SEB ESTATES
ActiveSummary
SEB ESTATES has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,198 and a net result of -€254. Equity is shrinking by ~6.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
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Signals
This company filed its last 7 accounts on average 133 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 6,916 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,916 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €449 | €0 | €1,140 | €1,074 | €585 | ▼ 45.5% |
| Gross operating margin9900 | €4,969 | €0 | -€3,408 | - | - | - |
| Operating profit (loss)9901 | €4,520 | €0 | -€4,548 | -€1,074 | -€585 | ▲ 45.5% |
| Financial income75/76B | €338 | €338 | €347 | €370 | €387 | ▲ 4.6% |
| Recurring financial income75 | €338 | €338 | €347 | €370 | €387 | ▲ 4.6% |
| Financial charges65/66B | €135 | €0 | €51 | €46 | €56 | ▲ 22.4% |
| Recurring financial charges65 | €135 | €0 | €51 | €46 | €56 | ▲ 22.4% |
| Profit (loss) for the period before taxes9903 | €4,724 | €338 | -€4,251 | -€749 | -€254 | ▲ 66.1% |
| Income taxes67/77 | €929 | €90 | - | - | - | - |
| Profit (loss) for the period9904 | €3,795 | €248 | -€4,251 | -€749 | -€254 | ▲ 66.1% |
| Profit (loss) for the period to be appropriated9905 | €3,795 | €248 | -€4,251 | -€749 | -€254 | ▲ 66.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €13,227 | €13,227 | €13,573 | €13,943 | €14,331 | ▲ 2.8% |
| Current assets29/58 | €13,227 | €13,227 | €13,573 | €13,943 | €14,331 | ▲ 2.8% |
| Amounts receivable after more than one year29 | €13,000 | €13,000 | €13,000 | €13,000 | €13,000 | = |
| Trade receivables290 | €13,000 | €0 | - | €13,000 | €13,000 | = |
| Other amounts receivable291 | - | €13,000 | €13,000 | - | - | - |
| Amounts receivable within one year40/41 | €221 | €221 | €566 | €937 | €1,324 | ▲ 41.3% |
| Other amounts receivable41 | €221 | €221 | €566 | €937 | €1,324 | ▲ 41.3% |
| Cash at bank and in hand54/58 | €7 | €7 | €7 | €7 | €7 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €13,227 | €13,227 | €13,573 | €13,943 | €14,331 | ▲ 2.8% |
| Equity10/15 | €11,204 | €11,452 | €7,201 | €6,452 | €6,198 | ▼ 3.9% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €10,412 | €10,412 | €10,412 | €10,412 | €10,412 | = |
| Non-distributable reserves130/1 | €914 | €914 | €914 | €914 | €914 | = |
| Reserves not available under the articles1311 | €914 | €914 | €914 | €914 | €914 | = |
| Distributable reserves133 | €9,498 | €9,498 | €9,498 | €9,498 | €9,498 | = |
| Profit (loss) carried forward14 | -€5,408 | -€5,160 | -€9,411 | -€10,160 | -€10,414 | ▼ 2.5% |
| Amounts payable17/49 | €2,023 | €1,775 | €6,372 | €7,491 | €8,133 | ▲ 8.6% |
| Amounts payable within one year42/48 | €2,023 | €1,775 | €6,372 | €7,491 | €8,133 | ▲ 8.6% |
| Trade debts44 | €0 | - | €90 | €387 | €400 | ▲ 3.2% |
| Suppliers440/4 | €0 | - | €90 | €387 | €400 | ▲ 3.2% |
| Taxes, remuneration and social security45 | €927 | €1,017 | - | - | - | - |
| Taxes450/3 | €927 | €1,017 | - | - | - | - |
| Other amounts payable47/48 | €1,096 | €758 | €6,282 | €7,104 | €7,733 | ▲ 8.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,795 | €248 | -€4,251 | -€749 | -€254 | ▲ 66.1% |
| Operating cash flow (approximation) | €3,795 | €248 | -€4,251 | -€749 | -€254 | ▲ 66.1% |
| Change in cash | - | -€0 | €0 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0204/00S002 | Flanders | 2,170 m² | 1 · 223 m² | 13.5 m · 4 fl. |
| 11013A0028/00W003 | Flanders | 272 m² | 1 · 121 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Identification & contact
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.