SPEEDY & Co
ActiveSPEEDY & Co has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €49k and a net result of €23k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 1933 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 0.64 in 2023; short-term debt: 13.7% and cash: 8.9% of total assets), and 13.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
21 d late
2022
25 d late
2020
24 d late
2019
34 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€49k▲ 89.4%
2023 · €26k
2019: €20k
2020: €16k
2022: €46k
2023: €26k
2019 → 2024
Total assets
€57k▲ 69.8%
2023 · €33k
2019: €41k
2020: €21k
2022: €103k
2023: €33k
2019 → 2024
Net result
€23k
2023 · €-20k
2019: €2k
2020: €-5k
2022: €14k
2023: €-20k
2019 → 2024
Working capital
€6k
2023 · €-3k
2019: €18k
2020: €14k
2022: €15k
2023: €-3k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202220232024Trend
Equity€20k-€16k▼ 22.4%€46k▲ 190%€26k▼ 43.5%€49k▲ 89.4%
Operating result€3k-€-4k€19k€-20k€26k
Net result€2k-€-5k€14k€-20k€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €26k after a loss of €20k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €57k
Fixed assets
€43k▲ 49.6%
Current assets
€14k▲ 189%
Equity and liabilities €57k
Equity
€49k▲ 89.4%
Debt
€8k▲ 2.8%
The debt ratio falls from 22.7% to 13.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▲
2023 · €-16k
Cash flow
€30k▲
2023 · €-16k
Solvency
86.3%▲
2023 · 77.3%
Current ratio
1.79▲
2023 · 0.64
Quick ratio
1.79▲
2023 · 0.64
Debt / equity
0.16▼
2023 · 0.29
ROE
47.2%▲
2023 · -77.0%
ROA
40.7%▲
2023 · -59.6%
Interest coverage
22.83▲
2023 · -45.27
Debt
€8k▲
2023 · €8k
Debt ≤ 1 year
€8k▲
2023 · €8k
Income taxes
€1k▲
2023 · €51
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€33k€57k▲
Fixed assets21/28€29k€43k▲
Tangible fixed assets22/27€7k€21k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€7k€19k▲
Financial fixed assets28€22k€22k=
Current assets29/58€5k€14k▲
Amounts receivable within one year40/41€3k€9k▲
Trade receivables40€1k€48▼
Other amounts receivable41€2k€9k▲
Cash at bank and in hand54/58€1k€5k▲
Deferred charges and accrued income490/1-€2
Equity and liabilities
Total equity and liabilities10/49€33k€57k▲
Equity10/15€26k€49k▲
Contributions10/11€19k€19k=
Reserves13€27k€27k=
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€-20k€3k▲
Amounts payable17/49€8k€8k▲
Amounts payable within one year42/48€8k€8k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€1k-
Remuneration and social security454/9€1k-
Other amounts payable47/48€3k€7k▲
Accrued charges and deferred income492/3€21-
Income statement
Code20232024
Non-recurring operating income76A€11k€2k▼
Remuneration, social security and pensions62€50k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€194€449▲
Gross operating margin9900€35k€33k▼
Operating profit (loss)9901€-20k€26k▲
Financial income75/76B-€18
Recurring financial income75-€18
Financial charges65/66B€343€1k▲
Recurring financial charges65€343€1k▲
Profit (loss) for the period before taxes9903€-20k€25k▲
Income taxes67/77€51€1k▲
Profit (loss) for the period9904€-20k€23k▲
Profit (loss) for the period to be appropriated9905€-20k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€3k▲
Profit (loss) brought forward from the previous period14P€233€-20k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.79
Current ratio from 0.64 to 1.79.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Weakest financial yearnet €-20k ▼248%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.84
Current ratio from 1.91 to 3.84; short-term debt falls from €20k to €5k.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vaux-sur-Sûre · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand-Route,Rosières 436640 Vaux-sur-SûreGround area
3,221 m²
Building footprint
141 m²
Volume, LiDAR
1,042 m³
Parcel 82021E0349/00H000, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grand-Route,Rosières 43, 6640 Vaux-sur-Sûre
since 20182.277.370.948
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82021E0349/00H000 | Wallonia | 3,220 m² | 1 · 141 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,323 companies in sector 59111 we hold annual accounts for 688. 529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2018
Fiscal year end31-12
Activities, NACEBEL
59111Production of cinema films
59112Motion picture, video and television programme production, sound recording and music publishing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.