Result
-€95,709 -€95,709
From profit to loss in 2025, after a profit of €540,568 in 2024.
SUNCOMFORT
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €978,587 (2021)
€365,707▼ 49.4%
lowest -€95,709 (2025)
-€95,709▼ €636,276
peak €2.0m (2024)
€1.9m▼ 4.9%
€1.5m▼ 17.0%
peak 6.8 FTE (2021)
4 FTE▼ 23.1%
Board1 name since 2004
1 directorCoffé Koen
Documentsfilings and deeds
13-10-202674 days late
2025abbreviated format
Gross margin from €722,622 to €365,707Loss of €95,709Staff from 5.2 FTE to 4 FTEDebts from €1.8m to €1.5m
Key points
from the 2025 annual accountsChecked score
81
Excellent
Financially stronger than 39% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,701 companies (NACE 43, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024lowest value
02-2025: 0.5%● unchanged vs 01-2025lowest value
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.8%▲ +0.2 percentage points vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025
08-2025: 1.5%▲ +0.6 percentage points vs 07-2025
09-2025: 0.9%▼ -0.6 percentage points vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 1.0%▲ +0.1 percentage points vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.2%▲ +0.2 percentage points vs 05-2026
07-2026: 1.3%▲ +0.1 percentage points vs 06-2026
08-2026: 2.0%▲ +0.7 percentage points vs 07-2026
09-2026: 2.2%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 0.5%▼ -1.7 percentage points vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 74 days late; 2 of the last 3 accounts late
Loss of €95,709 (financial year 2025)
lowers risk
Founded in 2004
Size: 4 FTE, total assets €3.3m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 61% of them on solvency, 52% on liquidity, 16% on profitability and 29% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as SUNCOMFORT has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SUNCOMFORT itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for SUNCOMFORT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.96 (1.97 in 2024), above the usual 1.5. Short-term debt is 14.4% and cash 7% of total assets. 44.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
74 days late
2024
197 days late
2023
30 days late
2022
60 days late
2021
58 days late
2020
60 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 81 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0863420259
Amendment of the articles · Legal-form change · Resignations & appointments
General meeting of 12-12-2022 · Gazette deed
First establishment
Z. 3 Doornveld 170, Asse
Incorporation
published on 20-02-2004 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SUNCOMFORT Asse | €3.3m | €365,707 | 55.6% | 4 |
| M-Tanks Brecht | €2.7m | €557,845 | 30.1% | 3.1 |
| LINEA TROVATA WARMTETECHNIEK Lokeren | €3.0m | €665,672 | 8.6% | 4.8 |
| VAN DEN BERGE KACHELS EN HAARDEN Halle | €1.9m | €442,855 | 75.7% | 6.1 |
| AGGERES Schoten | €3.1m | €541,826 | 23.6% | 4.3 |
| LAVENS Rumst | €3.7m | €608,905 | 81.9% | 3.5 |
| I.D. SECURITY SERVICES Rixensart | €1.9m | €403,754 | 15.5% | 6.2 |
These companies have the same main activity as SUNCOMFORT: other construction installation (NACE 43240). They are comparable in size and age: total assets between €1.9m and €3.7m, founded between 1993 and 2011.
Official details
Source: KBO- Status
- Active since 13-02-2004Normal situation
- Activity
- Other construction installationNACE 43240and 2 others
- Establishment unit
- 2.137.099.4461731 Asse, since 19-05-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 28-07-2025
Annual accounts 2025
- ≈ €940,000estimated
- €3.3m▼ 10.6%
- Employeeson 31-12-2025
- 5=
- Filing
- Filed on 13-10-2026
Insights on SUNCOMFORT
SUNCOMFORT files the abbreviated format. That format states no turnover. The gross margin rose from €99,160 in 2006 to €365,707 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SUNCOMFORT
- What is the company number of SUNCOMFORT?
- The company number of SUNCOMFORT is 0863.420.259. The VAT number is the same number with BE in front: BE 0863.420.259.
- Where is SUNCOMFORT based?
- The registered office is at Z. 3 Doornveld 170, 1731 Asse.Company details
- What does SUNCOMFORT do?
- According to the KBO register, the main activity is other construction installation (NACE 43240).
- What is the legal form of SUNCOMFORT?
- SUNCOMFORT is a private limited company (BV).
- When was SUNCOMFORT founded?
- SUNCOMFORT was founded on 13-02-2004.
- Is SUNCOMFORT still active?
- Yes, SUNCOMFORT is an active enterprise in the KBO register.
- How many employees does SUNCOMFORT have?
- SUNCOMFORT had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SUNCOMFORT?
- The turnover in financial year 2025 is ≈ €940,000. This figure is estimated from the gross margin of €365,707 and 46 comparable companies (NACE 432). It probably lies between €790,000 and €1.2m.
- Is SUNCOMFORT profitable?
- In financial year 2025, SUNCOMFORT made a loss of €95,709.
- Where can I find the annual accounts of SUNCOMFORT?
- SUNCOMFORT filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SUNCOMFORT due?
- SUNCOMFORT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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