Skip to content

SteBo Dakwerken

Active
Private limited companyfounded 2020active for 5 yearsBeekstraat 9, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 0759.464.963
Summary

The computed 12-month bankruptcy probability of SteBo Dakwerken is 2.3% (moderate). The 2025 annual accounts show equity of €109,578 and a net result of €22,859. Equity has been growing by about 56% per year since 2021. Its solvency ranks better than 48% of 35,008 sector peers (NACE 43, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 04-12-2020 Normal situation
Activity
Roofing work NACE 43410and 5 others
Establishment unit
2.310.352.037 9220 Hamme (Vl.), since 04-12-2020
Financial year end
31 December
Peppol
Reachable since 31-10-2023

Board and ownership

Board
  • YSEWIJN STEFDirector · since 03-12-2020
  • Isabeau VancuyckDirector · since 27-05-2024

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Annual accounts 2025
Turnover
€580,279
▲ 32.6%
Profit
€22,859
▼ 48.1%
Equity
€109,578
▲ 26.4%
Total assets
€244,624
▲ 84.5%
Score breakdownraises riskSize: turnover €580,279, total assets €244,624Founded in 20201 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed on 30-06-2026)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 46% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 70-20
equity 44.8% of total assets
Liquidity 37-29
short-term debt 47.1% · cash 7.9%
Profitability 69-25
return on assets 9.3%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: 2.1% 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.0%▼ -0.1 percentage points vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.5%▲ +0.5 percentage points vs 03-2025 05-2025: 3.1%▲ +0.6 percentage points vs 04-2025 06-2025: 3.2%▲ +0.1 percentage points vs 05-2025 07-2025: 3.1%▼ -0.1 percentage points vs 06-2025 08-2025: 1.4%▼ -1.7 percentage points vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025lowest value 02-2026: 4.6%▲ +3.2 percentage points vs 01-2026highest value 03-2026: 1.5%▼ -3.1 percentage points vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.8%▲ +0.3 percentage points vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 2.4%▲ +0.6 percentage points vs 06-2026 08-2026: 2.3%▼ -0.1 percentage points vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026 11-2026: 2.3%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.82 (2.75 in 2024), above the usual 1.5. Short-term debt is 47.1% and cash 7.9% of total assets. However, 55.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 48% of them on solvency, 25% on liquidity, 36% on profitability and 77% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: turnover €580,279, total assets €244,624
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
31 days early
2024
6 days early
2023
2 days early
2022
140 days late
2021
416 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 103 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 141 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Turnover rose in 2025from €437,758 to €580,279 ▲ 32.6% View

Recent changes

  1. · Gazette deed Registered office moved within HammeNew registered office: Beekstraat 9, 9220 Hamme · Previous registered office: Baasrodeveerstraat 100, 9220 Hamme
  2. · Gazette deed Company renamed from Dakwerken Ysewijn to STeBo DakwerkenAppointment: Isabeau Vancuyck (director)
  3. · Bankruptcy Judicial dissolution and immediate closureEnterprise Court of Ghent, Dendermonde division · judgment of 22-04-2024
All 13 events

Comparable companies

These companies have the same main activity as SteBo Dakwerken: roofing work (NACE 43410). They are comparable in size and age: total assets between €200,000 and €265,000, founded between 2020 and 2022.

CompanyTotal assetsGross margin
SteBo Dakwerken Hamme (Vl.)€244,624€45,775
Algemene Dakwerken Daeseleire Evergem€264,585€44,641
Algemene Dakwerken Schelstraete Maldegem€235,483€46,268
SOLAR DAK Dendermonde€200,357€45,550
AD ROOFCONSTRUCT Edegem€229,760€45,441
JM Dak Meerhout€215,217€39,000
INLITIRO Londerzeel€229,997€52,661
Full comparison

Key facts about SteBo Dakwerken

What is the company number of SteBo Dakwerken?
The company number of SteBo Dakwerken is 0759.464.963. The VAT number is the same number with BE in front: BE 0759.464.963.
Where is SteBo Dakwerken based?
The registered office is at Beekstraat 9, 9220 Hamme (Vl.).Company details
What does SteBo Dakwerken do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of SteBo Dakwerken?
SteBo Dakwerken is a private limited company (BV).
When was SteBo Dakwerken founded?
SteBo Dakwerken was founded on 04-12-2020.
Is SteBo Dakwerken still active?
Yes, SteBo Dakwerken is an active enterprise in the KBO register.
What is the turnover of SteBo Dakwerken?
The turnover of SteBo Dakwerken was €580,279 in financial year 2025, according to the filed annual accounts.Financials
Is SteBo Dakwerken profitable?
In financial year 2025, SteBo Dakwerken made a profit of €22,859.
Where can I find the annual accounts of SteBo Dakwerken?
SteBo Dakwerken filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SteBo Dakwerken due?
SteBo Dakwerken must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.