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Stuvan: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Stuvan

BE 0786.269.825
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€24,288
2024 · -€9,927+€34,215
Equity
€16,362
2024 · -€7,927+€24,288
Cash
€15,661
2024 · €2,162+€13,498
Balance sheet total
€719,163
2024 · €665,871+€53,292

Largest movements

2024 to 2025
Assets
  • Deferred charges and accrued income +€252,520

    new in 2025: €252,520

  • Stocks and contracts -€214,577

    down €214,577 (-54.8%), from €391,717 to €177,139

  • Cash +€13,498

    up €13,498 (+624.3%), from €2,162 to €15,661

    mainly Stocks and contracts (+€214,577) and Current portion of long-term debt (+€25,500)

Equity and liabilities
  • Current portion of long-term debt +€25,500

    up €25,500 (+7.1%), from €358,500 to €384,000

  • Profit (loss) carried forward +€24,288

    up €24,288, from -€9,927 to €14,362

Income statement
  • Gross operating margin +€82,376

    up €82,376, from -€1,947 to €80,428

  • Other operating charges +€25,198

    up €25,198 (+8779.8%), from €287 to €25,485

  • Financial charges +€19,557

    up €19,557 (+267.9%), from €7,300 to €26,857

  • Taxes +€3,590

    new in 2025: €3,590

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€9,927
Gross operating margin +€82,376
Depreciation +€185
Other operating charges -€25,198
Financial charges -€19,557
Taxes -€3,590
Result 2025 €24,288

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€11,985
Investment €0
Financing +€25,484
Cash 2024 €2,162
Net result for the year +€24,288
Depreciation +€208
Stocks and contracts +€214,577
Receivables within one year -€2,059
Deferred charges and accrued income -€252,520
Trade debts -€3,548
Tax, wage and social debts +€2,088
Other debts +€13
Accrued charges and deferred income +€4,968
Current portion of long-term debt +€25,500
Short-term financial debts -€16
Cash 2025 €15,661
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €665,871 €719,163 +€53,292 +8.0%
Formation expenses 20 €646 €438 -€208 -32.2%
Current assets 29/58 €665,225 €718,725 +€53,500 +8.0%
Stocks and contracts in progress 3 €391,717 €177,139 -€214,577 -54.8%
Stocks 30/36 €391,717 €177,139 -€214,577 -54.8%
Amounts receivable within one year 40/41 €271,346 €273,405 +€2,059 +0.8%
Trade receivables 40 €3,170 €25,198 +€22,028 +694.9%
Other amounts receivable 41 €268,176 €248,207 -€19,969 -7.4%
Cash at bank and in hand 54/58 €2,162 €15,661 +€13,498 +624.3%
Deferred charges and accrued income 490/1 - €252,520 +€252,520
Total equity and liabilities 10/49 €665,871 €719,163 +€53,292 +8.0%
Equity 10/15 -€7,927 €16,362 +€24,288
Contributions 10/11 €2,000 €2,000 = 0.0%
Profit (loss) carried forward 14 -€9,927 €14,362 +€24,288
Amounts payable 17/49 €673,798 €702,802 +€29,004 +4.3%
Amounts payable within one year 42/48 €673,798 €697,834 +€24,036 +3.6%
Current portion of amounts payable after more than one year 42 €358,500 €384,000 +€25,500 +7.1%
Financial debts 43 €16 €0 -€16 -100.0%
Credit institutions 430/8 €16 €0 -€16 -100.0%
Trade debts 44 €3,678 €130 -€3,548 -96.5%
Suppliers 440/4 €3,678 €130 -€3,548 -96.5%
Taxes, remuneration and social security 45 €2,053 €4,141 +€2,088 +101.7%
Taxes 450/3 €2,053 €4,141 +€2,088 +101.7%
Other amounts payable 47/48 €309,550 €309,563 +€13 0.0%
Accrued charges and deferred income 492/3 - €4,968 +€4,968
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €393 €208 -€185 -47.1%
Other operating charges 640/8 €287 €25,485 +€25,198 +8779.8%
Gross operating margin 9900 -€1,947 €80,428 +€82,376
Operating profit (loss) 9901 -€2,627 €54,736 +€57,363
Financial charges 65/66B €7,300 €26,857 +€19,557 +267.9%
Recurring financial charges 65 €7,300 €26,857 +€19,557 +267.9%
Profit (loss) for the period before taxes 9903 -€9,927 €27,879 +€37,806
Income taxes 67/77 - €3,590 +€3,590
Profit (loss) for the period 9904 -€9,927 €24,288 +€34,215
Profit (loss) for the period to be appropriated 9905 -€9,927 €24,288 +€34,215

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.