SPEEDY & Co: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SPEEDY & Co
Largest movements
- Cash +€17,379
up €17,379 (+345%), from €5,035 to €22,414
mainly Depreciation (+€7,034) and Receivables within one year (+€5,504)
- Tangible fixed assets -€7,034
down €7,034 (-33.1%), from €21,228 to €14,194
of which Furniture and vehicles: -€6,535
- Receivables within one year -€5,504
down €5,504 (-61.4%), from €8,961 to €3,457
of which Other amounts receivable: -€5,456
- Other debts -€6,592
no longer reported in 2025 (was €6,592)
- Reserves +€4,650
up €4,650 (+17.2%), from €27,000 to €31,650
- Trade debts +€3,509
up €3,509 (+290%), from €1,210 to €4,719
- Tax, wage and social debts +€3,225
new in 2025: €3,225
- Gross operating margin -€17,363
down €17,363 (-52.6%), from €33,008 to €15,644
- Taxes +€1,766
up €1,766 (+121%), from €1,459 to €3,225
- Financial charges -€1,208
down €1,208 (-84.7%), from €1,426 to €218
- Depreciation +€490
up €490 (+7.5%), from €6,544 to €7,034
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €56,839 | €61,679 | +€4,840 | +8.5% |
| Fixed assets | 21/28 | €42,842 | €35,808 | -€7,034 | -16.4% |
| Tangible fixed assets | 22/27 | €21,228 | €14,194 | -€7,034 | -33.1% |
| Plant, machinery and equipment | 23 | €2,209 | €1,710 | -€499 | -22.6% |
| Furniture and vehicles | 24 | €19,019 | €12,484 | -€6,535 | -34.4% |
| Financial fixed assets | 28 | €21,614 | €21,614 | = | 0.0% |
| Current assets | 29/58 | €13,997 | €25,871 | +€11,874 | +84.8% |
| Amounts receivable within one year | 40/41 | €8,961 | €3,457 | -€5,504 | -61.4% |
| Trade receivables | 40 | €48 | - | -€48 | |
| Other amounts receivable | 41 | €8,913 | €3,457 | -€5,456 | -61.2% |
| Cash at bank and in hand | 54/58 | €5,035 | €22,414 | +€17,379 | +345% |
| Deferred charges and accrued income | 490/1 | €2 | - | -€2 | |
| Total equity and liabilities | 10/49 | €56,839 | €61,679 | +€4,840 | +8.5% |
| Equity | 10/15 | €49,037 | €53,702 | +€4,664 | +9.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €27,000 | €31,650 | +€4,650 | +17.2% |
| Distributable reserves | 133 | €27,000 | €31,650 | +€4,650 | +17.2% |
| Profit (loss) carried forward | 14 | €3,437 | €3,452 | +€14 | +0.4% |
| Amounts payable | 17/49 | €7,802 | €7,978 | +€176 | +2.3% |
| Amounts payable within one year | 42/48 | €7,802 | €7,943 | +€142 | +1.8% |
| Trade debts | 44 | €1,210 | €4,719 | +€3,509 | +290% |
| Suppliers | 440/4 | €1,210 | €4,719 | +€3,509 | +290% |
| Taxes, remuneration and social security | 45 | - | €3,225 | +€3,225 | |
| Taxes | 450/3 | - | €3,225 | +€3,225 | |
| Other amounts payable | 47/48 | €6,592 | - | -€6,592 | |
| Accrued charges and deferred income | 492/3 | - | €34 | +€34 | |
| Non-recurring operating income | 76A | €1,836 | €3,973 | +€2,137 | +116% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,544 | €7,034 | +€490 | +7.5% |
| Other operating charges | 640/8 | €449 | €504 | +€55 | +12.2% |
| Gross operating margin | 9900 | €33,008 | €15,644 | -€17,363 | -52.6% |
| Operating profit (loss) | 9901 | €26,015 | €8,107 | -€17,908 | -68.8% |
| Financial income | 75/76B | €18 | - | -€18 | |
| Recurring financial income | 75 | €18 | - | -€18 | |
| Financial charges | 65/66B | €1,426 | €218 | -€1,208 | -84.7% |
| Recurring financial charges | 65 | €1,426 | €218 | -€1,208 | -84.7% |
| Profit (loss) for the period before taxes | 9903 | €24,607 | €7,889 | -€16,718 | -67.9% |
| Income taxes | 67/77 | €1,459 | €3,225 | +€1,766 | +121% |
| Profit (loss) for the period | 9904 | €23,148 | €4,664 | -€18,484 | -79.9% |
| Profit (loss) for the period to be appropriated | 9905 | €23,148 | €4,664 | -€18,484 | -79.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.