Financials
- Fiscal year
- 2025
- Total assets
- €85,259
- Profit
- €22,810
- Solvency
- 14.5%
Total assets▲ 469%
Net result
20232025
SAVVY FLY
ActiveSummary
SAVVY FLY has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,330 and a net result of €22,810. Equity is growing by ~137.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 156 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Air transport
NACE 51100
1 site
Size
€85,259total assets 2025
- Equity
- €12,330
- Profit
- €22,810
Turnover not published (abridged schema)
Structure
Accounts 7 d early0 of 1 deed read
Why 68- Founded in 2022- Size: total assets €85,259- Equity €12,330 (14.5% of total assets)+ Liquidity: current ratio 0.82, cash €24,669Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 68% of its sector peers (NACE 51, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
39+39
equity 14.5% of total assets
Liquidity
61+11
short-term debt 50.3% · cash 28.9%
Profitability
100+9
return on assets 26.8%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.3%
12-2024: 2.4%▲ +3.8% vs 11-2024
01-2025: 2.4%▲ +1.1% vs 12-2024
02-2025: 2.4%● 0.0% vs 01-2025
03-2025: 2.4%▼ -0.9% vs 02-2025
04-2025: 2.4%● 0.0% vs 03-2025
05-2025: 2.4%● -0.0% vs 04-2025
06-2025: 2.4%▼ -0.2% vs 05-2025
07-2025: 2.5%▲ +4.5% vs 06-2025highest value
08-2025: 0.8%▼ -66.8% vs 07-2025
09-2025: 0.8%▼ -1.6% vs 08-2025
10-2025: 0.8%● 0.0% vs 09-2025
11-2025: 0.8%● 0.0% vs 10-2025
12-2025: 0.8%● 0.0% vs 11-2025
01-2026: 0.8%▼ -2.4% vs 12-2025lowest value
02-2026: 0.8%● 0.0% vs 01-2026lowest value
03-2026: 0.8%▲ +3.5% vs 02-2026
04-2026: 0.9%▲ +2.9% vs 03-2026
05-2026: 0.9%▲ +3.3% vs 04-2026
06-2026: 0.9%▲ +1.6% vs 05-2026
07-2026: 0.9%▲ +5.2% vs 06-2026
08-2026: 1.2%▲ +29.3% vs 07-2026
09-2026: 1.0%▼ -17.9% vs 08-2026
10-2026: 1.0%▼ -1.6% vs 09-2026
- Founded in 2022 raises the probability for this profile
- Liquidity: current ratio 0.82, cash €24,669 lowers the probability
- Size: total assets €85,259 raises the probability for this profile
- Equity €12,330 (14.5% of total assets) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.55 in 2024; short-term debt: 50.3% and cash: 28.9% of total assets), and 85.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 51, micro). Better than this share of them on solvency 30%, liquidity 57%, profitability 92%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 d early
2024
28 d early
2023
8 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2023net €22,810 ▲107%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 5
- Since
- 2024
- Next accounts
- by 31-07-2027
- 24-07-2026Annual accounts filed
- 31-12-2025Highest result since 2023
- 03-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Air transportNACE 51100
- Founded
- 23-12-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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