SILVER MARIA: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SILVER MARIA
Largest movements
- Receivables within one year -€9,364
down €9,364 (-68.4%), from €13,685 to €4,321
of which Trade receivables: -€9,522
- Cash +€6,982
up €6,982 (+90.8%), from €7,692 to €14,675
mainly Receivables within one year (+€9,364) and Net result for the year (+€7,033)
- Stocks and contracts -€2,542
down €2,542 (-6.8%), from €37,445 to €34,904
- Tangible fixed assets -€1,335
down €1,335 (-31.0%), from €4,308 to €2,973
of which Furniture and vehicles: -€2,460
- Trade debts -€10,105
no longer reported in 2024 (was €10,105)
- Other debts -€8,431
down €8,431 (-27.4%), from €30,778 to €22,347
- Profit (loss) carried forward +€7,033
up €7,033 (+8.3%), from -€84,330 to -€77,297
- Tax, wage and social debts +€5,245
up €5,245 (+5.2%), from €100,427 to €105,673
of which Remuneration and social security: +€3,141
- Gross operating margin +€4,980
up €4,980 (+47.0%), from €10,586 to €15,566
- Staff costs +€2,099
new in 2024: €2,099
- Depreciation -€253
down €253 (-7.7%), from €3,263 to €3,011
- Other operating charges +€208
up €208 (+7.1%), from €2,951 to €3,160
- Financial charges +€156
up €156 (+91.2%), from €171 to €327
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €63,181 | €56,923 | -€6,258 | -9.9% |
| Fixed assets | 21/28 | €4,358 | €3,023 | -€1,335 | -30.6% |
| Tangible fixed assets | 22/27 | €4,308 | €2,973 | -€1,335 | -31.0% |
| Furniture and vehicles | 24 | €4,308 | €1,848 | -€2,460 | -57.1% |
| Other tangible fixed assets | 26 | - | €1,125 | +€1,125 | |
| Financial fixed assets | 28 | €50 | €50 | = | 0.0% |
| Current assets | 29/58 | €58,823 | €53,900 | -€4,923 | -8.4% |
| Stocks and contracts in progress | 3 | €37,445 | €34,904 | -€2,542 | -6.8% |
| Stocks | 30/36 | €37,445 | €34,904 | -€2,542 | -6.8% |
| Amounts receivable within one year | 40/41 | €13,685 | €4,321 | -€9,364 | -68.4% |
| Trade receivables | 40 | €13,685 | €4,163 | -€9,522 | -69.6% |
| Other amounts receivable | 41 | - | €159 | +€159 | |
| Cash at bank and in hand | 54/58 | €7,692 | €14,675 | +€6,982 | +90.8% |
| Total equity and liabilities | 10/49 | €63,181 | €56,923 | -€6,258 | -9.9% |
| Equity | 10/15 | -€78,130 | -€71,097 | +€7,033 | +9.0% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Capital | 10 | €6,200 | €6,200 | = | 0.0% |
| Issued capital | 100 | €18,600 | €18,600 | = | 0.0% |
| Uncalled capital | 101 | €12,400 | €12,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€84,330 | -€77,297 | +€7,033 | +8.3% |
| Amounts payable | 17/49 | €141,311 | €128,020 | -€13,291 | -9.4% |
| Amounts payable within one year | 42/48 | €141,311 | €128,020 | -€13,291 | -9.4% |
| Trade debts | 44 | €10,105 | - | -€10,105 | |
| Suppliers | 440/4 | €10,105 | - | -€10,105 | |
| Taxes, remuneration and social security | 45 | €100,427 | €105,673 | +€5,245 | +5.2% |
| Taxes | 450/3 | €3,241 | €5,346 | +€2,104 | +64.9% |
| Remuneration and social security | 454/9 | €97,186 | €100,327 | +€3,141 | +3.2% |
| Other amounts payable | 47/48 | €30,778 | €22,347 | -€8,431 | -27.4% |
| Remuneration, social security and pensions | 62 | - | €2,099 | +€2,099 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,263 | €3,011 | -€253 | -7.7% |
| Other operating charges | 640/8 | €2,951 | €3,160 | +€208 | +7.1% |
| Gross operating margin | 9900 | €10,586 | €15,566 | +€4,980 | +47.0% |
| Operating profit (loss) | 9901 | €4,371 | €7,296 | +€2,925 | +66.9% |
| Financial income | 75/76B | €0 | €64 | +€64 | +639200.0% |
| Recurring financial income | 75 | €0 | €64 | +€64 | +639200.0% |
| Financial charges | 65/66B | €171 | €327 | +€156 | +91.2% |
| Recurring financial charges | 65 | €171 | €327 | +€156 | +91.2% |
| Profit (loss) for the period before taxes | 9903 | €4,200 | €7,033 | +€2,833 | +67.4% |
| Profit (loss) for the period | 9904 | €4,200 | €7,033 | +€2,833 | +67.4% |
| Profit (loss) for the period to be appropriated | 9905 | €4,200 | €7,033 | +€2,833 | +67.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.