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TALK: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TALK

BE 0500.462.293
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€16,548
2024 · -€26,216+€9,668
Equity
-€5,552
2024 · €10,996-€16,548
Cash
€953
2024 · €2,150-€1,196
Balance sheet total
€282,383
2024 · €298,812-€16,428

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€13,825

    down €13,825 (-4.7%), from €295,030 to €281,205

Equity and liabilities
  • Other debts +€17,409

    up €17,409 (+10.5%), from €165,297 to €182,706

  • Profit (loss) carried forward -€16,548

    down €16,548 (-217.6%), from -€7,604 to -€24,152

  • Debts after one year -€9,746

    down €9,746 (-9.9%), from €98,431 to €88,686

  • Trade debts -€7,313

    down €7,313 (-64.3%), from €11,371 to €4,058

Income statement
  • Taxes -€4,108

    down €4,108 (-100.0%), from €4,108 to €0

  • Gross operating margin +€3,103

    up €3,103 (+87.2%), from €3,558 to €6,661

  • Other operating charges -€2,182

    down €2,182 (-36.6%), from €5,957 to €3,775

  • Financial charges -€219

    down €219 (-3.7%), from €5,904 to €5,685

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€26,216
Gross operating margin +€3,103
Other operating charges +€2,182
Financial income +€56
Financial charges +€219
Taxes +€4,108
Result 2025 -€16,548

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€8,391
Investment €0
Financing -€9,587
Cash 2024 €2,150
Net result for the year -€16,548
Depreciation +€13,825
Receivables within one year +€1,467
Deferred charges and accrued income -€61
Trade debts -€7,313
Other debts +€17,409
Accrued charges and deferred income -€390
Debts after one year -€9,746
Current portion of long-term debt +€159
Cash 2025 €953
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €298,812 €282,383 -€16,428 -5.5%
Fixed assets 21/28 €295,030 €281,205 -€13,825 -4.7%
Tangible fixed assets 22/27 €295,030 €281,205 -€13,825 -4.7%
Land and buildings 22 €295,030 €281,205 -€13,825 -4.7%
Current assets 29/58 €3,782 €1,179 -€2,603 -68.8%
Amounts receivable within one year 40/41 €1,519 €51 -€1,467 -96.6%
Other amounts receivable 41 €1,519 €51 -€1,467 -96.6%
Cash at bank and in hand 54/58 €2,150 €953 -€1,196 -55.7%
Deferred charges and accrued income 490/1 €113 €174 +€61 +53.6%
Total equity and liabilities 10/49 €298,812 €282,383 -€16,428 -5.5%
Equity 10/15 €10,996 -€5,552 -€16,548
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €0 - =
Distributable reserves 133 €0 - =
Profit (loss) carried forward 14 -€7,604 -€24,152 -€16,548 -217.6%
Amounts payable 17/49 €287,816 €287,935 +€119 0.0%
Amounts payable after more than one year 17 €98,431 €88,686 -€9,746 -9.9%
Financial debts 170/4 €98,431 €88,686 -€9,746 -9.9%
Amounts payable within one year 42/48 €186,255 €196,510 +€10,255 +5.5%
Current portion of amounts payable after more than one year 42 €9,587 €9,746 +€159 +1.7%
Trade debts 44 €11,371 €4,058 -€7,313 -64.3%
Suppliers 440/4 €11,371 €4,058 -€7,313 -64.3%
Taxes, remuneration and social security 45 €0 - =
Taxes 450/3 €0 - =
Other amounts payable 47/48 €165,297 €182,706 +€17,409 +10.5%
Accrued charges and deferred income 492/3 €3,129 €2,739 -€390 -12.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €13,825 €13,825 = 0.0%
Other operating charges 640/8 €5,957 €3,775 -€2,182 -36.6%
Gross operating margin 9900 €3,558 €6,661 +€3,103 +87.2%
Operating profit (loss) 9901 -€16,224 -€10,939 +€5,285 +32.6%
Financial income 75/76B €21 €77 +€56 +266.0%
Recurring financial income 75 €21 €77 +€56 +266.0%
Financial charges 65/66B €5,904 €5,685 -€219 -3.7%
Recurring financial charges 65 €5,904 €5,685 -€219 -3.7%
Profit (loss) for the period before taxes 9903 -€22,108 -€16,548 +€5,560 +25.1%
Income taxes 67/77 €4,108 €0 -€4,108 -100.0%
Profit (loss) for the period 9904 -€26,216 -€16,548 +€9,668 +36.9%
Profit (loss) for the period to be appropriated 9905 -€26,216 -€16,548 +€9,668 +36.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.