Savanto: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Savanto
Largest movements
- Receivables within one year -€36,641
down €36,641 (-68.6%), from €53,415 to €16,774
- Cash -€17,187
down €17,187 (-54.0%), from €31,832 to €14,646
mainly Net result for the year (-€47,221) and Trade debts (-€14,192)
- Tangible fixed assets -€8,432
down €8,432 (-94.8%), from €8,893 to €461
- Reserves -€47,221
down €47,221 (-78.1%), from €60,471 to €13,250
- Trade debts -€14,192
down €14,192 (-84.3%), from €16,838 to €2,646
- Tax, wage and social debts -€2,116
down €2,116 (-14.6%), from €14,461 to €12,345
- Other debts +€1,377
up €1,377 (+169.3%), from €813 to €2,191
- Gross operating margin -€83,901
down €83,901, from €45,773 to -€38,128
- Taxes -€8,466
down €8,466 (-98.5%), from €8,598 to €132
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €95,084 | €32,932 | -€62,152 | -65.4% |
| Fixed assets | 21/28 | €8,893 | €461 | -€8,432 | -94.8% |
| Tangible fixed assets | 22/27 | €8,893 | €461 | -€8,432 | -94.8% |
| Furniture and vehicles | 24 | €8,893 | €461 | -€8,432 | -94.8% |
| Current assets | 29/58 | €86,191 | €32,471 | -€53,720 | -62.3% |
| Amounts receivable within one year | 40/41 | €53,415 | €16,774 | -€36,641 | -68.6% |
| Trade receivables | 40 | €53,415 | €16,774 | -€36,641 | -68.6% |
| Cash at bank and in hand | 54/58 | €31,832 | €14,646 | -€17,187 | -54.0% |
| Deferred charges and accrued income | 490/1 | €944 | €1,052 | +€108 | +11.5% |
| Total equity and liabilities | 10/49 | €95,084 | €32,932 | -€62,152 | -65.4% |
| Equity | 10/15 | €62,971 | €15,750 | -€47,221 | -75.0% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | €60,471 | €13,250 | -€47,221 | -78.1% |
| Distributable reserves | 133 | €60,471 | €13,250 | -€47,221 | -78.1% |
| Amounts payable | 17/49 | €32,113 | €17,182 | -€14,931 | -46.5% |
| Amounts payable within one year | 42/48 | €32,113 | €17,182 | -€14,931 | -46.5% |
| Trade debts | 44 | €16,838 | €2,646 | -€14,192 | -84.3% |
| Suppliers | 440/4 | €16,838 | €2,646 | -€14,192 | -84.3% |
| Taxes, remuneration and social security | 45 | €14,461 | €12,345 | -€2,116 | -14.6% |
| Taxes | 450/3 | €14,461 | €12,345 | -€2,116 | -14.6% |
| Other amounts payable | 47/48 | €813 | €2,191 | +€1,377 | +169.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,404 | €8,432 | +€28 | +0.3% |
| Other operating charges | 640/8 | €62 | €391 | +€329 | +530.5% |
| Gross operating margin | 9900 | €45,773 | -€38,128 | -€83,901 | |
| Operating profit (loss) | 9901 | €37,307 | -€46,951 | -€84,258 | |
| Financial income | 75/76B | €3 | €3 | +€1 | +20.4% |
| Recurring financial income | 75 | €3 | €3 | +€1 | +20.4% |
| Financial charges | 65/66B | €10 | €141 | +€131 | +1355.3% |
| Recurring financial charges | 65 | €10 | €141 | +€131 | +1355.3% |
| Profit (loss) for the period before taxes | 9903 | €37,300 | -€47,089 | -€84,389 | |
| Income taxes | 67/77 | €8,598 | €132 | -€8,466 | -98.5% |
| Profit (loss) for the period | 9904 | €28,702 | -€47,221 | -€75,923 | |
| Profit (loss) for the period to be appropriated | 9905 | €28,702 | -€47,221 | -€75,923 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.