SteBo Dakwerken: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SteBo Dakwerken
Largest movements
- Receivables within one year +€97,420
up €97,420 (+105%), from €92,528 to €189,948
of which Trade receivables: +€62,727
- Tangible fixed assets +€29,027
up €29,027 (+775%), from €3,743 to €32,771
of which Furniture and vehicles: +€28,131
- Cash -€14,379
down €14,379 (-42.6%), from €33,714 to €19,335
mainly Receivables within one year (-€97,420) and Investment in fixed assets (net) (-€36,190)
- Trade debts +€50,492
up €50,492 (+197%), from €25,645 to €76,137
- Profit (loss) carried forward +€22,859
up €22,859 (+30.8%), from €74,219 to €97,078
- Debts after one year +€19,893
new in 2025: €19,893
- Tax, wage and social debts +€11,634
up €11,634 (+57.6%), from €20,191 to €31,825
- Current portion of long-term debt +€7,191
new in 2025: €7,191
- Purchases and services +€158,068
up €158,068 (+41.3%), from €382,919 to €540,987
- Turnover +€142,521
up €142,521 (+32.6%), from €437,758 to €580,279
- Gross operating margin -€26,519
down €26,519 (-36.7%), from €72,295 to €45,775
- Taxes -€7,995
down €7,995 (-40.7%), from €19,629 to €11,634
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €132,555 | €244,624 | +€112,069 | +84.5% |
| Fixed assets | 21/28 | €6,313 | €35,341 | +€29,027 | +460% |
| Tangible fixed assets | 22/27 | €3,743 | €32,771 | +€29,027 | +775% |
| Plant, machinery and equipment | 23 | - | €897 | +€897 | |
| Furniture and vehicles | 24 | €3,743 | €31,874 | +€28,131 | +752% |
| Financial fixed assets | 28 | €2,570 | €2,570 | = | 0.0% |
| Current assets | 29/58 | €126,242 | €209,283 | +€83,041 | +65.8% |
| Amounts receivable within one year | 40/41 | €92,528 | €189,948 | +€97,420 | +105% |
| Trade receivables | 40 | €24,433 | €87,160 | +€62,727 | +257% |
| Other amounts receivable | 41 | €68,095 | €102,788 | +€34,693 | +50.9% |
| Cash at bank and in hand | 54/58 | €33,714 | €19,335 | -€14,379 | -42.6% |
| Total equity and liabilities | 10/49 | €132,555 | €244,624 | +€112,069 | +84.5% |
| Equity | 10/15 | €86,719 | €109,578 | +€22,859 | +26.4% |
| Contributions | 10/11 | €12,500 | €12,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €74,219 | €97,078 | +€22,859 | +30.8% |
| Amounts payable | 17/49 | €45,836 | €135,046 | +€89,210 | +195% |
| Amounts payable after more than one year | 17 | - | €19,893 | +€19,893 | |
| Financial debts | 170/4 | - | €19,893 | +€19,893 | |
| Amounts payable within one year | 42/48 | €45,836 | €115,152 | +€69,317 | +151% |
| Current portion of amounts payable after more than one year | 42 | - | €7,191 | +€7,191 | |
| Trade debts | 44 | €25,645 | €76,137 | +€50,492 | +197% |
| Suppliers | 440/4 | €25,645 | €76,137 | +€50,492 | +197% |
| Taxes, remuneration and social security | 45 | €20,191 | €31,825 | +€11,634 | +57.6% |
| Taxes | 450/3 | €20,191 | €31,825 | +€11,634 | +57.6% |
| Turnover | 70 | €437,758 | €580,279 | +€142,521 | +32.6% |
| Goods, raw materials, services and sundry goods | 60/61 | €382,919 | €540,987 | +€158,068 | +41.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,172 | €7,163 | +€2,991 | +71.7% |
| Other operating charges | 640/8 | €5,870 | €6,754 | +€884 | +15.1% |
| Gross operating margin | 9900 | €72,295 | €45,775 | -€26,519 | -36.7% |
| Operating profit (loss) | 9901 | €62,253 | €31,859 | -€30,394 | -48.8% |
| Financial income | 75/76B | €2,454 | €4,039 | +€1,585 | +64.6% |
| Recurring financial income | 75 | €2,454 | €4,039 | +€1,585 | +64.6% |
| Financial charges | 65/66B | €1,048 | €1,405 | +€357 | +34.0% |
| Recurring financial charges | 65 | €1,048 | €1,405 | +€357 | +34.0% |
| Profit (loss) for the period before taxes | 9903 | €63,659 | €34,493 | -€29,166 | -45.8% |
| Income taxes | 67/77 | €19,629 | €11,634 | -€7,995 | -40.7% |
| Profit (loss) for the period | 9904 | €44,030 | €22,859 | -€21,171 | -48.1% |
| Profit (loss) for the period to be appropriated | 9905 | €44,030 | €22,859 | -€21,171 | -48.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.