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RMD: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

RMD

BE 0863.839.042
NACE 46.711, Wholesale of cars and light vans (up to 3.5 tonnes)
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€4,284
2023 · €38,568-€42,852
Equity
€2.2m
2023 · €2.2m-€4,284
Cash
€36,755
2023 · €111,208-€74,453
Balance sheet total
€5.8m
2023 · €7.2m-€1.4m

Largest movements

2023 to 2024
Assets
  • Stocks and contracts -€1.4m

    down €1.4m (-19.5%), from €7.0m to €5.6m

  • Cash -€74,453

    down €74,453 (-66.9%), from €111,208 to €36,755

    mainly Current portion of long-term debt (-€740,000) and Other debts (-€375,566)

Equity and liabilities
  • Current portion of long-term debt -€740,000

    no longer reported in 2024 (was €740,000)

  • Other debts -€375,566

    down €375,566 (-9.7%), from €3.9m to €3.5m

  • Trade debts -€173,946

    down €173,946 (-80.8%), from €215,175 to €41,229

  • Advances received -€90,000

    no longer reported in 2024 (was €90,000)

Income statement
  • Financial charges +€293,462

    up €293,462 (+383.7%), from €76,479 to €369,941

  • Gross operating margin +€200,506

    up €200,506 (+151.0%), from €132,766 to €333,272

  • Financial income +€36,108

    up €36,108 (+659.6%), from €5,475 to €41,583

  • Depreciation -€13,364

    down €13,364 (-81.4%), from €16,422 to €3,058

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €38,568
Gross operating margin +€200,506
Depreciation +€13,364
Other operating charges -€843
Financial income +€36,108
Financial charges -€293,462
Taxes +€1,475
Result 2024 -€4,284

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€664,947
Investment +€600
Financing -€740,000
Cash 2023 €111,208
Net result for the year -€4,284
Depreciation +€3,058
Stocks and contracts +€1.4m
Receivables within one year -€49,148
Trade debts -€173,946
Tax, wage and social debts -€3,747
Advances received -€90,000
Other debts -€375,566
Investment in fixed assets (net) +€600
Current portion of long-term debt -€740,000
Cash 2024 €36,755
Every line side by side 43 lines
Line Code 2023 2024 Change %
Total assets 20/58 €7,159,066 €5,771,523 -€1.4m -19.4%
Fixed assets 21/28 €7,066 €3,408 -€3,658 -51.8%
Tangible fixed assets 22/27 €5,466 €2,408 -€3,058 -56.0%
Plant, machinery and equipment 23 €1,299 €985 -€314 -24.2%
Furniture and vehicles 24 €3,898 €1,288 -€2,610 -66.9%
Other tangible fixed assets 26 €269 €134 -€135 -50.0%
Financial fixed assets 28 €1,600 €1,000 -€600 -37.5%
Current assets 29/58 €7,152,000 €5,768,116 -€1.4m -19.3%
Stocks and contracts in progress 3 €6,976,872 €5,618,293 -€1.4m -19.5%
Stocks 30/36 €6,976,872 €5,618,293 -€1.4m -19.5%
Amounts receivable within one year 40/41 €63,920 €113,068 +€49,148 +76.9%
Trade receivables 40 €23,375 €6,655 -€16,720 -71.5%
Other amounts receivable 41 €40,545 €106,413 +€65,868 +162.5%
Cash at bank and in hand 54/58 €111,208 €36,755 -€74,453 -66.9%
Total equity and liabilities 10/49 €7,159,066 €5,771,523 -€1.4m -19.4%
Equity 10/15 €2,231,728 €2,227,445 -€4,284 -0.2%
Contributions 10/11 €1,212,000 €1,212,000 = 0.0%
Reserves 13 €940,627 €940,627 = 0.0%
Non-distributable reserves 130/1 €37,821 €37,821 = 0.0%
Reserves not available under the articles 1311 €37,821 €37,821 = 0.0%
Distributable reserves 133 €902,806 €902,806 = 0.0%
Profit (loss) carried forward 14 €79,101 €74,818 -€4,284 -5.4%
Amounts payable 17/49 €4,927,338 €3,544,079 -€1.4m -28.1%
Amounts payable within one year 42/48 €4,927,338 €3,544,079 -€1.4m -28.1%
Current portion of amounts payable after more than one year 42 €740,000 - -€740,000
Trade debts 44 €215,175 €41,229 -€173,946 -80.8%
Suppliers 440/4 €215,175 €41,229 -€173,946 -80.8%
Advances received on contracts in progress 46 €90,000 - -€90,000
Taxes, remuneration and social security 45 €5,863 €2,115 -€3,747 -63.9%
Taxes 450/3 €5,863 €2,115 -€3,747 -63.9%
Other amounts payable 47/48 €3,876,300 €3,500,734 -€375,566 -9.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,422 €3,058 -€13,364 -81.4%
Other operating charges 640/8 €2,914 €3,757 +€843 +28.9%
Gross operating margin 9900 €132,766 €333,272 +€200,506 +151.0%
Operating profit (loss) 9901 €113,429 €326,457 +€213,028 +187.8%
Financial income 75/76B €5,475 €41,583 +€36,108 +659.6%
Recurring financial income 75 €5,475 €41,583 +€36,108 +659.6%
Financial charges 65/66B €76,479 €369,941 +€293,462 +383.7%
Recurring financial charges 65 €76,479 €369,941 +€293,462 +383.7%
Profit (loss) for the period before taxes 9903 €42,425 -€1,902 -€44,327
Income taxes 67/77 €3,857 €2,382 -€1,475 -38.2%
Profit (loss) for the period 9904 €38,568 -€4,284 -€42,852
Profit (loss) for the period to be appropriated 9905 €38,568 -€4,284 -€42,852

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.