TAC. CONSULTING: what changed
What changed
TAC. CONSULTING
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€82,104
2024 · €79,514+€2,590
Equity
€397,979
2024 · €390,871+€7,108
Cash
€332,657
2024 · €108,147+€224,510
Balance sheet total
€459,575
2024 · €456,083+€3,493
Largest movements
Assets
- Cash +€224,510
up €224,510 (+208%), from €108,147 to €332,657
mainly Current investments (+€203,611) and Net result for the year (+€82,104)
- Current investments -€203,611
down €203,611 (-70.5%), from €288,820 to €85,209
- Tangible fixed assets -€17,249
down €17,249 (-41.7%), from €41,374 to €24,126
of which Furniture and vehicles: -€16,384
Equity and liabilities
- Reserves +€7,223
up €7,223 (+1.9%), from €384,786 to €392,009
Income statement
- Financial income +€1,732
up €1,732 (+32.9%), from €5,265 to €6,997
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€79,514
Gross operating margin
+€1,118
Staff costs
-€429
Depreciation
-€74
Other operating charges
+€1,085
Financial income
+€1,732
Financial charges
-€66
Taxes
-€776
Result 2025
€82,104
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€96,555
Investment
+€202,952
Financing
-€74,996
Cash 2024
€108,147
From operations (derived)
+€96,555
Net result for the year
+€82,104
Depreciation
+€17,908
Smaller working-capital items
-€261
Trade debts
-€720
Tax, wage and social debts
-€2,477
Investment (derived)
+€202,952
Investment in fixed assets (net)
-€659
Current investments
+€203,611
Financing
-€74,996
Contributions, distributions and other
-€74,996
Cash 2025
€332,657
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €456,083 | €459,575 | +€3,493 | +0.8% |
| Fixed assets | 21/28 | €41,374 | €24,126 | -€17,249 | -41.7% |
| Tangible fixed assets | 22/27 | €41,374 | €24,126 | -€17,249 | -41.7% |
| Plant, machinery and equipment | 23 | €3,268 | €2,403 | -€864 | -26.4% |
| Furniture and vehicles | 24 | €38,107 | €21,722 | -€16,384 | -43.0% |
| Current assets | 29/58 | €414,708 | €435,450 | +€20,741 | +5.0% |
| Current investments | 50/53 | €288,820 | €85,209 | -€203,611 | -70.5% |
| Cash at bank and in hand | 54/58 | €108,147 | €332,657 | +€224,510 | +208% |
| Deferred charges and accrued income | 490/1 | €17,742 | €17,583 | -€158 | -0.9% |
| Total equity and liabilities | 10/49 | €456,083 | €459,575 | +€3,493 | +0.8% |
| Equity | 10/15 | €390,871 | €397,979 | +€7,108 | +1.8% |
| Contributions | 10/11 | €6,085 | €5,970 | -€115 | -1.9% |
| Reserves | 13 | €384,786 | €392,009 | +€7,223 | +1.9% |
| Distributable reserves | 133 | €384,786 | €392,009 | +€7,223 | +1.9% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €65,211 | €61,596 | -€3,615 | -5.5% |
| Amounts payable after more than one year | 17 | €45,000 | €45,000 | = | 0.0% |
| Financial debts | 170/4 | €45,000 | €45,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €17,646 | €14,031 | -€3,615 | -20.5% |
| Trade debts | 44 | €2,385 | €1,665 | -€720 | -30.2% |
| Suppliers | 440/4 | €2,385 | €1,665 | -€720 | -30.2% |
| Taxes, remuneration and social security | 45 | €11,806 | €9,329 | -€2,477 | -21.0% |
| Taxes | 450/3 | €9,381 | €8,027 | -€1,355 | -14.4% |
| Remuneration and social security | 454/9 | €2,425 | €1,303 | -€1,122 | -46.3% |
| Other amounts payable | 47/48 | €3,456 | €3,037 | -€419 | -12.1% |
| Accrued charges and deferred income | 492/3 | €2,565 | €2,565 | = | 0.0% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Remuneration, social security and pensions | 62 | €11,482 | €11,911 | +€429 | +3.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,834 | €17,908 | +€74 | +0.4% |
| Other operating charges | 640/8 | €2,016 | €931 | -€1,085 | -53.8% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €140,152 | €141,270 | +€1,118 | +0.8% |
| Operating profit (loss) | 9901 | €108,819 | €110,520 | +€1,701 | +1.6% |
| Financial income | 75/76B | €5,265 | €6,997 | +€1,732 | +32.9% |
| Recurring financial income | 75 | €5,265 | €6,997 | +€1,732 | +32.9% |
| Financial charges | 65/66B | €2,983 | €3,049 | +€66 | +2.2% |
| Recurring financial charges | 65 | €2,983 | €3,049 | +€66 | +2.2% |
| Profit (loss) for the period before taxes | 9903 | €111,101 | €114,468 | +€3,367 | +3.0% |
| Income taxes | 67/77 | €31,587 | €32,364 | +€776 | +2.5% |
| Profit (loss) for the period | 9904 | €79,514 | €82,104 | +€2,590 | +3.3% |
| Profit (loss) for the period to be appropriated | 9905 | €79,514 | €82,104 | +€2,590 | +3.3% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.