RMD
ActiveSummary
RMD has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.2m and a net result of -€4,284. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 44% of 9084 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability26▼-8
Solvency64▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.45 in 2023; short-term debt: 61.4% and cash: 0.6% of total assets), but 61.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.6%
Return on assets
-0.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
on the day
2023
on the day
2022
38 d early
2021
5 d early
2020
30 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€2.2m▼ 0.2%
2023 · €2.2m
Total assets
€5.8m▼ 19.4%
2023 · €7.2m
Net result
-€4,284
2023 · €38,568
Working capital
€2.2m=
2023 · €2.2m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€33,008▼ 84.7%€213,009▲ 545%€17,861▼ 91.6%€113,429▲ 535%€326,457▲ 188%
Net result€30,891within the sector's middle half▼ 77.1%€96,675within the sector's middle half▲ 213%-€82,540below the sector's middle half€38,568within the sector's middle half-€4,284below the sector's middle half
Equity€2.2mabove the sector's middle half▲ 1.4%€2.3mabove the sector's middle half▲ 4.4%€2.2mabove the sector's middle half▼ 3.6%€2.2mabove the sector's middle half▲ 1.8%€2.2mabove the sector's middle half▼ 0.2%
Total assets€8.8mabove the sector's middle half▲ 5.5%€5.6mabove the sector's middle half▼ 35.8%€6.3mabove the sector's middle half▲ 11.9%€7.2mabove the sector's middle half▲ 13.8%€5.8mabove the sector's middle half▼ 19.4%
Debt€6.6m▲ 7.0%€3.3m▼ 49.1%€4.1m▲ 22.4%€4.9m▲ 20.2%€3.5m▼ 28.1%
Working capital€2.2mabove the sector's middle half▲ 1.7%€2.3mabove the sector's middle half▲ 4.6%€2.2mabove the sector's middle half▼ 3.6%€2.2mabove the sector's middle half▲ 1.5%€2.2mabove the sector's middle half=
Solvency24.9%within the sector's middle half▼ 1.0pp40.5%within the sector's middle half▲ 15.6pp34.9%within the sector's middle half▼ 5.6pp31.2%within the sector's middle half▼ 3.7pp38.6%within the sector's middle half▲ 7.4pp
Current ratio1.33within the sector's middle half▼ 0.021.68within the sector's middle half▲ 0.351.53within the sector's middle half▼ 0.141.45within the sector's middle half▼ 0.081.63within the sector's middle half▲ 0.18
Return on assets (ROA)0.4%within the sector's middle half▼ 1.3pp1.7%within the sector's middle half▲ 1.4pp-1.3%below the sector's middle half▼ 3.0pp0.5%within the sector's middle half▲ 1.9pp-0.1%below the sector's middle half▼ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 188% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.8m
Fixed assets
€3,408 ▼ 51.8%
Current assets
€5.8m ▼ 19.3%
Equity and liabilities €5.8m
Equity
€2.2m ▼ 0.2%
Debt
€3.5m ▼ 28.1%
Debt's share of the balance-sheet total falls from 68.8% to 61.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€329,515▲
2023 · €129,852
Cash flow
-€1,225▼
2023 · €54,991
Quick ratio
0.04▲
2023 · 0.04
Debt to equity
1.59▼
2023 · 2.21
ROE
-0.2%▼
2023 · 1.7%
Interest coverage
0.89▼
2023 · 1.70
Debt ≤ 1 year
€3.5m▼
2023 · €4.9m
Income taxes
€2,382▼
2023 · €3,857
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,150 | €3,813 | €208 | €16,422 | €3,058 | ▼ 81.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €100,000 | €4,123 | - | - | - |
| Other operating charges640/8 | - | €4,962 | €46,707 | €2,914 | €3,757 | ▲ 28.9% |
| Gross operating margin9900 | €59,203 | €321,784 | €68,900 | €132,766 | €333,272 | ▲ 151% |
| Operating profit (loss)9901 | €33,008 | €213,009 | €17,861 | €113,429 | €326,457 | ▲ 188% |
| Financial income75/76B | - | €2,070 | €3,111 | €5,475 | €41,583 | ▲ 660% |
| Recurring financial income75 | €43,178 | €2,070 | €3,111 | €5,475 | €41,583 | ▲ 660% |
| Financial charges65/66B | - | €36,227 | €103,511 | €76,479 | €369,941 | ▲ 384% |
| Recurring financial charges65 | €30,508 | €36,227 | €103,511 | €76,479 | €369,941 | ▲ 384% |
| Profit (loss) for the period before taxes9903 | €45,678 | €178,851 | -€82,539 | €42,425 | -€1,902 | ▼ 104% |
| Income taxes67/77 | €14,786 | €82,177 | €1 | €3,857 | €2,382 | ▼ 38.2% |
| Profit (loss) for the period9904 | €30,891 | €96,675 | -€82,540 | €38,568 | -€4,284 | ▼ 111% |
| Transfer from tax-exempt reserves789 | - | €286,612 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €21,629 | €383,287 | -€82,540 | €38,568 | -€4,284 | ▼ 111% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.8m | €5.6m | €6.3m | €7.2m | €5.8m | ▼ 19.4% |
| Fixed assets21/28 | €4,425 | €1,211 | €1,253 | €7,066 | €3,408 | ▼ 51.8% |
| Tangible fixed assets22/27 | €4,425 | €611 | €403 | €5,466 | €2,408 | ▼ 56.0% |
| Plant, machinery and equipment23 | - | - | - | €1,299 | €985 | ▼ 24.2% |
| Furniture and vehicles24 | - | - | - | €3,898 | €1,288 | ▼ 66.9% |
| Other tangible fixed assets26 | - | €611 | €403 | €269 | €134 | ▼ 50.0% |
| Financial fixed assets28 | - | €600 | €850 | €1,600 | €1,000 | ▼ 37.5% |
| Current assets29/58 | €8.8m | €5.6m | €6.3m | €7.2m | €5.8m | ▼ 19.3% |
| Stocks and contracts in progress3 | €8.6m | €5.6m | €6.2m | €7.0m | €5.6m | ▼ 19.5% |
| Stocks30/36 | - | €5.6m | €6.2m | €7.0m | €5.6m | ▼ 19.5% |
| Amounts receivable within one year40/41 | €41,992 | €51,004 | €46,549 | €63,920 | €113,068 | ▲ 76.9% |
| Trade receivables40 | - | €3,851 | €2,640 | €23,375 | €6,655 | ▼ 71.5% |
| Other amounts receivable41 | - | €47,152 | €43,908 | €40,545 | €106,413 | ▲ 162% |
| Cash at bank and in hand54/58 | €99,556 | €21,828 | €16,245 | €111,208 | €36,755 | ▼ 66.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.8m | €5.6m | €6.3m | €7.2m | €5.8m | ▼ 19.4% |
| Equity10/15 | €2.2m | €2.3m | €2.2m | €2.2m | €2.2m | ▼ 0.2% |
| Contributions10/11 | - | €1.2m | €1.2m | €1.2m | €1.2m | = |
| Reserves13 | €805,384 | €902,059 | €902,059 | €940,627 | €940,627 | = |
| Non-distributable reserves130/1 | - | €37,821 | €37,821 | €37,821 | €37,821 | = |
| Reserves not available under the articles1311 | - | €37,821 | €37,821 | €37,821 | €37,821 | = |
| Distributable reserves133 | - | €864,238 | €864,238 | €902,806 | €902,806 | = |
| Profit (loss) carried forward14 | €161,641 | €161,641 | €79,101 | €79,101 | €74,818 | ▼ 5.4% |
| Amounts payable17/49 | €6.6m | €3.3m | €4.1m | €4.9m | €3.5m | ▼ 28.1% |
| Amounts payable within one year42/48 | €6.6m | €3.3m | €4.1m | €4.9m | €3.5m | ▼ 28.1% |
| Current portion of amounts payable after more than one year42 | - | €40,000 | €40,000 | €740,000 | - | - |
| Financial debts43 | - | €950,000 | €1.9m | - | - | - |
| Credit institutions430/8 | - | €950,000 | €1.9m | - | - | - |
| Trade debts44 | €12,853 | €316,150 | €178,250 | €215,175 | €41,229 | ▼ 80.8% |
| Suppliers440/4 | - | €316,150 | €178,250 | €215,175 | €41,229 | ▼ 80.8% |
| Advances received on contracts in progress46 | - | €140,000 | €290,000 | €90,000 | - | - |
| Taxes, remuneration and social security45 | - | €52,824 | €27,535 | €5,863 | €2,115 | ▼ 63.9% |
| Taxes450/3 | - | €52,824 | €27,535 | €5,863 | €2,115 | ▼ 63.9% |
| Other amounts payable47/48 | - | €1.9m | €1.7m | €3.9m | €3.5m | ▼ 9.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,891 | €96,675 | -€82,540 | €38,568 | -€4,284 | ▼ 111% |
| + Depreciation and write-downs630 | €5,150 | €3,813 | €208 | €16,422 | €3,058 | ▼ 81.4% |
| Operating cash flow (approximation) | €36,041 | €100,488 | -€82,332 | €54,991 | -€1,225 | ▼ 102% |
| Investment in fixed assets (approximation) | - | -€600 | -€250 | -€22,235 | €600 | ▲ 103% |
| Change in cash | - | -€77,727 | -€5,584 | €94,963 | -€74,453 | ▼ 178% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €38,568
Net result €38,568 after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet -€82,540
Net result drops to -€82,540, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2004
Ground area
1,931 m²
Building footprint
256 m²
Volume, LiDAR
1,600 m³
Parcel 11040D0190/00F003, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RMD
since 20042.136.094.408
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0190/00F003 | Flanders | 1,931 m² | 1 · 256 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300DEBN4HEPARZ791
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Of 2,129 companies in sector 46711 we hold annual accounts for 1,130. 460 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-03-2004
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0863839042
Also
9925:BE0863839042
Registered
26-06-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.