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SY Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SY Construct

BE 0804.648.751
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€102,593
2024 · €120,641-€18,048
Equity
€296,655
2024 · €194,061+€102,593
Cash
€250,929
2024 · €142,795+€108,134
Balance sheet total
€301,027
2024 · €217,075+€83,952

Largest movements

2024 to 2025
Assets
  • Cash +€108,134

    up €108,134 (+75.7%), from €142,795 to €250,929

    mainly Net result for the year (+€102,593) and Receivables within one year (+€17,887)

  • Receivables within one year -€17,887

    down €17,887 (-39.9%), from €44,882 to €26,996

    of which Trade receivables: -€16,423

  • Tangible fixed assets -€6,296

    down €6,296 (-21.4%), from €29,398 to €23,102

Equity and liabilities
  • Reserves +€102,593

    up €102,593 (+53.4%), from €192,061 to €294,655

  • Advances received -€18,211

    down €18,211 (-100.0%), from €18,211 to €0

Income statement
  • Gross operating margin -€31,324

    down €31,324 (-17.1%), from €182,893 to €151,569

  • Taxes -€6,931

    down €6,931 (-14.0%), from €49,525 to €42,594

  • Depreciation +€4,215

    up €4,215 (+202.5%), from €2,081 to €6,296

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €120,641
Gross operating margin -€31,324
Depreciation -€4,215
Other operating charges +€423
Other operating items +€8,356
Financial income +€776
Financial charges +€1,005
Taxes +€6,931
Result 2025 €102,593

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€108,134
Investment €0
Financing €0
Cash 2024 €142,795
Net result for the year +€102,593
Depreciation +€6,296
Receivables within one year +€17,887
Trade debts -€1,825
Tax, wage and social debts +€1,672
Advances received -€18,211
Other debts +€1,122
Accrued charges and deferred income -€1,400
Cash 2025 €250,929
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €217,075 €301,027 +€83,952 +38.7%
Fixed assets 21/28 €29,398 €23,102 -€6,296 -21.4%
Tangible fixed assets 22/27 €29,398 €23,102 -€6,296 -21.4%
Furniture and vehicles 24 €29,398 €23,102 -€6,296 -21.4%
Current assets 29/58 €187,677 €277,925 +€90,248 +48.1%
Amounts receivable within one year 40/41 €44,882 €26,996 -€17,887 -39.9%
Trade receivables 40 €30,013 €13,590 -€16,423 -54.7%
Other amounts receivable 41 €14,870 €13,406 -€1,464 -9.8%
Cash at bank and in hand 54/58 €142,795 €250,929 +€108,134 +75.7%
Total equity and liabilities 10/49 €217,075 €301,027 +€83,952 +38.7%
Equity 10/15 €194,061 €296,655 +€102,593 +52.9%
Contributions 10/11 €2,000 €2,000 = 0.0%
Reserves 13 €192,061 €294,655 +€102,593 +53.4%
Distributable reserves 133 €192,061 €294,655 +€102,593 +53.4%
Amounts payable 17/49 €23,014 €4,372 -€18,641 -81.0%
Amounts payable within one year 42/48 €21,614 €4,372 -€17,242 -79.8%
Trade debts 44 €2,078 €253 -€1,825 -87.8%
Suppliers 440/4 €2,078 €253 -€1,825 -87.8%
Advances received on contracts in progress 46 €18,211 €0 -€18,211 -100.0%
Taxes, remuneration and social security 45 €0 €1,672 +€1,672
Taxes 450/3 €0 €1,672 +€1,672
Other amounts payable 47/48 €1,326 €2,448 +€1,122 +84.7%
Accrued charges and deferred income 492/3 €1,400 €0 -€1,400 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,081 €6,296 +€4,215 +202.5%
Other operating charges 640/8 €1,058 €635 -€423 -40.0%
Non-recurring operating charges 66A €8,356 €0 -€8,356 -100.0%
Gross operating margin 9900 €182,893 €151,569 -€31,324 -17.1%
Operating profit (loss) 9901 €171,397 €144,638 -€26,760 -15.6%
Financial income 75/76B €24 €800 +€776 +3233.5%
Recurring financial income 75 €24 €800 +€776 +3233.5%
Financial charges 65/66B €1,255 €251 -€1,005 -80.0%
Recurring financial charges 65 €1,255 €251 -€1,005 -80.0%
Profit (loss) for the period before taxes 9903 €170,166 €145,187 -€24,979 -14.7%
Income taxes 67/77 €49,525 €42,594 -€6,931 -14.0%
Profit (loss) for the period 9904 €120,641 €102,593 -€18,048 -15.0%
Profit (loss) for the period to be appropriated 9905 €120,641 €102,593 -€18,048 -15.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.