SUNCOMFORT: what changed
What changed
SUNCOMFORT
NACE 43.240, Other construction installation
filed annual accounts (NBB)
Net result for the year
-€95,709
2024 · €540,568-€636,276
Equity
€1.9m
2024 · €2.0m-€95,709
Cash
€234,317
2024 · €218,374+€15,943
Balance sheet total
€3.3m
2024 · €3.7m-€396,850
Largest movements
Assets
- Deferred charges and accrued income -€212,563
no longer reported in 2025 (was €212,563)
- Receivables within one year -€94,473
down €94,473 (-22.8%), from €414,621 to €320,148
of which Other amounts receivable: -€98,913
- Stocks and contracts -€70,892
down €70,892 (-76.4%), from €92,801 to €21,909
Equity and liabilities
- Trade debts -€136,718
down €136,718 (-56.7%), from €240,962 to €104,244
- Debts after one year -€117,782
down €117,782 (-10.8%), from €1.1m to €977,415
- Profit (loss) carried forward -€89,935
down €89,935 (-14.5%), from €620,689 to €530,754
- Other debts -€47,478
down €47,478 (-47.3%), from €100,422 to €52,944
Income statement
- Financial income -€418,129
down €418,129 (-98.5%), from €424,571 to €6,442
- Gross operating margin -€356,915
down €356,915 (-49.4%), from €722,622 to €365,707
- Taxes -€121,402
down €121,402 (-75.8%), from €160,089 to €38,687
- Other operating charges -€8,617
down €8,617 (-45.5%), from €18,933 to €10,316
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€540,568
Gross operating margin
-€356,915
Staff costs
+€3,506
Depreciation
-€36
Other operating charges
+€8,617
Financial income
-€418,129
Financial charges
+€5,279
Taxes
+€121,402
Result 2025
-€95,709
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€167,931
Investment
-€54,123
Financing
-€97,866
Cash 2024
€218,374
From operations (derived)
+€167,931
Net result for the year
-€95,709
Depreciation
+€88,987
Stocks and contracts
+€70,892
Receivables within one year
+€94,473
Deferred charges and accrued income
+€212,563
Provisions
-€2,974
Trade debts
-€136,718
Tax, wage and social debts
-€16,105
Other debts
-€47,478
Investment (derived)
-€54,123
Investment in fixed assets (net)
-€54,123
Financing
-€97,866
Debts after one year
-€117,782
Current portion of long-term debt
+€3,994
Short-term financial debts
+€15,923
Cash 2025
€234,317
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,735,700 | €3,338,851 | -€396,850 | -10.6% |
| Fixed assets | 21/28 | €2,430,321 | €2,395,457 | -€34,864 | -1.4% |
| Tangible fixed assets | 22/27 | €1,430,321 | €1,395,457 | -€34,864 | -2.4% |
| Land and buildings | 22 | €1,392,029 | €1,363,946 | -€28,083 | -2.0% |
| Plant, machinery and equipment | 23 | €1,629 | €5,560 | +€3,931 | +241% |
| Furniture and vehicles | 24 | €36,477 | €25,951 | -€10,526 | -28.9% |
| Other tangible fixed assets | 26 | €186 | - | -€186 | |
| Financial fixed assets | 28 | €1,000,000 | €1,000,000 | = | 0.0% |
| Current assets | 29/58 | €1,305,379 | €943,394 | -€361,986 | -27.7% |
| Amounts receivable after more than one year | 29 | €367,019 | €367,019 | = | 0.0% |
| Other amounts receivable | 291 | €367,019 | €367,019 | = | 0.0% |
| Stocks and contracts in progress | 3 | €92,801 | €21,909 | -€70,892 | -76.4% |
| Stocks | 30/36 | €92,801 | €21,909 | -€70,892 | -76.4% |
| Amounts receivable within one year | 40/41 | €414,621 | €320,148 | -€94,473 | -22.8% |
| Trade receivables | 40 | €159,484 | €163,924 | +€4,440 | +2.8% |
| Other amounts receivable | 41 | €255,137 | €156,224 | -€98,913 | -38.8% |
| Cash at bank and in hand | 54/58 | €218,374 | €234,317 | +€15,943 | +7.3% |
| Deferred charges and accrued income | 490/1 | €212,563 | - | -€212,563 | |
| Total equity and liabilities | 10/49 | €3,735,700 | €3,338,851 | -€396,850 | -10.6% |
| Equity | 10/15 | €1,951,812 | €1,856,104 | -€95,709 | -4.9% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Reserves | 13 | €1,321,123 | €1,315,350 | -€5,774 | -0.4% |
| Tax-exempt reserves | 132 | €59,263 | €53,490 | -€5,774 | -9.7% |
| Distributable reserves | 133 | €1,261,860 | €1,261,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €620,689 | €530,754 | -€89,935 | -14.5% |
| Provisions and deferred taxes | 16 | €26,769 | €23,795 | -€2,974 | -11.1% |
| Deferred taxes | 168 | €26,769 | €23,795 | -€2,974 | -11.1% |
| Amounts payable | 17/49 | €1,757,119 | €1,458,952 | -€298,167 | -17.0% |
| Amounts payable after more than one year | 17 | €1,095,198 | €977,415 | -€117,782 | -10.8% |
| Financial debts | 170/4 | €1,095,198 | €977,415 | -€117,782 | -10.8% |
| Amounts payable within one year | 42/48 | €661,921 | €481,537 | -€180,384 | -27.3% |
| Current portion of amounts payable after more than one year | 42 | €113,789 | €117,782 | +€3,994 | +3.5% |
| Financial debts | 43 | €17,231 | €33,154 | +€15,923 | +92.4% |
| Credit institutions | 430/8 | €17,231 | €33,154 | +€15,923 | +92.4% |
| Trade debts | 44 | €240,962 | €104,244 | -€136,718 | -56.7% |
| Suppliers | 440/4 | €240,962 | €104,244 | -€136,718 | -56.7% |
| Taxes, remuneration and social security | 45 | €189,517 | €173,412 | -€16,105 | -8.5% |
| Taxes | 450/3 | €144,671 | €146,883 | +€2,213 | +1.5% |
| Remuneration and social security | 454/9 | €44,847 | €26,529 | -€18,318 | -40.8% |
| Other amounts payable | 47/48 | €100,422 | €52,944 | -€47,478 | -47.3% |
| Remuneration, social security and pensions | 62 | €293,884 | €290,377 | -€3,506 | -1.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €88,951 | €88,987 | +€36 | 0.0% |
| Other operating charges | 640/8 | €18,933 | €10,316 | -€8,617 | -45.5% |
| Gross operating margin | 9900 | €722,622 | €365,707 | -€356,915 | -49.4% |
| Operating profit (loss) | 9901 | €320,855 | -€23,973 | -€344,828 | |
| Financial income | 75/76B | €424,571 | €6,442 | -€418,129 | -98.5% |
| Recurring financial income | 75 | €424,571 | €6,442 | -€418,129 | -98.5% |
| Financial charges | 65/66B | €47,744 | €42,465 | -€5,279 | -11.1% |
| Recurring financial charges | 65 | €47,744 | €42,465 | -€5,279 | -11.1% |
| Profit (loss) for the period before taxes | 9903 | €697,682 | -€59,996 | -€757,678 | |
| Transfer from deferred taxes | 780 | €2,974 | €2,974 | = | 0.0% |
| Income taxes | 67/77 | €160,089 | €38,687 | -€121,402 | -75.8% |
| Profit (loss) for the period | 9904 | €540,568 | -€95,709 | -€636,276 | |
| Transfer from tax-exempt reserves | 789 | €5,774 | €5,774 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €546,341 | -€89,935 | -€636,276 |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.