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STEIBEL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

STEIBEL

BE 0795.289.934
fiscal year 2025 against 2026filed annual accounts (NBB)
Net result for the year
-€3,465
2025 · -€33,891+€30,425
Equity
-€22,280
2025 · -€18,815-€3,465
Cash
€98
2025 · €1,248-€1,150
Balance sheet total
€190
2025 · €9,095-€8,906

Largest movements

2025 to 2026
Assets
  • Receivables within one year -€7,135

    down €7,135 (-98.7%), from €7,227 to €92

    of which Trade receivables: -€6,978

  • Cash -€1,150

    down €1,150 (-92.2%), from €1,248 to €98

    mainly Trade debts (-€8,028) and Tax, wage and social debts (-€4,730)

  • Deferred charges and accrued income -€620

    no longer reported in 2026 (was €620)

Equity and liabilities
  • Trade debts -€8,028

    down €8,028 (-94.9%), from €8,460 to €433

  • Other debts +€7,317

    up €7,317 (+49.7%), from €14,720 to €22,037

  • Tax, wage and social debts -€4,730

    no longer reported in 2026 (was €4,730)

    of which Remuneration and social security: -€2,824

  • Profit (loss) carried forward -€3,465

    down €3,465 (-14.6%), from -€23,815 to -€27,280

Income statement
  • Staff costs -€61,597

    down €61,597 (-99.6%), from €61,833 to €237

  • Gross operating margin -€31,425

    down €31,425, from €29,643 to -€1,782

  • Financial charges +€833

    up €833 (+421.4%), from €198 to €1,030

From the 2025 result to the 2026 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2025 -€33,891
Gross operating margin -€31,425
Staff costs +€61,597
Other operating charges +€188
Other operating items +€904
Financial income -€5
Financial charges -€833
Result 2026 -€3,465

Cash bridge derived

cash 2025 to 2026

Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1,150
Investment €0
Financing €0
Cash 2025 €1,248
Net result for the year -€3,465
Receivables within one year +€7,135
Deferred charges and accrued income +€620
Trade debts -€8,028
Tax, wage and social debts -€4,730
Other debts +€7,317
Cash 2026 €98
Every line side by side 32 lines
Line Code 2025 2026 Change %
Total assets 20/58 €9,095 €190 -€8,906 -97.9%
Current assets 29/58 €9,095 €190 -€8,906 -97.9%
Amounts receivable within one year 40/41 €7,227 €92 -€7,135 -98.7%
Trade receivables 40 €7,070 €92 -€6,978 -98.7%
Other amounts receivable 41 €157 - -€157
Cash at bank and in hand 54/58 €1,248 €98 -€1,150 -92.2%
Deferred charges and accrued income 490/1 €620 - -€620
Total equity and liabilities 10/49 €9,095 €190 -€8,906 -97.9%
Equity 10/15 -€18,815 -€22,280 -€3,465 -18.4%
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 -€23,815 -€27,280 -€3,465 -14.6%
Amounts payable 17/49 €27,910 €22,470 -€5,440 -19.5%
Amounts payable within one year 42/48 €27,910 €22,470 -€5,440 -19.5%
Trade debts 44 €8,460 €433 -€8,028 -94.9%
Suppliers 440/4 €8,460 €433 -€8,028 -94.9%
Taxes, remuneration and social security 45 €4,730 - -€4,730
Taxes 450/3 €1,906 - -€1,906
Remuneration and social security 454/9 €2,824 - -€2,824
Other amounts payable 47/48 €14,720 €22,037 +€7,317 +49.7%
Non-recurring operating income 76A €10 - -€10
Remuneration, social security and pensions 62 €61,833 €237 -€61,597 -99.6%
Other operating charges 640/8 €604 €416 -€188 -31.1%
Non-recurring operating charges 66A €904 - -€904
Gross operating margin 9900 €29,643 -€1,782 -€31,425
Operating profit (loss) 9901 -€33,698 -€2,435 +€31,263 +92.8%
Financial income 75/76B €5 - -€5
Recurring financial income 75 €5 - -€5
Financial charges 65/66B €198 €1,030 +€833 +421.4%
Recurring financial charges 65 €198 €1,030 +€833 +421.4%
Profit (loss) for the period before taxes 9903 -€33,891 -€3,465 +€30,425 +89.8%
Profit (loss) for the period 9904 -€33,891 -€3,465 +€30,425 +89.8%
Profit (loss) for the period to be appropriated 9905 -€33,891 -€3,465 +€30,425 +89.8%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.