TAILOR & FOSTER
ActiveTAILOR & FOSTER has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €4k. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-17
Solvency56▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 11.68 against 2.92 in 2024; short-term debt: 8.4% and cash: 62.4% of total assets), but 69.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.8%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
38 d late
2024
29 d late
2023
26 d late
2022
31 d late
2021
16 d early
2020
16 d late
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€37k▲ 13.0%
2024 · €32k
2018: €-45k
2019: €-56k
2020: €14k
2021: €11k
2022: €20k
2023: €22k
2024: €32k
2018 → 2025
Total assets
€118k▼ 25.0%
2024 · €158k
2018: €80k
2019: €19k
2020: €180k
2021: €106k
2022: €161k
2023: €143k
2024: €158k
2018 → 2025
Net result
€4k▼ 60.7%
2024 · €11k
2018: €23k
2019: €-12k
2020: €70k
2021: €-2k
2022: €8k
2023: €2k
2024: €11k
2018 → 2025
Working capital
€106k▲ 2.8%
2024 · €103k
2018: €27k
2019: €16k
2020: €86k
2021: €83k
2022: €90k
2023: €92k
2024: €103k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€20k▲ 73.4%€22k▲ 9.9%€32k▲ 49.1%€37k▲ 13.0%
Operating result€-775-€12k€7k▼ 41.8%€15k▲ 121%€7k▼ 51.6%
Net result€-2k-€8k€2k▼ 76.6%€11k▲ 445%€4k▼ 60.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€2k▲ 115%
Current assets
€116k▼ 26.0%
Equity and liabilities €118k
Equity
€37k▲ 13.0%
Debt
€82k▼ 34.8%
The debt ratio falls from 79.5% to 69.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €16k
Cash flow
€5k▼
2024 · €11k
Solvency
30.8%▲
2024 · 20.5%
Current ratio
11.68▲
2024 · 2.92
Quick ratio
11.68▲
2024 · 2.92
Debt / equity
2.24▼
2024 · 3.88
ROE
11.5%▼
2024 · 32.9%
ROA
3.5%▼
2024 · 6.7%
Interest coverage
4.39▼
2024 · 9.16
Debt
€82k▼
2024 · €126k
Debt ≤ 1 year
€10k▼
2024 · €54k
Debt > 1 year
€72k=
2024 · €72k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€118k▼
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€157k€116k▼
Amounts receivable within one year40/41€147k€29k▼
Trade receivables40€134k€18k▼
Other amounts receivable41€14k€11k▼
Cash at bank and in hand54/58€9k€74k▲
Deferred charges and accrued income490/1€888€13k▲
Equity and liabilities
Total equity and liabilities10/49€158k€118k▼
Equity10/15€32k€37k▲
Contributions10/11€6k€6k=
Reserves13€26k€30k▲
Distributable reserves133€26k€30k▲
Amounts payable17/49€126k€82k▼
Amounts payable after more than one year17€72k€72k=
Other amounts payable178/9€72k€72k=
Amounts payable within one year42/48€54k€10k▼
Trade debts44€49k€6k▼
Suppliers440/4€49k€6k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€473€535▲
Other operating charges640/8€387€400▲
Gross operating margin9900€16k€8k▼
Operating profit (loss)9901€15k€7k▼
Financial income75/76B€759€156▼
Recurring financial income75€759€156▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€14k€6k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€11k€4k▼
Profit (loss) for the period to be appropriated9905€11k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€4k▼
Transfer to equity691/2€11k€4k▼
To other reserves6921€11k€4k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 38 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 11.68
Current ratio from 2.92 to 11.68; short-term debt falls from €54k to €10k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 4.68
Current ratio from 1.91 to 4.68; short-term debt falls from €95k to €23k.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Back to profitnet €70k
Net result €70k after one loss-making year.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial
Weakest financial yearnet €-12k ▼151%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.95
Current ratio from 1.51 to 4.95; short-term debt falls from €53k to €4k.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Albertstraat 331050 ElseneGround area
3,820 m²
Building footprint
2,831 m²
Volume, LiDAR
56,192 m³
Parcel 21009A0595/00E002, Brussels · tallest building 23.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
FOR
since 19952.073.696.781
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0595/00E002 | Brussels | 3,820 m² | 1 · 2,831 m² | 23.7 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GENOBO
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IMMO G-LINE
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IMPACT CONSULTING
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 4,718 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-1995
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
51850
68122Development of non-residential building projects
46150Agents in the wholesale of furniture, household goods and hardware
46500Wholesale of information and communication equipment
46660Wholesale trade
51150
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.