Stobi: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Stobi
Largest movements
- Receivables within one year -€11,851
down €11,851 (-44.6%), from €26,548 to €14,697
of which Trade receivables: -€12,021
- Tangible fixed assets -€1,757
down €1,757 (-59.8%), from €2,937 to €1,179
- Cash +€814
up €814 (+5.3%), from €15,460 to €16,274
mainly Receivables within one year (+€11,851) and Depreciation (+€2,103)
- Deferred charges and accrued income +€532
up €532, from €0 to €532
- Profit (loss) carried forward -€11,505
down €11,505, from €728 to -€10,777
- Debts after one year -€713
down €713 (-100.0%), from €713 to €0
- Gross operating margin -€20,596
down €20,596, from €11,633 to -€8,962
- Depreciation -€1,077
down €1,077 (-33.9%), from €3,180 to €2,103
- Financial income +€511
up €511 (+2048.1%), from €25 to €536
of which Financial income: +€511
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €45,290 | €32,682 | -€12,608 | -27.8% |
| Fixed assets | 21/28 | €3,282 | €1,179 | -€2,103 | -64.1% |
| Intangible fixed assets | 21 | €345 | €0 | -€345 | -100.0% |
| Tangible fixed assets | 22/27 | €2,937 | €1,179 | -€1,757 | -59.8% |
| Furniture and vehicles | 24 | €2,937 | €1,179 | -€1,757 | -59.8% |
| Current assets | 29/58 | €42,008 | €31,503 | -€10,505 | -25.0% |
| Amounts receivable within one year | 40/41 | €26,548 | €14,697 | -€11,851 | -44.6% |
| Trade receivables | 40 | €16,829 | €4,808 | -€12,021 | -71.4% |
| Other amounts receivable | 41 | €9,719 | €9,889 | +€170 | +1.7% |
| Cash at bank and in hand | 54/58 | €15,460 | €16,274 | +€814 | +5.3% |
| Deferred charges and accrued income | 490/1 | €0 | €532 | +€532 | |
| Total equity and liabilities | 10/49 | €45,290 | €32,682 | -€12,608 | -27.8% |
| Equity | 10/15 | €37,728 | €26,223 | -€11,505 | -30.5% |
| Contributions | 10/11 | €36,000 | €36,000 | = | 0.0% |
| Reserves | 13 | €1,000 | €1,000 | = | 0.0% |
| Distributable reserves | 133 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €728 | -€10,777 | -€11,505 | |
| Amounts payable | 17/49 | €7,562 | €6,459 | -€1,103 | -14.6% |
| Amounts payable after more than one year | 17 | €713 | €0 | -€713 | -100.0% |
| Financial debts | 170/4 | €713 | €0 | -€713 | -100.0% |
| Amounts payable within one year | 42/48 | €6,849 | €6,459 | -€389 | -5.7% |
| Current portion of amounts payable after more than one year | 42 | €1,025 | €713 | -€311 | -30.4% |
| Financial debts | 43 | €108 | €332 | +€223 | +206.5% |
| Credit institutions | 430/8 | €108 | €332 | +€223 | +206.5% |
| Trade debts | 44 | €780 | €669 | -€111 | -14.2% |
| Suppliers | 440/4 | €780 | €669 | -€111 | -14.2% |
| Taxes, remuneration and social security | 45 | €4,935 | €4,745 | -€191 | -3.9% |
| Taxes | 450/3 | €4,935 | €4,745 | -€191 | -3.9% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,180 | €2,103 | -€1,077 | -33.9% |
| Other operating charges | 640/8 | €505 | €520 | +€14 | +2.8% |
| Non-recurring operating charges | 66A | €5,873 | €0 | -€5,873 | -100.0% |
| Gross operating margin | 9900 | €11,633 | -€8,962 | -€20,596 | |
| Operating profit (loss) | 9901 | €2,076 | -€11,585 | -€13,661 | |
| Financial income | 75/76B | €25 | €536 | +€511 | +2048.1% |
| Recurring financial income | 75 | €25 | €536 | +€511 | +2048.1% |
| Non-recurring financial income | 76B | €0 | - | = | |
| Financial charges | 65/66B | €478 | €456 | -€22 | -4.6% |
| Recurring financial charges | 65 | €478 | €456 | -€22 | -4.6% |
| Profit (loss) for the period before taxes | 9903 | €1,622 | -€11,505 | -€13,127 | |
| Income taxes | 67/77 | - | €0 | +€0 | |
| Profit (loss) for the period | 9904 | €1,622 | -€11,505 | -€13,127 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,622 | -€11,505 | -€13,127 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.