The Chamberlain
ActiveThe Chamberlain has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €78. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 1286 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
61
/ 100
Healthy▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+7
Solvency45▲+10
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.45 in 2024), and 75.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
1 d early
2022
4 d early
2021
5 d early
2020
2 d early
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▲ 1.5%
2024 · €5k
2019: €3k
2020: €5k
2021: €5k
2022: €5k
2023: €6k
2024: €5k
2019 → 2025
Total assets
€21k▼ 17.9%
2024 · €26k
2019: €11k
2020: €16k
2021: €18k
2022: €18k
2023: €20k
2024: €26k
2019 → 2025
Net result
€78
2024 · €-642
2019: €-15k
2020: €2k
2021: €301
2022: €-34
2023: €522
2024: €-642
2019 → 2025
Working capital
€6k▼ 30.9%
2024 · €8k
2019: €3k
2020: €7k
2021: €8k
2022: €7k
2023: €8k
2024: €8k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€5k▼ 0.6%€6k▲ 9.7%€5k▼ 10.9%€5k▲ 1.5%
Operating result€-1k-€291€723▲ 148%€-162€551
Net result€301-€-34€522€-642€78
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €551 after a loss of €162 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €21k
Equity
€5k▲ 1.5%
Debt
€16k▼ 22.8%
The debt ratio falls from 79.9% to 75.2%: equity grows while debt is paid down.
Key figures and ratios
Solvency
24.8%▲
2024 · 20.1%
Current ratio
1.35▼
2024 · 1.45
Quick ratio
1.35▼
2024 · 1.45
Debt / equity
3.03▼
2024 · 3.98
ROE
1.5%▲
2024 · -12.2%
ROA
0.4%▲
2024 · -2.5%
Debt
€16k▼
2024 · €21k
Debt ≤ 1 year
€16k▼
2024 · €18k
Staff costs
€34k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€21k▼
Current assets29/58€26k€21k▼
Amounts receivable within one year40/41€21k€13k▼
Trade receivables40€21k€13k▼
Other amounts receivable41€15€334▲
Cash at bank and in hand54/58€4k€7k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€26k€21k▼
Equity10/15€5k€5k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-13k€-13k▲
Amounts payable17/49€21k€16k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€18k€16k▼
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Advances received on contracts in progress46€7k€7k▲
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3€875€288▼
Income statement
Code20242025
Remuneration, social security and pensions62€32k€34k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€34k€36k▲
Operating profit (loss)9901€-162€551▲
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€480€483▲
Recurring financial charges65€480€483▲
Profit (loss) for the period before taxes9903€-642€78▲
Profit (loss) for the period9904€-642€78▲
Profit (loss) for the period to be appropriated9905€-642€78▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-13k▲
Profit (loss) brought forward from the previous period14P€-13k€-13k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €78
Net result €78 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €522
Net result €522 after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthulst · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jonkershovestraat 718650 HouthulstGround area
1,729 m²
Building footprint
229 m²
Volume, LiDAR
1,978 m³
2 parcels, Flanders · tallest building 16.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
The Chamberlain
since 20182.281.162.262
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32006D0116/00G014 | Flanders | 1,572 m² | 1 · 112 m² | 8.5 m · 2 fl. |
| 33011I0194/00D000 | Flanders | 158 m² | 1 · 118 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 2,995 companies in sector 55203 we hold annual accounts for 687. 237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2018
Fiscal year end31-12
Activities, NACEBEL
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.