TALBI: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
TALBI
Largest movements
- Receivables within one year -€19,306
down €19,306 (-40.3%), from €47,960 to €28,654
of which Trade receivables: -€19,321
- Deferred charges and accrued income +€5,823
up €5,823 (+44.1%), from €13,191 to €19,014
- Cash -€4,618
down €4,618 (-56.6%), from €8,154 to €3,536
mainly Trade debts (-€38,423) and Deferred charges and accrued income (-€5,823)
- Tangible fixed assets -€3,226
no longer reported in 2024 (was €3,226)
- Trade debts -€38,423
down €38,423 (-92.9%), from €41,355 to €2,932
- Other debts +€23,059
new in 2024: €23,059
- Tax, wage and social debts -€5,178
down €5,178 (-34.7%), from €14,918 to €9,740
of which Remuneration and social security: -€7,374
- Profit (loss) carried forward -€785
down €785 (-18.3%), from -€4,287 to -€5,072
- Staff costs -€15,287
down €15,287 (-42.0%), from €36,368 to €21,081
- Gross operating margin -€3,918
down €3,918 (-13.2%), from €29,646 to €25,728
- Financial charges -€1,111
down €1,111 (-81.3%), from €1,366 to €255
- Taxes +€1,000
new in 2024: €1,000
- Other operating charges +€496
up €496 (+96.9%), from €512 to €1,008
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €72,556 | €51,229 | -€21,327 | -29.4% |
| Fixed assets | 21/28 | €3,251 | €25 | -€3,226 | -99.2% |
| Intangible fixed assets | 21 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €3,226 | - | -€3,226 | |
| Other tangible fixed assets | 26 | €3,226 | - | -€3,226 | |
| Financial fixed assets | 28 | €25 | €25 | = | 0.0% |
| Current assets | 29/58 | €69,305 | €51,204 | -€18,101 | -26.1% |
| Amounts receivable within one year | 40/41 | €47,960 | €28,654 | -€19,306 | -40.3% |
| Trade receivables | 40 | €39,768 | €20,447 | -€19,321 | -48.6% |
| Other amounts receivable | 41 | €8,192 | €8,207 | +€15 | +0.2% |
| Cash at bank and in hand | 54/58 | €8,154 | €3,536 | -€4,618 | -56.6% |
| Deferred charges and accrued income | 490/1 | €13,191 | €19,014 | +€5,823 | +44.1% |
| Total equity and liabilities | 10/49 | €72,556 | €51,229 | -€21,327 | -29.4% |
| Equity | 10/15 | €16,283 | €15,498 | -€785 | -4.8% |
| Contributions | 10/11 | €18,700 | €18,700 | = | 0.0% |
| Reserves | 13 | €1,870 | €1,870 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,870 | €1,870 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,870 | €1,870 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€4,287 | -€5,072 | -€785 | -18.3% |
| Amounts payable | 17/49 | €56,273 | €35,731 | -€20,542 | -36.5% |
| Amounts payable within one year | 42/48 | €56,273 | €35,731 | -€20,542 | -36.5% |
| Trade debts | 44 | €41,355 | €2,932 | -€38,423 | -92.9% |
| Suppliers | 440/4 | €41,355 | €2,932 | -€38,423 | -92.9% |
| Taxes, remuneration and social security | 45 | €14,918 | €9,740 | -€5,178 | -34.7% |
| Taxes | 450/3 | €458 | €2,654 | +€2,196 | +479.5% |
| Remuneration and social security | 454/9 | €14,460 | €7,086 | -€7,374 | -51.0% |
| Other amounts payable | 47/48 | - | €23,059 | +€23,059 | |
| Remuneration, social security and pensions | 62 | €36,368 | €21,081 | -€15,287 | -42.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,226 | €3,226 | = | 0.0% |
| Other operating charges | 640/8 | €512 | €1,008 | +€496 | +96.9% |
| Gross operating margin | 9900 | €29,646 | €25,728 | -€3,918 | -13.2% |
| Operating profit (loss) | 9901 | -€10,460 | €413 | +€10,873 | |
| Financial income | 75/76B | €322 | €57 | -€265 | -82.3% |
| Recurring financial income | 75 | €322 | €57 | -€265 | -82.3% |
| Financial charges | 65/66B | €1,366 | €255 | -€1,111 | -81.3% |
| Recurring financial charges | 65 | €1,366 | €255 | -€1,111 | -81.3% |
| Profit (loss) for the period before taxes | 9903 | -€11,504 | €215 | +€11,719 | |
| Income taxes | 67/77 | - | €1,000 | +€1,000 | |
| Profit (loss) for the period | 9904 | -€11,504 | -€785 | +€10,719 | +93.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€11,504 | -€785 | +€10,719 | +93.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.