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SADMAN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SADMAN

BE 0820.117.677
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€132
2024 · €1,211-€1,078
Equity
€37,407
2024 · €37,275+€132
Cash
€4,055
2024 · €4,107-€52
Balance sheet total
€57,950
2024 · €66,198-€8,248

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€6,296

    down €6,296 (-63.2%), from €9,968 to €3,673

  • Receivables within one year -€1,193

    down €1,193 (-51.7%), from €2,307 to €1,114

Equity and liabilities
  • Debts after one year -€4,461

    no longer reported in 2025 (was €4,461)

  • Other debts -€3,872

    no longer reported in 2025 (was €3,872)

Income statement
  • Financial charges +€1,482

    up €1,482 (+157.7%), from €939 to €2,421

  • Other operating charges -€996

    down €996 (-44.6%), from €2,232 to €1,236

  • Gross operating margin -€304

    down €304 (-2.5%), from €12,161 to €11,857

  • Taxes +€289

    up €289 (+29.4%), from €983 to €1,272

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,211
Gross operating margin -€304
Other operating charges +€996
Financial charges -€1,482
Taxes -€289
Result 2025 €132

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€4,218
Investment €0
Financing -€4,270
Cash 2024 €4,107
Net result for the year +€132
Depreciation +€6,796
Stocks and contracts +€200
Receivables within one year +€1,193
Deferred charges and accrued income +€8
Trade debts +€123
Tax, wage and social debts -€361
Other debts -€3,872
Debts after one year -€4,461
Current portion of long-term debt +€192
Cash 2025 €4,055
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €66,198 €57,950 -€8,248 -12.5%
Fixed assets 21/28 €13,468 €6,673 -€6,796 -50.5%
Intangible fixed assets 21 €3,500 €3,000 -€500 -14.3%
Tangible fixed assets 22/27 €9,968 €3,673 -€6,296 -63.2%
Furniture and vehicles 24 €9,968 €3,673 -€6,296 -63.2%
Current assets 29/58 €52,730 €51,278 -€1,452 -2.8%
Stocks and contracts in progress 3 €45,300 €45,100 -€200 -0.4%
Stocks 30/36 €45,300 €45,100 -€200 -0.4%
Amounts receivable within one year 40/41 €2,307 €1,114 -€1,193 -51.7%
Other amounts receivable 41 €2,307 €1,114 -€1,193 -51.7%
Cash at bank and in hand 54/58 €4,107 €4,055 -€52 -1.3%
Deferred charges and accrued income 490/1 €1,017 €1,009 -€8 -0.8%
Total equity and liabilities 10/49 €66,198 €57,950 -€8,248 -12.5%
Equity 10/15 €37,275 €37,407 +€132 +0.4%
Contributions 10/11 €6,200 €6,200 = 0.0%
Outside capital 11 €6,200 €6,200 = 0.0%
Other 1109/19 €6,200 €6,200 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €29,215 €29,347 +€132 +0.5%
Amounts payable 17/49 €28,923 €20,543 -€8,380 -29.0%
Amounts payable after more than one year 17 €4,461 - -€4,461
Financial debts 170/4 €4,461 - -€4,461
Amounts payable within one year 42/48 €24,462 €20,543 -€3,919 -16.0%
Current portion of amounts payable after more than one year 42 €4,270 €4,461 +€192 +4.5%
Trade debts 44 €12,204 €12,326 +€123 +1.0%
Suppliers 440/4 €12,204 €12,326 +€123 +1.0%
Taxes, remuneration and social security 45 €4,116 €3,755 -€361 -8.8%
Taxes 450/3 €4,116 €3,755 -€361 -8.8%
Other amounts payable 47/48 €3,872 - -€3,872
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,796 €6,796 = 0.0%
Other operating charges 640/8 €2,232 €1,236 -€996 -44.6%
Gross operating margin 9900 €12,161 €11,857 -€304 -2.5%
Operating profit (loss) 9901 €3,133 €3,825 +€692 +22.1%
Financial charges 65/66B €939 €2,421 +€1,482 +157.7%
Recurring financial charges 65 €939 €2,421 +€1,482 +157.7%
Profit (loss) for the period before taxes 9903 €2,194 €1,404 -€789 -36.0%
Income taxes 67/77 €983 €1,272 +€289 +29.4%
Profit (loss) for the period 9904 €1,211 €132 -€1,078 -89.1%
Profit (loss) for the period to be appropriated 9905 €1,211 €132 -€1,078 -89.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.