SEB ESTATES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SEB ESTATES
Largest movements
- Receivables within one year +€387
up €387 (+41.3%), from €937 to €1,324
- Other debts +€629
up €629 (+8.9%), from €7,104 to €7,733
- Profit (loss) carried forward -€254
down €254 (-2.5%), from -€10,160 to -€10,414
- Other operating charges -€488
down €488 (-45.5%), from €1,074 to €585
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €13,943 | €14,331 | +€387 | +2.8% |
| Current assets | 29/58 | €13,943 | €14,331 | +€387 | +2.8% |
| Amounts receivable after more than one year | 29 | €13,000 | €13,000 | = | 0.0% |
| Trade receivables | 290 | €13,000 | €13,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €937 | €1,324 | +€387 | +41.3% |
| Other amounts receivable | 41 | €937 | €1,324 | +€387 | +41.3% |
| Cash at bank and in hand | 54/58 | €7 | €7 | = | 0.0% |
| Total equity and liabilities | 10/49 | €13,943 | €14,331 | +€387 | +2.8% |
| Equity | 10/15 | €6,452 | €6,198 | -€254 | -3.9% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €10,412 | €10,412 | = | 0.0% |
| Non-distributable reserves | 130/1 | €914 | €914 | = | 0.0% |
| Reserves not available under the articles | 1311 | €914 | €914 | = | 0.0% |
| Distributable reserves | 133 | €9,498 | €9,498 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€10,160 | -€10,414 | -€254 | -2.5% |
| Amounts payable | 17/49 | €7,491 | €8,133 | +€641 | +8.6% |
| Amounts payable within one year | 42/48 | €7,491 | €8,133 | +€641 | +8.6% |
| Trade debts | 44 | €387 | €400 | +€12 | +3.2% |
| Suppliers | 440/4 | €387 | €400 | +€12 | +3.2% |
| Other amounts payable | 47/48 | €7,104 | €7,733 | +€629 | +8.9% |
| Other operating charges | 640/8 | €1,074 | €585 | -€488 | -45.5% |
| Operating profit (loss) | 9901 | -€1,074 | -€585 | +€488 | +45.5% |
| Financial income | 75/76B | €370 | €387 | +€17 | +4.6% |
| Recurring financial income | 75 | €370 | €387 | +€17 | +4.6% |
| Financial charges | 65/66B | €46 | €56 | +€10 | +22.4% |
| Recurring financial charges | 65 | €46 | €56 | +€10 | +22.4% |
| Profit (loss) for the period before taxes | 9903 | -€749 | -€254 | +€495 | +66.1% |
| Profit (loss) for the period | 9904 | -€749 | -€254 | +€495 | +66.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€749 | -€254 | +€495 | +66.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.