SUUMI
ActiveSummary
SUUMI has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35,118 and a net result of €5,331. Equity is growing by ~4.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability78▼-22
Solvency75▼-25
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 1.83 against 3.13 in 2023; short-term debt: 29.3% and cash: 49.5% of total assets), but 50.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.7%
Return on assets
7.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
34 d early
2023
2 d early
2022
32 d early
2021
31 d early
2020
1 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€35,118▼ 40.6%
2023 · €59,121
Total assets
€70,678▲ 6.8%
2023 · €66,173
Net result
€5,331▼ 69.0%
2023 · €17,222
Working capital
€17,225▲ 14.9%
2023 · €14,997
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€10,715▲ 84.6%-€7,281€5,611€21,916▲ 291%€8,104▼ 63.0%
Net result€7,858within the sector's middle half▲ 110%-€7,542below the sector's middle half€4,867within the sector's middle half€17,222within the sector's middle half▲ 254%€5,331within the sector's middle half▼ 69.0%
Equity€44,574within the sector's middle half▲ 21.4%€37,032within the sector's middle half▼ 16.9%€41,899within the sector's middle half▲ 13.1%€59,121within the sector's middle half▲ 41.1%€35,118within the sector's middle half▼ 40.6%
Total assets€62,356below the sector's middle half▲ 3.3%€47,240below the sector's middle half▼ 24.2%€48,492below the sector's middle half▲ 2.7%€66,173within the sector's middle half▲ 36.5%€70,678within the sector's middle half▲ 6.8%
Debt€17,782▼ 24.9%€10,208▼ 42.6%€6,593▼ 35.4%€7,052▲ 7.0%€35,560▲ 404%
Working capital€23,371within the sector's middle half▲ 64.7%€17,572within the sector's middle half▼ 24.8%€26,264within the sector's middle half▲ 49.5%€14,997within the sector's middle half▼ 42.9%€17,225within the sector's middle half▲ 14.9%
Solvency71.5%within the sector's middle half▲ 10.7pp78.4%above the sector's middle half▲ 6.9pp86.4%above the sector's middle half▲ 8.0pp89.3%above the sector's middle half▲ 2.9pp49.7%within the sector's middle half▼ 39.7pp
Current ratio5.94above the sector's middle half▲ 1.865.28above the sector's middle half▼ 0.665.94above the sector's middle half▲ 0.673.13within the sector's middle half▼ 2.811.83within the sector's middle half▼ 1.30
Return on assets (ROA)12.6%within the sector's middle half▲ 6.4pp-16.0%below the sector's middle half▼ 28.6pp10.0%within the sector's middle half▲ 26.0pp26.0%above the sector's middle half▲ 16.0pp7.5%within the sector's middle half▼ 18.5pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 63% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €70,678
Fixed assets
€32,773 ▼ 25.7%
Current assets
€37,905 ▲ 72.0%
Equity and liabilities €70,678
Equity
€35,118 ▼ 40.6%
Debt
€35,560 ▲ 404%
Debt's share of the balance-sheet total rises from 10.7% to 50.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19,468▼
2023 · €26,586
Cash flow
€16,695▼
2023 · €21,891
Debt to equity
1.01▲
2023 · 0.12
ROE
15.2%▼
2023 · 29.1%
Interest coverage
23.23▼
2023 · 80.77
Debt ≤ 1 year
€20,680▲
2023 · €7,039
Debt > 1 year
€14,880
Income taxes
€1,935▼
2023 · €4,365
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,682 | €8,695 | €8,645 | €4,670 | €11,364 | ▲ 143% |
| Other operating charges640/8 | - | €626 | €698 | €876 | €1,083 | ▲ 23.6% |
| Non-recurring operating charges66A | - | - | - | €1,397 | - | - |
| Gross operating margin9900 | €20,262 | €2,040 | €14,954 | €28,859 | €20,551 | ▼ 28.8% |
| Operating profit (loss)9901 | €10,715 | -€7,281 | €5,611 | €21,916 | €8,104 | ▼ 63.0% |
| Financial income75/76B | - | €0 | €0 | €0 | €0 | ▲ 700% |
| Recurring financial income75 | €2 | €0 | €0 | €0 | €0 | ▲ 700% |
| Financial charges65/66B | - | €152 | €141 | €329 | €838 | ▲ 155% |
| Recurring financial charges65 | €151 | €152 | €141 | €329 | €838 | ▲ 155% |
| Profit (loss) for the period before taxes9903 | €10,566 | -€7,433 | €5,469 | €21,587 | €7,266 | ▼ 66.3% |
| Income taxes67/77 | €2,708 | €110 | €602 | €4,365 | €1,935 | ▼ 55.7% |
| Profit (loss) for the period9904 | €7,858 | -€7,542 | €4,867 | €17,222 | €5,331 | ▼ 69.0% |
| Profit (loss) for the period to be appropriated9905 | €7,858 | -€7,542 | €4,867 | €17,222 | €5,331 | ▼ 69.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €62,356 | €47,240 | €48,492 | €66,173 | €70,678 | ▲ 6.8% |
| Fixed assets21/28 | €34,252 | €25,558 | €16,912 | €44,137 | €32,773 | ▼ 25.7% |
| Intangible fixed assets21 | €20,000 | €16,000 | €12,000 | €8,000 | €4,000 | ▼ 50.0% |
| Tangible fixed assets22/27 | €14,252 | €9,558 | €4,912 | €36,137 | €28,773 | ▼ 20.4% |
| Furniture and vehicles24 | - | €8,953 | €4,409 | €36,137 | €28,773 | ▼ 20.4% |
| Other tangible fixed assets26 | - | €605 | €504 | - | - | - |
| Current assets29/58 | €28,104 | €21,682 | €31,580 | €22,036 | €37,905 | ▲ 72.0% |
| Amounts receivable within one year40/41 | €1,786 | €7,864 | €8,192 | €9,691 | €565 | ▼ 94.2% |
| Trade receivables40 | - | €4,956 | €5,801 | €6,368 | - | - |
| Other amounts receivable41 | - | €2,908 | €2,390 | €3,323 | €565 | ▼ 83.0% |
| Cash at bank and in hand54/58 | €25,766 | €13,324 | €22,916 | €9,510 | €34,955 | ▲ 268% |
| Deferred charges and accrued income490/1 | - | €494 | €472 | €2,835 | €2,385 | ▼ 15.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €62,356 | €47,240 | €48,492 | €66,173 | €70,678 | ▲ 6.8% |
| Equity10/15 | €44,574 | €37,032 | €41,899 | €59,121 | €35,118 | ▼ 40.6% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €18,600 | ▲ 50.0% |
| Reserves13 | €32,174 | €24,632 | €29,499 | €46,721 | €16,518 | ▼ 64.6% |
| Distributable reserves133 | - | €24,632 | €29,499 | €46,721 | €16,518 | ▼ 64.6% |
| Amounts payable17/49 | €17,782 | €10,208 | €6,593 | €7,052 | €35,560 | ▲ 404% |
| Amounts payable after more than one year17 | €13,050 | €6,098 | €1,267 | - | €14,880 | - |
| Financial debts170/4 | - | €3,570 | €513 | - | €12,494 | - |
| Other amounts payable178/9 | - | €2,528 | €755 | - | €2,386 | - |
| Amounts payable within one year42/48 | €4,732 | €4,110 | €5,316 | €7,039 | €20,680 | ▲ 194% |
| Current portion of amounts payable after more than one year42 | - | €3,027 | €3,057 | €513 | €3,693 | ▲ 620% |
| Trade debts44 | €120 | €374 | €719 | €1,309 | €1,053 | ▼ 19.5% |
| Suppliers440/4 | - | €374 | €719 | €1,309 | €1,053 | ▼ 19.5% |
| Taxes, remuneration and social security45 | - | €708 | €1,540 | €5,218 | €6,934 | ▲ 32.9% |
| Taxes450/3 | - | €708 | €1,540 | €4,968 | €6,934 | ▲ 39.6% |
| Remuneration and social security454/9 | - | - | - | €250 | - | - |
| Other amounts payable47/48 | - | - | - | - | €9,000 | - |
| Accrued charges and deferred income492/3 | - | - | €10 | €13 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,858 | -€7,542 | €4,867 | €17,222 | €5,331 | ▼ 69.0% |
| + Depreciation and write-downs630 | €8,682 | €8,695 | €8,645 | €4,670 | €11,364 | ▲ 143% |
| Operating cash flow (approximation) | €16,540 | €1,152 | €13,512 | €21,891 | €16,695 | ▼ 23.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€31,894 | €0 | ▲ 100% |
| Change in cash | - | -€12,443 | €9,592 | -€13,405 | €25,445 | ▲ 290% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €17,222 ▲254%
Operating result €21,916, net result €17,222, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4,867
Net result €4,867 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€7,542
Net result drops to -€7,542, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2016
Ground area
799 m²
Building footprint
118 m²
Volume, LiDAR
660 m³
Parcel 13038C0188/00F000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SUUMI
since 20162.250.589.149
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13038C0188/00F000 | Flanders | 799 m² | 1 · 118 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,924 companies in sector 71112 we hold annual accounts for 1,296. 1,056 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-2016
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0647815488
Also
9925:BE0647815488
Registered
09-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.