 to €33,734
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €26,148 | €21,466 | -€4,681 | -17.9% |
| Current assets | 29/58 | €26,148 | €21,466 | -€4,681 | -17.9% |
| Amounts receivable within one year | 40/41 | €20,852 | €12,950 | -€7,902 | -37.9% |
| Trade receivables | 40 | €20,837 | €12,616 | -€8,221 | -39.5% |
| Other amounts receivable | 41 | €15 | €334 | +€319 | +2,134% |
| Cash at bank and in hand | 54/58 | €3,839 | €7,223 | +€3,384 | +88.2% |
| Deferred charges and accrued income | 490/1 | €1,457 | €1,293 | -€163 | -11.2% |
| Total equity and liabilities | 10/49 | €26,148 | €21,466 | -€4,681 | -17.9% |
| Equity | 10/15 | €5,248 | €5,327 | +€78 | +1.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€13,352 | -€13,273 | +€78 | +0.6% |
| Amounts payable | 17/49 | €20,899 | €16,140 | -€4,759 | -22.8% |
| Amounts payable after more than one year | 17 | €2,000 | - | -€2,000 | |
| Financial debts | 170/4 | €2,000 | - | -€2,000 | |
| Amounts payable within one year | 42/48 | €18,024 | €15,852 | -€2,173 | -12.1% |
| Trade debts | 44 | €4,798 | €3,588 | -€1,209 | -25.2% |
| Suppliers | 440/4 | €4,798 | €3,588 | -€1,209 | -25.2% |
| Advances received on contracts in progress | 46 | €6,890 | €6,961 | +€71 | +1.0% |
| Taxes, remuneration and social security | 45 | €3,014 | €5,303 | +€2,288 | +75.9% |
| Taxes | 450/3 | €1,672 | €3,016 | +€1,344 | +80.4% |
| Remuneration and social security | 454/9 | €1,343 | €2,287 | +€945 | +70.4% |
| Other amounts payable | 47/48 | €3,323 | - | -€3,323 | |
| Accrued charges and deferred income | 492/3 | €875 | €288 | -€587 | -67.1% |
| Remuneration, social security and pensions | 62 | €32,043 | €33,734 | +€1,690 | +5.3% |
| Other operating charges | 640/8 | €1,880 | €1,878 | -€1 | -0.1% |
| Gross operating margin | 9900 | €33,761 | €36,163 | +€2,402 | +7.1% |
| Operating profit (loss) | 9901 | -€162 | €551 | +€713 | |
| Financial income | 75/76B | - | €10 | +€10 | |
| Recurring financial income | 75 | - | €10 | +€10 | |
| Financial charges | 65/66B | €480 | €483 | +€3 | +0.7% |
| Recurring financial charges | 65 | €480 | €483 | +€3 | +0.7% |
| Profit (loss) for the period before taxes | 9903 | -€642 | €78 | +€720 | |
| Profit (loss) for the period | 9904 | -€642 | €78 | +€720 | |
| Profit (loss) for the period to be appropriated | 9905 | -€642 | €78 | +€720 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.