SAVVY FLY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SAVVY FLY
Largest movements
- Tangible fixed assets +€48,969
up €48,969 (+4508.5%), from €1,086 to €50,055
- Cash +€15,640
up €15,640 (+173.2%), from €9,030 to €24,669
mainly Debts after one year (+€30,015) and Net result for the year (+€22,810)
- Receivables within one year +€3,788
up €3,788 (+78.1%), from €4,853 to €8,641
- Deferred charges and accrued income +€1,870
up €1,870 (+8075.9%), from €23 to €1,894
- Debts after one year +€30,015
new in 2025: €30,015
- Profit (loss) carried forward +€22,810
up €22,810, from -€13,480 to €9,330
- Current portion of long-term debt +€11,850
new in 2025: €11,850
- Tax, wage and social debts +€3,390
up €3,390 (+121.4%), from €2,793 to €6,183
- Other debts +€1,405
up €1,405 (+7.0%), from €20,126 to €21,531
- Gross operating margin +€20,299
up €20,299 (+145.1%), from €13,991 to €34,290
- Depreciation +€7,344
up €7,344 (+5079.0%), from €145 to €7,488
- Taxes +€2,679
new in 2025: €2,679
- Financial charges -€1,873
down €1,873 (-66.5%), from €2,815 to €942
- Other operating charges +€627
new in 2025: €627
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €14,992 | €85,259 | +€70,268 | +468.7% |
| Fixed assets | 21/28 | €1,086 | €50,055 | +€48,969 | +4508.5% |
| Tangible fixed assets | 22/27 | €1,086 | €50,055 | +€48,969 | +4508.5% |
| Furniture and vehicles | 24 | €1,086 | €50,055 | +€48,969 | +4508.5% |
| Current assets | 29/58 | €13,906 | €35,204 | +€21,299 | +153.2% |
| Amounts receivable within one year | 40/41 | €4,853 | €8,641 | +€3,788 | +78.1% |
| Trade receivables | 40 | €4,853 | €8,641 | +€3,788 | +78.1% |
| Cash at bank and in hand | 54/58 | €9,030 | €24,669 | +€15,640 | +173.2% |
| Deferred charges and accrued income | 490/1 | €23 | €1,894 | +€1,870 | +8075.9% |
| Total equity and liabilities | 10/49 | €14,992 | €85,259 | +€70,268 | +468.7% |
| Equity | 10/15 | -€10,480 | €12,330 | +€22,810 | |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€13,480 | €9,330 | +€22,810 | |
| Amounts payable | 17/49 | €25,472 | €72,929 | +€47,458 | +186.3% |
| Amounts payable after more than one year | 17 | - | €30,015 | +€30,015 | |
| Financial debts | 170/4 | - | €30,015 | +€30,015 | |
| Amounts payable within one year | 42/48 | €25,472 | €42,914 | +€17,443 | +68.5% |
| Current portion of amounts payable after more than one year | 42 | - | €11,850 | +€11,850 | |
| Trade debts | 44 | €2,552 | €3,351 | +€798 | +31.3% |
| Suppliers | 440/4 | €2,552 | €3,351 | +€798 | +31.3% |
| Taxes, remuneration and social security | 45 | €2,793 | €6,183 | +€3,390 | +121.4% |
| Taxes | 450/3 | €2,793 | €6,183 | +€3,390 | +121.4% |
| Other amounts payable | 47/48 | €20,126 | €21,531 | +€1,405 | +7.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €145 | €7,488 | +€7,344 | +5079.0% |
| Other operating charges | 640/8 | - | €627 | +€627 | |
| Gross operating margin | 9900 | €13,991 | €34,290 | +€20,299 | +145.1% |
| Operating profit (loss) | 9901 | €13,846 | €26,175 | +€12,329 | +89.0% |
| Financial income | 75/76B | - | €256 | +€256 | |
| Recurring financial income | 75 | - | €256 | +€256 | |
| Financial charges | 65/66B | €2,815 | €942 | -€1,873 | -66.5% |
| Recurring financial charges | 65 | €2,815 | €942 | -€1,873 | -66.5% |
| Profit (loss) for the period before taxes | 9903 | €11,032 | €25,489 | +€14,457 | +131.0% |
| Income taxes | 67/77 | - | €2,679 | +€2,679 | |
| Profit (loss) for the period | 9904 | €11,032 | €22,810 | +€11,778 | +106.8% |
| Profit (loss) for the period to be appropriated | 9905 | €11,032 | €22,810 | +€11,778 | +106.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.