Savanto
ActiveSummary
The computed 12-month bankruptcy probability of Savanto is 2.1% (moderate). The annual accounts of Savanto for fiscal year 2025 show a net loss of 143% of total assets and of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €15,750 and a net result of -€47,221. Equity is shrinking by ~27% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 45% of 7098 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 3,225 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 88% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €8,404 | €8,432 | ▲ 0.3% |
| Other operating charges640/8 | - | €62 | €391 | ▲ 531% |
| Gross operating margin9900 | €39,741 | €45,773 | -€38,128 | ▼ 183% |
| Operating profit (loss)9901 | €39,741 | €37,307 | -€46,951 | ▼ 226% |
| Financial income75/76B | - | €3 | €3 | ▲ 20.4% |
| Recurring financial income75 | - | €3 | €3 | ▲ 20.4% |
| Financial charges65/66B | - | €10 | €141 | ▲ 1,355% |
| Recurring financial charges65 | - | €10 | €141 | ▲ 1,355% |
| Profit (loss) for the period before taxes9903 | €39,741 | €37,300 | -€47,089 | ▼ 226% |
| Income taxes67/77 | €7,971 | €8,598 | €132 | ▼ 98.5% |
| Profit (loss) for the period9904 | €31,770 | €28,702 | -€47,221 | ▼ 265% |
| Profit (loss) for the period to be appropriated9905 | €31,770 | €28,702 | -€47,221 | ▼ 265% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €64,467 | €95,084 | €32,932 | ▼ 65.4% |
| Fixed assets21/28 | - | €8,893 | €461 | ▼ 94.8% |
| Tangible fixed assets22/27 | - | €8,893 | €461 | ▼ 94.8% |
| Furniture and vehicles24 | - | €8,893 | €461 | ▼ 94.8% |
| Current assets29/58 | €64,467 | €86,191 | €32,471 | ▼ 62.3% |
| Amounts receivable within one year40/41 | €41,426 | €53,415 | €16,774 | ▼ 68.6% |
| Trade receivables40 | €41,426 | €53,415 | €16,774 | ▼ 68.6% |
| Cash at bank and in hand54/58 | €22,841 | €31,832 | €14,646 | ▼ 54.0% |
| Deferred charges and accrued income490/1 | €200 | €944 | €1,052 | ▲ 11.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €64,467 | €95,084 | €32,932 | ▼ 65.4% |
| Equity10/15 | €34,270 | €62,971 | €15,750 | ▼ 75.0% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €31,770 | €60,471 | €13,250 | ▼ 78.1% |
| Distributable reserves133 | €31,770 | €60,471 | €13,250 | ▼ 78.1% |
| Amounts payable17/49 | €30,198 | €32,113 | €17,182 | ▼ 46.5% |
| Amounts payable within one year42/48 | €30,198 | €32,113 | €17,182 | ▼ 46.5% |
| Trade debts44 | €5,212 | €16,838 | €2,646 | ▼ 84.3% |
| Suppliers440/4 | €5,212 | €16,838 | €2,646 | ▼ 84.3% |
| Taxes, remuneration and social security45 | €24,611 | €14,461 | €12,345 | ▼ 14.6% |
| Taxes450/3 | €17,111 | €14,461 | €12,345 | ▼ 14.6% |
| Remuneration and social security454/9 | €7,500 | - | - | - |
| Other amounts payable47/48 | €375 | €813 | €2,191 | ▲ 169% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,770 | €28,702 | -€47,221 | ▼ 265% |
| + Depreciation and write-downs630 | - | €8,404 | €8,432 | ▲ 0.3% |
| Operating cash flow (approximation) | €31,770 | €37,105 | -€38,789 | ▼ 205% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | €8,991 | -€17,187 | ▼ 291% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73001I0156/00T000 | Flanders | 739 m² | 1 · 90 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.