Stuvan
ActiveSummary
The computed 12-month bankruptcy probability of Stuvan is 2.9% (moderate). The 2025 annual accounts show equity of €16,362 and a net result of €24,288. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average on the deadline day; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 1,514 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 96% are still going.
- Small
- 2 to 5 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €393 | €208 | ▼ 47.1% |
| Other operating charges640/8 | €287 | €25,485 | ▲ 8,780% |
| Gross operating margin9900 | -€1,947 | €80,428 | ▲ 4,230% |
| Operating profit (loss)9901 | -€2,627 | €54,736 | ▲ 2,183% |
| Financial charges65/66B | €7,300 | €26,857 | ▲ 268% |
| Recurring financial charges65 | €7,300 | €26,857 | ▲ 268% |
| Profit (loss) for the period before taxes9903 | -€9,927 | €27,879 | ▲ 381% |
| Income taxes67/77 | - | €3,590 | - |
| Profit (loss) for the period9904 | -€9,927 | €24,288 | ▲ 345% |
| Profit (loss) for the period to be appropriated9905 | -€9,927 | €24,288 | ▲ 345% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €665,871 | €719,163 | ▲ 8.0% |
| Formation expenses20 | €646 | €438 | ▼ 32.2% |
| Current assets29/58 | €665,225 | €718,725 | ▲ 8.0% |
| Stocks and contracts in progress3 | €391,717 | €177,139 | ▼ 54.8% |
| Stocks30/36 | €391,717 | €177,139 | ▼ 54.8% |
| Amounts receivable within one year40/41 | €271,346 | €273,405 | ▲ 0.8% |
| Trade receivables40 | €3,170 | €25,198 | ▲ 695% |
| Other amounts receivable41 | €268,176 | €248,207 | ▼ 7.4% |
| Cash at bank and in hand54/58 | €2,162 | €15,661 | ▲ 624% |
| Deferred charges and accrued income490/1 | - | €252,520 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €665,871 | €719,163 | ▲ 8.0% |
| Equity10/15 | -€7,927 | €16,362 | ▲ 306% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€9,927 | €14,362 | ▲ 245% |
| Amounts payable17/49 | €673,798 | €702,802 | ▲ 4.3% |
| Amounts payable within one year42/48 | €673,798 | €697,834 | ▲ 3.6% |
| Current portion of amounts payable after more than one year42 | €358,500 | €384,000 | ▲ 7.1% |
| Financial debts43 | €16 | €0 | ▼ 100% |
| Credit institutions430/8 | €16 | €0 | ▼ 100% |
| Trade debts44 | €3,678 | €130 | ▼ 96.5% |
| Suppliers440/4 | €3,678 | €130 | ▼ 96.5% |
| Taxes, remuneration and social security45 | €2,053 | €4,141 | ▲ 102% |
| Taxes450/3 | €2,053 | €4,141 | ▲ 102% |
| Other amounts payable47/48 | €309,550 | €309,563 | = |
| Accrued charges and deferred income492/3 | - | €4,968 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€9,927 | €24,288 | ▲ 345% |
| + Depreciation and write-downs630 | €393 | €208 | ▼ 47.1% |
| Operating cash flow (approximation) | -€9,534 | €24,496 | ▲ 357% |
| Change in cash | - | €13,498 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73023A0388/00M000 | Flanders | 1,370 m² | 1 · 215 m² | 3.1 m |
Linked by address, not proof of ownership
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.