TAC. CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €398k and a net result of €82k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 2420 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
94 d early
2023
90 d early
2022
26 d early
2021
40 d early
2020
38 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€398k▲ 1.8%
2024 · €391k
2018: €281k
2019: €310k
2020: €323k
2021: €298k
2022: €324k
2023: €333k
2024: €391k
2018 → 2025
Net result
€82k▲ 3.3%
2024 · €80k
2018: €11k
2019: €31k
2020: €32k
2021: €34k
2022: €59k
2023: €56k
2024: €80k
2018 → 2025
Total assets
€460k▲ 0.8%
2024 · €456k
2018: €289k
2019: €326k
2020: €344k
2021: €318k
2022: €340k
2023: €394k
2024: €456k
2018 → 2025
Solvency
86.6%▲ 0.9pp
2024 · 85.7%
2018: 97.3%
2019: 95.2%
2020: 94.0%
2021: 93.6%
2022: 95.2%
2023: 84.4%
2024: 85.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€298k-€324k▲ 8.8%€333k▲ 2.6%€391k▲ 17.5%€398k▲ 1.8%
Operating result€50k-€82k▲ 65.1%€78k▼ 4.6%€109k▲ 38.9%€111k▲ 1.6%
Net result€34k-€59k▲ 70.9%€56k▼ 4.6%€80k▲ 42.4%€82k▲ 3.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €460k
Fixed assets
€24k▼ 41.7%
Current assets
€435k▲ 5.0%
Equity and liabilities €460k
Equity
€398k▲ 1.8%
Debt
€62k▼ 5.5%
The debt ratio falls from 14.3% to 13.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
86.6%▲
2024 · 85.7%
ROE
20.6%▲
2024 · 20.3%
ROA
17.9%▲
2024 · 17.4%
Debt
€62k▼
2024 · €65k
Debt ≤ 1 year
€14k▼
2024 · €18k
Debt > 1 year
€45k=
2024 · €45k
Income taxes
€32k▲
2024 · €32k
Staff costs
€12k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€456k€460k▲
Fixed assets21/28€41k€24k▼
Tangible fixed assets22/27€41k€24k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€38k€22k▼
Current assets29/58€415k€435k▲
Current investments50/53€289k€85k▼
Cash at bank and in hand54/58€108k€333k▲
Deferred charges and accrued income490/1€18k€18k▼
Equity and liabilities
Total equity and liabilities10/49€456k€460k▲
Equity10/15€391k€398k▲
Contributions10/11€6k€6k▼
Reserves13€385k€392k▲
Distributable reserves133€385k€392k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€65k€62k▼
Amounts payable after more than one year17€45k€45k=
Financial debts170/4€45k€45k=
Amounts payable within one year42/48€18k€14k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€3k€3k▼
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€11k€12k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€2k€931▼
Non-recurring operating charges66A€0-
Gross operating margin9900€140k€141k▲
Operating profit (loss)9901€109k€111k▲
Financial income75/76B€5k€7k▲
Recurring financial income75€5k€7k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€111k€114k▲
Income taxes67/77€32k€32k▲
Profit (loss) for the period9904€80k€82k▲
Profit (loss) for the period to be appropriated9905€80k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€82k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€21k€75k▲
Transfer to equity691/2€80k€82k▲
To other reserves6921€80k€82k▲
Profit to be distributed694/7€21k€75k▲
Return on contributions (dividend)694€21k€75k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €82k ▲3.3%
Operating result €111k, net result €82k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudestraat 551910 KampenhoutGround area
681 m²
Building footprint
203 m²
Volume, LiDAR
942 m³
Parcel 23038A0003/00S000, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Oudestraat 55, 1910 Kampenhout
since 20012.100.398.309
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038A0003/00S000 | Flanders | 681 m² | 1 · 203 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500LP98HP4TULIW78
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Of 4,686 companies in sector 66220 we hold annual accounts for 3,231. 2,677 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2001
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.