Equity
-€5,552
Debts exceed assets in financial year 2025.
TALK
Lifetime
13 annual accounts with figures on one time axispeak €148,650 (2022)
€6,661▲ 87.2%
lowest -€26,216 (2024)
-€16,548▲ €9,668
peak €56,147 (2022)
-€5,552▼ €16,548
€287,935unchanged
peak 0 FTE (2023)
-not published
Board3 names since 2017
1 director
Owners
100%
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
Gross margin from €3,558 to €6,661Loss of €16,548Equity from €10,996 to -€5,552Cash from €2,150 to €953
Key points
from the 2025 annual accountsLosses
-€61,699 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €26,000 estimated
The abbreviated format states no turnover.
Debts
€287,935 102% of the balance sheet
Financial debts 31%Suppliers 1%Other 68%
€98,431 of the debts are secured on the company's own assets. In 2021 that was €387,500.
Filings
13 annual accounts since 2013
Three of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.
Position in the sector
-2.0%
Lower solvency than 85% of companies in real estate. Sector median 30.2% · 12,427 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,333 companies had the same profile as TALK has now. Each dot stands for 6 companies, two years later.
90.5%
were still trading
5.9%
stopped another way
2.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,333 companies, not a prediction for TALK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, , since 20-03-2017
- 100%score equity €96,942 (2025) · 30-09-2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0500462293
Change of role: , from manager to director
Permanent representative: · Director discharge: (manager) · Gazette deed
Environmental permit refused
Gevel-, dak-, instandhoudings- en renovatiewerken binnen een gebouw, zonder volume- of oppervlaktewijziging · Provincie West-Vlaanderen
Resignation: (manager)
Director discharge: · General meeting of 24-09-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TALK Izegem | €282,383 | €6,661 | -2.0% | - |
| L 'ESCALE 2014 Fleurus | €250,144 | €5,555 | 4.8% | - |
| BAELEN D./PROJECTS Izegem | €190,059 | €5,384 | 83.0% | 0 |
| DSL-INVEST Wevelgem | €395,482 | €5,608 | 89.3% | - |
| CONSULTING FINANCIAL AGENCY Anderlues | €239,284 | €10,697 | -7.8% | - |
| ELMAUD Deinze | €311,031 | €3,499 | -23.6% | - |
| FRADOFLO Aubange | €242,829 | €12,057 | 77.4% | - |
These companies have the same main activity as TALK: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €190,000 and €395,000, founded between 2010 and 2014.
Official details
Source: KBO- Status
- Active since 10-10-2012Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 1 other
- Establishment unit
- 2.268.030.9378870 Izegem, since 20-03-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Insights on TALK
TALK files the abbreviated format. That format states no turnover. The gross margin fell from €27,192 in 2013 to €6,661 in 2025.
holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TALK
- What is the company number of TALK?
- The company number of TALK is 0500.462.293. The VAT number is the same number with BE in front: BE 0500.462.293.
- Where is TALK based?
- The registered office is at Prinsessestraat 184, 8870 Izegem.Company details
- What does TALK do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of TALK?
- TALK is a private limited company (BV).
- When was TALK founded?
- TALK was founded on 10-10-2012.
- Is TALK still active?
- Yes, TALK is an active enterprise in the KBO register.
- What is the turnover of TALK?
- The turnover in financial year 2025 is ≈ €26,000. This figure is estimated from the gross margin of €6,661 and 30 comparable companies (NACE 68110). It probably lies between €14,000 and €65,000. It is a rough estimate.Financials
- Is TALK profitable?
- In financial year 2025, TALK made a loss of €16,548.
- Where can I find the annual accounts of TALK?
- TALK filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TALK due?
- TALK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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