Financials
- Fiscal year
- 2024
- Total assets
- €56,923
- Profit
- €7,033
- Solvency
- -124.9%
Total assets▼ 9.9%
Net result
20182024
SILVER MARIA
ActiveSummary
The computed 12-month bankruptcy probability of SILVER MARIA is 5.1% (elevated). The 2024 annual accounts show negative equity (-€71,097) and a net result of €7,033. Equity is shrinking by ~7% per year across the filed fiscal years. Its solvency ranks better than 9% of 1762 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101
1 site
Size
€56,923total assets 2024
- Equity
- -€71,097
- Profit
- €7,033
Structure
Accounts 63 d overdue0 of 8 deeds read
Why 37- 1 financial year not filed after the legal deadline; latest accounts 121 days late; 3 of the last 3 late- Figures for FY 2024 (filed 03-12-2025)- Sector Food and beverage service activities (NACE 56)+ Liquidity: current ratio 0.42, cash €14,675Show the evidence
Checked score
Score 2024
37
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 40% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
0=
equity -124.9% of total assets
Liquidity
32+17
short-term debt 224.9% · cash 25.8%
Profitability
84+7
return on assets 12.4%
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 6 months
05-2026: 3.5%
06-2026: 3.3%▼ -3.8% vs 05-2026
07-2026: 3.3%▼ -0.4% vs 06-2026lowest value
08-2026: 3.8%▲ +14.6% vs 07-2026
09-2026: 4.6%▲ +20.0% vs 08-2026
10-2026: 5.1%▲ +11.7% vs 09-2026highest value
- 1 financial year not filed after the legal deadline; latest accounts 121 days late; 3 of the last 3 late raises the probability
- Figures for FY 2024 (filed 03-12-2025) raises the probability
- Sector Food and beverage service activities (NACE 56) raises the probability
- Liquidity: current ratio 0.42, cash €14,675 lowers the probability
No credit on open account
Liquidity short (current ratio 0.42 against 0.42 in 2023; short-term debt: 224.9% and cash: 25.8% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 9%, liquidity 27%, profitability 71%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 1762 sector peers (2024).
NBB · sector comparisonPosition among 1762 sector peers
Solvency
better than 9%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-11-2025, 121 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
121 d late
2023
175 d late
2022
71 d late
2021
163 d late
2020
90 d late
2019
78 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 116 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
- Back to profitnet €4,200
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- 29-11-2025Annual accounts filed
- 22-01-2025Annual accounts filed
- 31-12-2023Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Full-service restaurantsNACE 56111
- Founded
- 08-07-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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