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STEFAN & INGE

Active Private limited company (pre-2019)founded 2009active for 16 yearsBruggestraat 129, 8820 TorhoutKBO/BCE: BE 0821.098.466

Lifetime

15 annual accounts with figures on one time axis
peak €46,966 (2016)
-€2,570▲ €124
lowest -€50,433 (2021)
-€1,249▼ €114
peak €84,783 (2020)
€31,596▼ 3.8%
€7▼ 99.7%
Board1 name since 2020
1 director
Documentsfilings and deeds
28-04-20262 days before the deadline
2025micro format
Loss of €1,249Debts from €2,713 to €7

Key points

from the 2025 annual accounts

Equity

€31,596 from €84,783 in 2020

Equity fell by 63% in 5 years.

Losses

-€53,187 in five years
-50,4332021-842022-2852023-1,1362024-1,2492025

Every financial year from 2021 to 2025 closed with a loss. 2021 was the heaviest.

Filings

15 annual accounts since 2011
deadline201520202025

Two of the last ten came late. The 2019 accounts came latest: 78 days after the end of the period.

Turnover not published (abbreviated or micro format)

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 6,920 companies had the same profile as STEFAN & INGE has now. Each dot stands for 18 companies, two years later.

90.8%
were still trading
8.0%
stopped another way
1.1%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,920 companies, not a prediction for STEFAN & INGE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 50%deed of 08-10-2020
  • 50%deed of 08-10-2020
Board & ownership

Recent changes

Merger: STEFAN & INGE takes over BOOKS@INGE Resignation: (manager) · Reappointment: (director) · Director discharge: · General meeting of 24-11-2020 · Gazette deed
Merger proposal: STEFAN & INGE takes over Books@inge Permanent representative: · holds 50% of the shares · holds 50% of the shares · Gazette deed
First establishment Stefan&Inge, Bruggestraat 129, Torhout
Incorporation published on 14-12-2009 · Gazette deed
All 24 events

Official details

Source: KBO
Status
Active since 26-11-2009Normal situation
Activity
“De vennootschap mag alle leningen en kredietopeningen aangaan en alle waarborgen, zelfs zakelijke, verlenen…” (deed in Dutch)From the articles, 4 activitiesNo NACE code in the KBO yet
Establishment unit
2.183.239.0798820 Torhout, since 03-12-2009
Financial year end
30 September
Peppol
Not found in the Peppol Directory
Company details

Annual accounts to 30-09-2025

€31,603▼ 11.1%
Filing
Filed on 28-04-2026, 2 days before the end of the filing period
Financials

Insights on STEFAN & INGE

STEFAN & INGE files the micro format. That format states no turnover. The gross margin fell from €13,896 in 2011 to -€2,570 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STEFAN & INGE

What is the company number of STEFAN & INGE?
The company number of STEFAN & INGE is 0821.098.466. The VAT number is the same number with BE in front: BE 0821.098.466.
Where is STEFAN & INGE based?
The registered office is at Bruggestraat 129, 8820 Torhout.Company details
What is the legal form of STEFAN & INGE?
STEFAN & INGE is a private limited company (pre-2019) (BVBA).
When was STEFAN & INGE founded?
STEFAN & INGE was founded on 26-11-2009.
Is STEFAN & INGE still active?
Yes, STEFAN & INGE is an active enterprise in the KBO register.
What is the turnover of STEFAN & INGE?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is STEFAN & INGE profitable?
In financial year 2025, STEFAN & INGE made a loss of €1,249.
Where can I find the annual accounts of STEFAN & INGE?
STEFAN & INGE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEFAN & INGE due?
STEFAN & INGE must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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