STEIBEL
ActiveSummary
The computed 12-month bankruptcy probability of STEIBEL is 7.5% (elevated). The 2026 annual accounts show negative equity (-€22,280) and a net result of -€3,465. Equity is shrinking by ~62% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 4 accounts on average 32 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2026, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
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Peer companies
Historical observationOf the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 7.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €10 | - | - |
| Remuneration, social security and pensions62 | €201 | €20,796 | €61,833 | €237 | ▼ 99.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €218 | - | - | - |
| Other operating charges640/8 | - | €952 | €604 | €416 | ▼ 31.1% |
| Non-recurring operating charges66A | - | - | €904 | - | - |
| Gross operating margin9900 | €224 | €34,608 | €29,643 | -€1,782 | ▼ 106% |
| Operating profit (loss)9901 | €24 | €12,643 | -€33,698 | -€2,435 | ▲ 92.8% |
| Financial income75/76B | €9 | - | €5 | - | - |
| Recurring financial income75 | €9 | - | €5 | - | - |
| Financial charges65/66B | €8 | €159 | €198 | €1,030 | ▲ 421% |
| Recurring financial charges65 | €8 | €159 | €198 | €1,030 | ▲ 421% |
| Profit (loss) for the period before taxes9903 | €25 | €12,483 | -€33,891 | -€3,465 | ▲ 89.8% |
| Income taxes67/77 | €5 | €2,428 | - | - | - |
| Profit (loss) for the period9904 | €20 | €10,056 | -€33,891 | -€3,465 | ▲ 89.8% |
| Profit (loss) for the period to be appropriated9905 | €20 | €10,056 | -€33,891 | -€3,465 | ▲ 89.8% |
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €5,031 | €20,721 | €9,095 | €190 | ▼ 97.9% |
| Fixed assets21/28 | - | €4,302 | - | - | - |
| Tangible fixed assets22/27 | - | €4,302 | - | - | - |
| Plant, machinery and equipment23 | - | €4,302 | - | - | - |
| Current assets29/58 | €5,031 | €16,419 | €9,095 | €190 | ▼ 97.9% |
| Amounts receivable within one year40/41 | €1,960 | €6,712 | €7,227 | €92 | ▼ 98.7% |
| Trade receivables40 | - | €6,021 | €7,070 | €92 | ▼ 98.7% |
| Other amounts receivable41 | €1,960 | €691 | €157 | - | - |
| Cash at bank and in hand54/58 | €3,071 | €8,270 | €1,248 | €98 | ▼ 92.2% |
| Deferred charges and accrued income490/1 | - | €1,438 | €620 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €5,031 | €20,721 | €9,095 | €190 | ▼ 97.9% |
| Equity10/15 | €5,020 | €15,076 | -€18,815 | -€22,280 | ▼ 18.4% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €20 | €10,076 | -€23,815 | -€27,280 | ▼ 14.6% |
| Amounts payable17/49 | €11 | €5,646 | €27,910 | €22,470 | ▼ 19.5% |
| Amounts payable within one year42/48 | €11 | €5,641 | €27,910 | €22,470 | ▼ 19.5% |
| Trade debts44 | €6 | €1,089 | €8,460 | €433 | ▼ 94.9% |
| Suppliers440/4 | €6 | €1,089 | €8,460 | €433 | ▼ 94.9% |
| Taxes, remuneration and social security45 | €5 | €4,552 | €4,730 | - | - |
| Taxes450/3 | €5 | €2,420 | €1,906 | - | - |
| Remuneration and social security454/9 | - | €2,132 | €2,824 | - | - |
| Other amounts payable47/48 | - | - | €14,720 | €22,037 | ▲ 49.7% |
| Accrued charges and deferred income492/3 | - | €5 | - | - | - |
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20 | €10,056 | -€33,891 | -€3,465 | ▲ 89.8% |
| + Depreciation and write-downs630 | - | €218 | - | - | - |
| Operating cash flow (approximation) | €20 | €10,274 | -€33,891 | -€3,465 | ▲ 89.8% |
| Change in cash | - | €5,199 | -€7,022 | -€1,150 | ▲ 83.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A0873/00H000 | Flanders | 1,931 m² | 1 · 148 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.