TALBI
ActiveThe computed 12-month bankruptcy probability of TALBI is 1.8% (moderate). The 2023 annual accounts show equity of €16k and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 1946 sector peers (fiscal year 2023). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2023
Axes · tick = 2022
Profitability0▼-100
Solvency37▼-14
Growth78=
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.23 against 1.38 in 2022), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
22.4%
Return on assets
-15.9%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline16-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 03-09-2026, 764 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
764 d late
2022
383 d late
2021
61 d late
2020
3 d early
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€16k▼ 41.4%
2022 · €28k
2018: €6k
2019: €7k
2020: €21k
2021: €-6k
2022: €28k
2018 → 2023
Total assets
€73k▼ 28.4%
2022 · €101k
2018: €39k
2019: €51k
2020: €61k
2021: €62k
2022: €101k
2018 → 2023
Net result
€-12k
2022 · €34k
2018: €-28k
2019: €1k
2020: €14k
2021: €-27k
2022: €34k
2018 → 2023
Working capital
€13k▼ 49.7%
2022 · €26k
2018: €-10k
2019: €2k
2020: €6k
2021: €-16k
2022: €26k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€7k-€21k▲ 182%€-6k€28k€16k▼ 41.4%
Operating result€1k-€13k▲ 1,040%€-27k€37k€-10k
Net result€1k-€14k▲ 973%€-27k€34k€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €10k after €37k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €73k
Fixed assets
€3k▼ 49.8%
Current assets
€69k▼ 27.0%
Equity and liabilities €73k
Equity
€16k▼ 41.4%
Debt
€56k▼ 23.5%
The debt ratio rises from 72.6% to 77.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-7k▼
2022 · €41k
Cash flow
€-8k▼
2022 · €37k
Solvency
22.4%▼
2022 · 27.4%
Current ratio
1.23▼
2022 · 1.38
Quick ratio
1.23▼
2022 · 1.38
Debt / equity
3.46▲
2022 · 2.65
ROE
-70.7%▼
2022 · 122.2%
ROA
-15.9%▼
2022 · 33.5%
Interest coverage
-5.30▼
2022 · 13.59
Debt
€56k▼
2022 · €74k
Debt ≤ 1 year
€56k▼
2022 · €69k
Staff costs
€36k▲
2022 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€101k€73k▼
Fixed assets21/28€6k€3k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€6k€3k▼
Other tangible fixed assets26€6k€3k▼
Financial fixed assets28€25€25=
Current assets29/58€95k€69k▼
Amounts receivable within one year40/41€77k€48k▼
Trade receivables40€50k€40k▼
Other amounts receivable41€26k€8k▼
Cash at bank and in hand54/58€5k€8k▲
Deferred charges and accrued income490/1€14k€13k▼
Equity and liabilities
Total equity and liabilities10/49€101k€73k▼
Equity10/15€28k€16k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€7k€-4k▼
Amounts payable17/49€74k€56k▼
Amounts payable within one year42/48€69k€56k▼
Trade debts44€37k€41k▲
Suppliers440/4€37k€41k▲
Taxes, remuneration and social security45€32k€15k▼
Taxes450/3-€458
Remuneration and social security454/9€32k€14k▼
Accrued charges and deferred income492/3€5k-
Income statement
Code20222023
Remuneration, social security and pensions62€28k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€2k€512▼
Gross operating margin9900€71k€30k▼
Operating profit (loss)9901€37k€-10k▼
Financial income75/76B€88€322▲
Recurring financial income75€88€322▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€34k€-12k▼
Income taxes67/77€503-
Profit (loss) for the period9904€34k€-12k▼
Profit (loss) for the period to be appropriated9905€34k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-4k▼
Profit (loss) brought forward from the previous period14P€-27k€7k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 764 days late
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 383 days late
2022
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 55 days late
07-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 280 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 51 days late
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 151 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Ballon 156040 CharleroiGround area
358 m²
Building footprint
84 m²
Volume, LiDAR
918 m³
Parcel 52363E0222/00H006, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Boucherie Talbi
since 20142.234.706.883
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52363E0222/00H006 | Wallonia | 357 m² | 1 · 84 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COQARDENNE
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Slagerij Gadisseur
BE 0578.916.883
Antwerpen · Eq €19k
Bonmeat
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Rijkevorsel · Eq €19k
Of 107 companies in sector 10120 we hold annual accounts for 82. 31 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2014
Fiscal year end31-12
Activities, NACEBEL
10120Manufacture of food products
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47221Retail sale of meat and meat products, excluding game and poultry
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.