Stobi
ActiveSummary
Stobi has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37,728 and a net result of €1,622. Equity is growing by ~5.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▲+73
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 6.13 against 20.46 in 2023; short-term debt: 15.1% and cash: 34.1% of total assets), and 16.7% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
83.3%
Return on assets
3.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
46 d early
2024
36 d early
2023
23 d early
2022
150 d early
2021
47 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (4 of the last 5 filed years within 83 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€37,728▲ 4.5%
2023 · €36,106
Total assets
€45,290▲ 18.1%
2023 · €38,352
Net result
€1,622
2023 · -€16,835
Working capital
€35,160▲ 5.8%
2023 · €33,235
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result-€5,927-€24,221-€17,363€2,076
Net result-€6,036below the sector's middle half-€22,940within the sector's middle half-€16,835below the sector's middle half€1,622within the sector's middle half
Equity€30,001within the sector's middle half-€52,941within the sector's middle half▲ 76.5%€36,106within the sector's middle half▼ 31.8%€37,728within the sector's middle half▲ 4.5%
Total assets€33,586below the sector's middle half-€59,591below the sector's middle half▲ 77.4%€38,352below the sector's middle half▼ 35.6%€45,290below the sector's middle half▲ 18.1%
Debt€3,585-€6,650▲ 85.5%€2,246▼ 66.2%€7,562▲ 237%
Working capital€29,628within the sector's middle half-€47,420within the sector's middle half▲ 60.1%€33,235within the sector's middle half▼ 29.9%€35,160within the sector's middle half▲ 5.8%
Solvency89.3%above the sector's middle half-88.8%above the sector's middle half▼ 0.5pp94.1%above the sector's middle half▲ 5.3pp83.3%above the sector's middle half▼ 10.8pp
Current ratio12.87above the sector's middle half-8.48above the sector's middle half▼ 4.3920.46above the sector's middle half▲ 11.986.13above the sector's middle half▼ 14.32
Return on assets (ROA)-18.0%below the sector's middle half-38.5%above the sector's middle half▲ 56.5pp-43.9%below the sector's middle half▼ 82.4pp3.6%within the sector's middle half▲ 47.5pp
Staff (FTE)1-
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2,076 after a loss of €17,363 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €45,290
Fixed assets
€3,282 ▼ 3.7%
Current assets
€42,008 ▲ 20.2%
Equity and liabilities €45,290
Equity
€37,728 ▲ 4.5%
Debt
€7,562 ▲ 237%
Debt's share of the balance-sheet total rises from 5.9% to 16.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5,255▲
2023 · -€14,942
Cash flow
€4,802▲
2023 · -€14,414
Debt to equity
0.20▲
2023 · 0.06
ROE
4.3%▲
2023 · -46.6%
Interest coverage
10.99▲
2023 · -65.52
Debt ≤ 1 year
€6,849▲
2023 · €1,708
Debt > 1 year
€713
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.8%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €3,918 | €146 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,364 | €2,603 | €2,421 | €3,180 | ▲ 31.3% |
| Other operating charges640/8 | €101 | €102 | €152 | €505 | ▲ 232% |
| Non-recurring operating charges66A | - | - | - | €5,873 | - |
| Gross operating margin9900 | -€543 | €27,071 | -€14,790 | €11,633 | ▲ 179% |
| Operating profit (loss)9901 | -€5,927 | €24,221 | -€17,363 | €2,076 | ▲ 112% |
| Financial income75/76B | €2 | €17 | €756 | €25 | ▼ 96.7% |
| Recurring financial income75 | €2 | €17 | €6 | €25 | ▲ 306% |
| Non-recurring financial income76B | - | - | €750 | €0 | ▼ 100% |
| Financial charges65/66B | €110 | €472 | €228 | €478 | ▲ 110% |
| Recurring financial charges65 | €110 | €472 | €228 | €478 | ▲ 110% |
| Profit (loss) for the period before taxes9903 | -€6,036 | €23,766 | -€16,835 | €1,622 | ▲ 110% |
| Income taxes67/77 | - | €826 | €0 | - | - |
| Profit (loss) for the period9904 | -€6,036 | €22,940 | -€16,835 | €1,622 | ▲ 110% |
| Profit (loss) for the period to be appropriated9905 | -€6,036 | €22,940 | -€16,835 | €1,622 | ▲ 110% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €33,586 | €59,591 | €38,352 | €45,290 | ▲ 18.1% |
| Fixed assets21/28 | €1,462 | €5,830 | €3,409 | €3,282 | ▼ 3.7% |
| Intangible fixed assets21 | - | €3,192 | €1,769 | €345 | ▼ 80.5% |
| Tangible fixed assets22/27 | €1,462 | €2,638 | €1,640 | €2,937 | ▲ 79.0% |
| Plant, machinery and equipment23 | €554 | €0 | - | - | - |
| Furniture and vehicles24 | €908 | €2,638 | €1,640 | €2,937 | ▲ 79.0% |
| Current assets29/58 | €32,124 | €53,760 | €34,943 | €42,008 | ▲ 20.2% |
| Amounts receivable within one year40/41 | €5,445 | €6,552 | €13,158 | €26,548 | ▲ 102% |
| Trade receivables40 | €5,445 | €702 | €3,630 | €16,829 | ▲ 364% |
| Other amounts receivable41 | - | €5,850 | €9,528 | €9,719 | ▲ 2.0% |
| Cash at bank and in hand54/58 | €26,679 | €47,208 | €21,526 | €15,460 | ▼ 28.2% |
| Deferred charges and accrued income490/1 | - | - | €260 | €0 | ▼ 100% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €33,586 | €59,591 | €38,352 | €45,290 | ▲ 18.1% |
| Equity10/15 | €30,001 | €52,941 | €36,106 | €37,728 | ▲ 4.5% |
| Contributions10/11 | €36,000 | €36,000 | €36,000 | €36,000 | = |
| Reserves13 | - | €16,000 | €0 | €1,000 | - |
| Distributable reserves133 | - | €16,000 | €0 | €1,000 | - |
| Profit (loss) carried forward14 | -€5,999 | €941 | €106 | €728 | ▲ 589% |
| Amounts payable17/49 | €3,585 | €6,650 | €2,246 | €7,562 | ▲ 237% |
| Amounts payable after more than one year17 | - | - | - | €713 | - |
| Financial debts170/4 | - | - | - | €713 | - |
| Amounts payable within one year42/48 | €2,496 | €6,340 | €1,708 | €6,849 | ▲ 301% |
| Current portion of amounts payable after more than one year42 | - | - | - | €1,025 | - |
| Financial debts43 | - | - | - | €108 | - |
| Credit institutions430/8 | - | - | - | €108 | - |
| Trade debts44 | €1,056 | €5,195 | €401 | €780 | ▲ 94.4% |
| Suppliers440/4 | €1,056 | €5,195 | €401 | €780 | ▲ 94.4% |
| Taxes, remuneration and social security45 | €1,037 | €1,145 | €1,307 | €4,935 | ▲ 278% |
| Taxes450/3 | €1,037 | €1,145 | €1,307 | €4,935 | ▲ 278% |
| Other amounts payable47/48 | €403 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | €1,089 | €310 | €538 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,036 | €22,940 | -€16,835 | €1,622 | ▲ 110% |
| + Depreciation and write-downs630 | €1,364 | €2,603 | €2,421 | €3,180 | ▲ 31.3% |
| Operating cash flow (approximation) | -€4,671 | €25,543 | -€14,414 | €4,802 | ▲ 133% |
| Investment in fixed assets (approximation) | - | -€6,971 | €0 | -€3,052 | - |
| Change in cash | - | €20,529 | -€25,682 | -€6,065 | ▲ 76.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1,622
Net result €1,622 after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€16,835
Net result drops to -€16,835, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 20.46
Current ratio from 8.48 to 20.46; short-term debt falls from €6,340 to €1,708.
03-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €22,940
Net result €22,940 after one loss-making year.
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 47 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Ground area
238 m²
Building footprint
200 m²
Volume, LiDAR
3,920 m³
Parcel 11806F1449/00K004, Flanders · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Stobi
since 20142.237.148.018
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1449/00K004 | Flanders | 238 m² | 1 · 200 m² | 22.9 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 12,127 EUR awarded · 12,128 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | -12,128 EUR | 0 EUR |
| 2022 | 1 | 24,255 EUR | 12,128 EUR |
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,758. 2,916 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-11-2014
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0567731496
Also
9925:BE0567731496
Registered
22-04-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.