SUUMI: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SUUMI
Largest movements
- Cash -€8,896
down €8,896 (-25.5%), from €34,955 to €26,059
mainly Contributions, distributions and other (-€16,459) and Receivables within one year (-€5,290)
- Receivables within one year +€5,290
up €5,290 (+937%), from €565 to €5,855
of which Trade receivables: +€5,290
- Intangible fixed assets -€4,000
no longer reported in 2025 (was €4,000)
- Tangible fixed assets -€3,590
down €3,590 (-12.5%), from €28,773 to €25,184
of which Furniture and vehicles: -€6,930
- Deferred charges and accrued income +€807
up €807 (+33.8%), from €2,385 to €3,191
- Reserves -€12,771
down €12,771 (-77.3%), from €16,518 to €3,747
- Other debts +€4,990
up €4,990 (+55.4%), from €9,000 to €13,990
- Tax, wage and social debts -€3,135
down €3,135 (-45.2%), from €6,934 to €3,799
- Gross operating margin -€1,699
down €1,699 (-8.3%), from €20,551 to €18,852
- Depreciation +€225
up €225 (+2.0%), from €11,364 to €11,588
- Taxes -€219
down €219 (-11.3%), from €1,935 to €1,716
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €70,678 | €60,289 | -€10,389 | -14.7% |
| Fixed assets | 21/28 | €32,773 | €25,184 | -€7,590 | -23.2% |
| Intangible fixed assets | 21 | €4,000 | - | -€4,000 | |
| Tangible fixed assets | 22/27 | €28,773 | €25,184 | -€3,590 | -12.5% |
| Furniture and vehicles | 24 | €28,773 | €21,843 | -€6,930 | -24.1% |
| Other tangible fixed assets | 26 | - | €3,340 | +€3,340 | |
| Current assets | 29/58 | €37,905 | €35,105 | -€2,799 | -7.4% |
| Amounts receivable within one year | 40/41 | €565 | €5,855 | +€5,290 | +937% |
| Trade receivables | 40 | - | €5,290 | +€5,290 | |
| Other amounts receivable | 41 | €565 | €565 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €34,955 | €26,059 | -€8,896 | -25.5% |
| Deferred charges and accrued income | 490/1 | €2,385 | €3,191 | +€807 | +33.8% |
| Total equity and liabilities | 10/49 | €70,678 | €60,289 | -€10,389 | -14.7% |
| Equity | 10/15 | €35,118 | €22,347 | -€12,771 | -36.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €16,518 | €3,747 | -€12,771 | -77.3% |
| Distributable reserves | 133 | €16,518 | €3,747 | -€12,771 | -77.3% |
| Amounts payable | 17/49 | €35,560 | €37,942 | +€2,382 | +6.7% |
| Amounts payable after more than one year | 17 | €14,880 | €15,391 | +€511 | +3.4% |
| Financial debts | 170/4 | €12,494 | €8,631 | -€3,863 | -30.9% |
| Other amounts payable | 178/9 | €2,386 | €6,761 | +€4,375 | +183% |
| Amounts payable within one year | 42/48 | €20,680 | €22,550 | +€1,870 | +9.0% |
| Current portion of amounts payable after more than one year | 42 | €3,693 | €3,863 | +€170 | +4.6% |
| Trade debts | 44 | €1,053 | €898 | -€155 | -14.7% |
| Suppliers | 440/4 | €1,053 | €898 | -€155 | -14.7% |
| Taxes, remuneration and social security | 45 | €6,934 | €3,799 | -€3,135 | -45.2% |
| Taxes | 450/3 | €6,934 | €3,799 | -€3,135 | -45.2% |
| Other amounts payable | 47/48 | €9,000 | €13,990 | +€4,990 | +55.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,364 | €11,588 | +€225 | +2.0% |
| Other operating charges | 640/8 | €1,083 | €1,114 | +€31 | +2.9% |
| Gross operating margin | 9900 | €20,551 | €18,852 | -€1,699 | -8.3% |
| Operating profit (loss) | 9901 | €8,104 | €6,150 | -€1,955 | -24.1% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €838 | €746 | -€92 | -11.0% |
| Recurring financial charges | 65 | €838 | €746 | -€92 | -11.0% |
| Profit (loss) for the period before taxes | 9903 | €7,266 | €5,404 | -€1,862 | -25.6% |
| Income taxes | 67/77 | €1,935 | €1,716 | -€219 | -11.3% |
| Profit (loss) for the period | 9904 | €5,331 | €3,688 | -€1,643 | -30.8% |
| Profit (loss) for the period to be appropriated | 9905 | €5,331 | €3,688 | -€1,643 | -30.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.