SaveTax: what changed
SaveTax
Largest movements
- Receivables within one year +€145,747
up €145,747 (+123%), from €118,314 to €264,061
of which Trade receivables: +€145,747
- Cash +€16,517
up €16,517 (+138%), from €11,934 to €28,451
mainly Trade debts (+€139,429) and Net result for the year (+€39,288)
- Intangible fixed assets +€6,695
up €6,695 (+705%), from €949 to €7,644
- Financial fixed assets -€4,359
down €4,359 (-4.4%), from €100,039 to €95,679
- Trade debts +€139,429
up €139,429 (+446%), from €31,237 to €170,666
- Debts after one year -€20,345
down €20,345 (-24.7%), from €82,504 to €62,158
- Profit (loss) carried forward +€17,288
up €17,288, from €0 to €17,288
- Tax, wage and social debts +€13,908
up €13,908 (+18.2%), from €76,579 to €90,487
of which Remuneration and social security: +€24,645
- Other debts +€12,858
up €12,858 (+141%), from €9,142 to €22,000
- Staff costs +€73,803
up €73,803 (+32.1%), from €230,039 to €303,842
- Gross operating margin +€45,293
up €45,293 (+13.6%), from €333,485 to €378,778
- Taxes -€6,643
down €6,643 (-25.9%), from €25,682 to €19,039
- Other operating charges +€6,292
up €6,292 (+185%), from €3,398 to €9,690
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €246,036 | €409,785 | +€163,749 | +66.6% |
| Fixed assets | 21/28 | €102,885 | €104,292 | +€1,407 | +1.4% |
| Intangible fixed assets | 21 | €949 | €7,644 | +€6,695 | +705% |
| Tangible fixed assets | 22/27 | €1,897 | €968 | -€928 | -48.9% |
| Furniture and vehicles | 24 | €1,434 | €968 | -€466 | -32.5% |
| Other tangible fixed assets | 26 | €462 | - | -€462 | |
| Financial fixed assets | 28 | €100,039 | €95,679 | -€4,359 | -4.4% |
| Current assets | 29/58 | €143,151 | €305,493 | +€162,342 | +113% |
| Amounts receivable within one year | 40/41 | €118,314 | €264,061 | +€145,747 | +123% |
| Trade receivables | 40 | €118,314 | €264,061 | +€145,747 | +123% |
| Other amounts receivable | 41 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €11,934 | €28,451 | +€16,517 | +138% |
| Deferred charges and accrued income | 490/1 | €12,903 | €12,981 | +€78 | +0.6% |
| Total equity and liabilities | 10/49 | €246,036 | €409,785 | +€163,749 | +66.6% |
| Equity | 10/15 | €26,840 | €44,128 | +€17,288 | +64.4% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Reserves | 13 | €16,840 | €16,840 | = | 0.0% |
| Tax-exempt reserves | 132 | €16,840 | - | -€16,840 | |
| Distributable reserves | 133 | €0 | €16,840 | +€16,840 | |
| Profit (loss) carried forward | 14 | €0 | €17,288 | +€17,288 | |
| Amounts payable | 17/49 | €219,196 | €365,657 | +€146,461 | +66.8% |
| Amounts payable after more than one year | 17 | €82,504 | €62,158 | -€20,345 | -24.7% |
| Financial debts | 170/4 | €82,504 | €62,158 | -€20,345 | -24.7% |
| Amounts payable within one year | 42/48 | €136,692 | €303,499 | +€166,807 | +122% |
| Current portion of amounts payable after more than one year | 42 | €19,734 | €20,345 | +€612 | +3.1% |
| Financial debts | 43 | €0 | - | = | |
| Other loans | 439 | €0 | - | = | |
| Trade debts | 44 | €31,237 | €170,666 | +€139,429 | +446% |
| Suppliers | 440/4 | €31,237 | €170,666 | +€139,429 | +446% |
| Taxes, remuneration and social security | 45 | €76,579 | €90,487 | +€13,908 | +18.2% |
| Taxes | 450/3 | €43,244 | €32,507 | -€10,737 | -24.8% |
| Remuneration and social security | 454/9 | €33,335 | €57,980 | +€24,645 | +73.9% |
| Other amounts payable | 47/48 | €9,142 | €22,000 | +€12,858 | +141% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Non-recurring operating income | 76A | €10,975 | - | -€10,975 | |
| Remuneration, social security and pensions | 62 | €230,039 | €303,842 | +€73,803 | +32.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,487 | €4,012 | -€1,475 | -26.9% |
| Other operating charges | 640/8 | €3,398 | €9,690 | +€6,292 | +185% |
| Gross operating margin | 9900 | €333,485 | €378,778 | +€45,293 | +13.6% |
| Operating profit (loss) | 9901 | €94,562 | €61,234 | -€33,328 | -35.2% |
| Financial income | 75/76B | €5,396 | €4,021 | -€1,376 | -25.5% |
| Recurring financial income | 75 | €5,396 | €4,021 | -€1,376 | -25.5% |
| Financial charges | 65/66B | €7,582 | €6,928 | -€654 | -8.6% |
| Recurring financial charges | 65 | €7,582 | €6,928 | -€654 | -8.6% |
| Profit (loss) for the period before taxes | 9903 | €92,376 | €58,327 | -€34,050 | -36.9% |
| Income taxes | 67/77 | €25,682 | €19,039 | -€6,643 | -25.9% |
| Profit (loss) for the period | 9904 | €66,694 | €39,288 | -€27,407 | -41.1% |
| Transfer from tax-exempt reserves | 789 | - | €16,840 | +€16,840 | |
| Profit (loss) for the period to be appropriated | 9905 | €66,694 | €56,128 | -€10,567 | -15.8% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 7 November 2026 via checked.be.