STEFAN & INGE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
STEFAN & INGE
Largest movements
- Receivables within one year -€3,953
down €3,953 (-11.1%), from €35,557 to €31,603
of which Other amounts receivable: -€5,233
- Trade debts -€2,713
no longer reported in 2025 (was €2,713)
- Reserves -€1,249
down €1,249 (-8.8%), from €14,245 to €12,996
- Financial income -€232
down €232 (-11.7%), from €1,978 to €1,746
- Gross operating margin +€124
up €124 (+4.6%), from -€2,694 to -€2,570
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €35,558 | €31,603 | -€3,955 | -11.1% |
| Current assets | 29/58 | €35,558 | €31,603 | -€3,955 | -11.1% |
| Amounts receivable within one year | 40/41 | €35,557 | €31,603 | -€3,953 | -11.1% |
| Trade receivables | 40 | - | €1,279 | +€1,279 | |
| Other amounts receivable | 41 | €35,557 | €30,324 | -€5,233 | -14.7% |
| Cash at bank and in hand | 54/58 | €1 | - | -€1 | |
| Total equity and liabilities | 10/49 | €35,558 | €31,603 | -€3,955 | -11.1% |
| Equity | 10/15 | €32,845 | €31,596 | -€1,249 | -3.8% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €14,245 | €12,996 | -€1,249 | -8.8% |
| Distributable reserves | 133 | €14,245 | €12,996 | -€1,249 | -8.8% |
| Amounts payable | 17/49 | €2,713 | €7 | -€2,706 | -99.7% |
| Amounts payable within one year | 42/48 | €2,713 | €7 | -€2,706 | -99.7% |
| Financial debts | 43 | - | €7 | +€7 | |
| Credit institutions | 430/8 | - | €7 | +€7 | |
| Trade debts | 44 | €2,713 | - | -€2,713 | |
| Suppliers | 440/4 | €2,713 | - | -€2,713 | |
| Other operating charges | 640/8 | €384 | €387 | +€3 | +0.8% |
| Gross operating margin | 9900 | -€2,694 | -€2,570 | +€124 | +4.6% |
| Operating profit (loss) | 9901 | -€3,078 | -€2,957 | +€121 | +3.9% |
| Financial income | 75/76B | €1,978 | €1,746 | -€232 | -11.7% |
| Recurring financial income | 75 | €1,978 | €1,746 | -€232 | -11.7% |
| Financial charges | 65/66B | €36 | €38 | +€2 | +6.9% |
| Recurring financial charges | 65 | €36 | €38 | +€2 | +6.9% |
| Profit (loss) for the period before taxes | 9903 | -€1,136 | -€1,249 | -€114 | -10.0% |
| Profit (loss) for the period | 9904 | -€1,136 | -€1,249 | -€114 | -10.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,136 | -€1,249 | -€114 | -10.0% |
Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.