Equity
€44,128 ▲ 64.4%
SaveTax has made a profit without a break since 2020.
SaveTax
Lifetime
20 annual accounts with figures on one time axis, 34 filings since 1992peak €378,778 (2025)
€378,778▲ 13.6%
lowest -€52,752 (2006)
€39,288▼ 41.1%
peak €69,288 (2023)
€44,128▲ 64.4%
€365,657▲ 66.8%
peak 6.2 FTE (2025)
6.2 FTE▲ 31.9%
Board4 names since 2020
1 directorMagnalia
Owners2 names in the annual accounts
100%Magnalia
Documentsfilings and deeds
26-07-20265 days before the deadline
2025abbreviated format
Gross margin from €333,485 to €378,778Result from €66,694 to €39,288Staff from 4.7 FTE to 6.2 FTEEquity from €26,840 to €44,128Debts from €219,196 to €365,657Cash from €11,934 to €28,451
Key points
from the 2025 annual accountsTurnover
≈ €660,000 estimated
The accounts state no turnover.
Debts
€365,657 89% of the balance sheet
Financial debts 17%Suppliers 47%Taxes and wages 25%Other 12%
Of this, €303,499 falls due within a year.
Investments
€9,779 2.4 × depreciation
Green is investment, beige is depreciation.
Filings
34 annual accounts since 1992
Eight of the last ten came late. The 2018 accounts came latest: 251 days after the end of the period.
Position in the sector
€44,128
Less equity than 82% of companies in legal and accounting. Sector median €270,264 · 4,137 companies.
Checked score
85
Excellent
Financially stronger than 35% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026highest value
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.2%▼ -0.1 percentage points vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €44,128 (10.8% of total assets)
Size: 6.2 FTE, total assets €409,785
lowers risk
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 26-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 16% of them on solvency, 4% on liquidity, 35% on profitability and 84% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as SaveTax has now. Each dot stands for 10 companies, two years later.
95.1%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SaveTax itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for SaveTax. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.01 (1.05 in 2024), below the usual 1.5. Short-term debt is 74.1% and cash 6.9% of total assets. 89.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 4136 sector peers (2025).
NBB · sector comparisonPosition among 4136 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 days early
2024
30 days late
2023
29 days late
2022
31 days late
2021
2 days late
2020
4 days early
2019
101 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0448550764
Company renamed from DMHG EXPERTISES to SaveTax
Resignation: Damien HABRAN (director) · Appointment: Magnalia (director) · Permanent representative: Damien HABRAN · General meeting of 28-12-2022 · Gazette deed
Company renamed from L.M.N.EURO-FIDES&COMEPHAR to DMHGEXPERTISES
“activitésd’unexpert-comptablecertifiéetconseillerfiscalcertifiéetactivitéscompatibles” (deed in French) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SaveTax Mettet | €409,785 | €378,778 | 10.8% | 6.2 |
| Knafico accountancy & bedrijfsadvies Beringen | €447,725 | €336,812 | 29.1% | 5.6 |
| BRAINAGEMENT Mons | €412,911 | €431,986 | 22.4% | 7.1 |
| MAGECOFI-ATECOFI Waterloo | €454,594 | €465,186 | 25.8% | 6.3 |
| BUREAU D'EXPERTISE COMPTABLE ALAIN MOULART Tournai | €431,872 | €461,201 | 27.8% | 6.3 |
| FIDUCIAIRE L. & C. PREAU Estaimpuis | €368,293 | €389,463 | 85.2% | 5.1 |
| ABC Boxes - ABC Verhelst Consultancy Antwerp | €359,123 | €339,811 | 24.4% | 5.7 |
These companies have the same main activity as SaveTax: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €359,000 and €455,000, founded between 1985 and 1996.
Official details
Source: KBO- Status
- Active since 19-10-1992Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment units
- 2.203.340.7465640 Mettet, since 01-02-2006
- 2.320.944.9321390 Grez-Doiceau, since 26-04-2021and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 13-02-2025
Annual accounts 2025
- €409,785▲ 66.6%
- Filing
- Filed on 26-07-2026, 5 days before the end of the filing period
Insights on SaveTax
SaveTax files the abbreviated format. That format states no turnover. The gross margin rose from €230,346 in 2006 to €378,778 in 2025.
Magnalia holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SaveTax
- What is the company number of SaveTax?
- The company number of SaveTax is 0448.550.764. The VAT number is the same number with BE in front: BE 0448.550.764.
- Where is SaveTax based?
- The registered office is at Rue Hennevauche 14, 5640 Mettet.Company details
- What does SaveTax do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of SaveTax?
- SaveTax is a private limited company (BV).
- When was SaveTax founded?
- SaveTax was founded on 19-10-1992.
- Is SaveTax still active?
- Yes, SaveTax is an active enterprise in the KBO register.
- How many employees does SaveTax have?
- SaveTax had an average of 6.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SaveTax?
- The turnover in financial year 2025 is ≈ €660,000. This figure is estimated from the gross margin of €378,778 and 34 comparable companies (NACE 69201). It probably lies between €570,000 and €780,000. In financial year 2019 turnover was €382,891.
- Is SaveTax profitable?
- In financial year 2025, SaveTax made a profit of €39,288.
- Where can I find the annual accounts of SaveTax?
- SaveTax filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SaveTax due?
- SaveTax must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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