TAILOR & FOSTER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
TAILOR & FOSTER
Largest movements
- Receivables within one year -€118,017
down €118,017 (-80.2%), from €147,174 to €29,157
of which Trade receivables: -€115,528
- Cash +€65,122
up €65,122 (+742%), from €8,775 to €73,897
mainly Receivables within one year (+€118,017) and Net result for the year (+€4,190)
- Deferred charges and accrued income +€12,070
up €12,070 (+1,360%), from €888 to €12,957
- Trade debts -€43,037
down €43,037 (-88.4%), from €48,663 to €5,627
- Reserves +€4,190
up €4,190 (+16.0%), from €26,155 to €30,344
- Gross operating margin -€7,848
down €7,848 (-48.4%), from €16,213 to €8,365
- Taxes -€2,142
down €2,142 (-57.5%), from €3,726 to €1,583
- Financial income -€604
down €604 (-79.5%), from €759 to €156
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €157,980 | €118,470 | -€39,510 | -25.0% |
| Fixed assets | 21/28 | €1,144 | €2,459 | +€1,316 | +115% |
| Tangible fixed assets | 22/27 | €1,144 | €2,459 | +€1,316 | +115% |
| Furniture and vehicles | 24 | €1,144 | €2,459 | +€1,316 | +115% |
| Current assets | 29/58 | €156,837 | €116,011 | -€40,826 | -26.0% |
| Amounts receivable within one year | 40/41 | €147,174 | €29,157 | -€118,017 | -80.2% |
| Trade receivables | 40 | €133,520 | €17,991 | -€115,528 | -86.5% |
| Other amounts receivable | 41 | €13,654 | €11,166 | -€2,489 | -18.2% |
| Cash at bank and in hand | 54/58 | €8,775 | €73,897 | +€65,122 | +742% |
| Deferred charges and accrued income | 490/1 | €888 | €12,957 | +€12,070 | +1,360% |
| Total equity and liabilities | 10/49 | €157,980 | €118,470 | -€39,510 | -25.0% |
| Equity | 10/15 | €32,352 | €36,542 | +€4,190 | +13.0% |
| Contributions | 10/11 | €6,197 | €6,197 | = | 0.0% |
| Reserves | 13 | €26,155 | €30,344 | +€4,190 | +16.0% |
| Distributable reserves | 133 | €26,155 | €30,344 | +€4,190 | +16.0% |
| Amounts payable | 17/49 | €125,629 | €81,929 | -€43,700 | -34.8% |
| Amounts payable after more than one year | 17 | €72,000 | €72,000 | = | 0.0% |
| Other amounts payable | 178/9 | €72,000 | €72,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €53,629 | €9,929 | -€43,700 | -81.5% |
| Trade debts | 44 | €48,663 | €5,627 | -€43,037 | -88.4% |
| Suppliers | 440/4 | €48,663 | €5,627 | -€43,037 | -88.4% |
| Taxes, remuneration and social security | 45 | €2,972 | €2,309 | -€663 | -22.3% |
| Taxes | 450/3 | €2,972 | €2,309 | -€663 | -22.3% |
| Other amounts payable | 47/48 | €1,993 | €1,993 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €473 | €535 | +€62 | +13.0% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | €16,213 | €8,365 | -€7,848 | -48.4% |
| Operating profit (loss) | 9901 | €15,352 | €7,431 | -€7,922 | -51.6% |
| Financial income | 75/76B | €759 | €156 | -€604 | -79.5% |
| Recurring financial income | 75 | €759 | €156 | -€604 | -79.5% |
| Financial charges | 65/66B | €1,729 | €1,813 | +€85 | +4.9% |
| Recurring financial charges | 65 | €1,729 | €1,813 | +€85 | +4.9% |
| Profit (loss) for the period before taxes | 9903 | €14,383 | €5,773 | -€8,610 | -59.9% |
| Income taxes | 67/77 | €3,726 | €1,583 | -€2,142 | -57.5% |
| Profit (loss) for the period | 9904 | €10,658 | €4,190 | -€6,468 | -60.7% |
| Profit (loss) for the period to be appropriated | 9905 | €10,658 | €4,190 | -€6,468 | -60.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.