RIPTIDE Invest: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RIPTIDE Invest
Largest movements
- Cash +€58,249
up €58,249 (+1349.9%), from €4,315 to €62,564
mainly Net result for the year (+€75,762) and Other debts (+€40,530)
- Tangible fixed assets -€13,667
down €13,667 (-24.4%), from €55,932 to €42,265
of which Furniture and vehicles: -€10,904
- Other debts +€40,530
up €40,530 (+35.6%), from €113,698 to €154,228
- Tax, wage and social debts +€10,409
up €10,409 (+141.8%), from €7,338 to €17,747
of which Taxes: +€10,409
- Debts after one year -€3,113
down €3,113 (-32.8%), from €9,483 to €6,370
- Gross operating margin +€10,574
up €10,574 (+10.6%), from €99,825 to €110,398
- Depreciation +€4,944
up €4,944 (+56.7%), from €8,723 to €13,667
- Other operating charges -€1,955
down €1,955 (-64.1%), from €3,048 to €1,093
- Taxes +€1,759
up €1,759 (+8.9%), from €19,851 to €21,610
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €255,870 | €301,392 | +€45,522 | +17.8% |
| Fixed assets | 21/28 | €55,932 | €42,265 | -€13,667 | -24.4% |
| Tangible fixed assets | 22/27 | €55,932 | €42,265 | -€13,667 | -24.4% |
| Land and buildings | 22 | €21,000 | €19,500 | -€1,500 | -7.1% |
| Furniture and vehicles | 24 | €25,921 | €15,017 | -€10,904 | -42.1% |
| Other tangible fixed assets | 26 | €9,012 | €7,749 | -€1,263 | -14.0% |
| Current assets | 29/58 | €199,938 | €259,126 | +€59,189 | +29.6% |
| Amounts receivable after more than one year | 29 | €85,000 | €85,000 | = | 0.0% |
| Other amounts receivable | 291 | €85,000 | €85,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €100,293 | €99,600 | -€693 | -0.7% |
| Trade receivables | 40 | €100,100 | €99,600 | -€500 | -0.5% |
| Other amounts receivable | 41 | €193 | €0 | -€193 | -100.0% |
| Cash at bank and in hand | 54/58 | €4,315 | €62,564 | +€58,249 | +1349.9% |
| Deferred charges and accrued income | 490/1 | €10,330 | €11,962 | +€1,632 | +15.8% |
| Total equity and liabilities | 10/49 | €255,870 | €301,392 | +€45,522 | +17.8% |
| Equity | 10/15 | €117,864 | €117,864 | = | 0.0% |
| Contributions | 10/11 | €500 | €500 | = | 0.0% |
| Reserves | 13 | €117,364 | €117,364 | = | 0.0% |
| Distributable reserves | 133 | €117,364 | €117,364 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €138,006 | €183,528 | +€45,522 | +33.0% |
| Amounts payable after more than one year | 17 | €9,483 | €6,370 | -€3,113 | -32.8% |
| Financial debts | 170/4 | €9,483 | €6,370 | -€3,113 | -32.8% |
| Amounts payable within one year | 42/48 | €128,523 | €177,157 | +€48,635 | +37.8% |
| Current portion of amounts payable after more than one year | 42 | €3,066 | €3,113 | +€47 | +1.5% |
| Trade debts | 44 | €4,420 | €2,069 | -€2,351 | -53.2% |
| Suppliers | 440/4 | €4,420 | €2,069 | -€2,351 | -53.2% |
| Taxes, remuneration and social security | 45 | €7,338 | €17,747 | +€10,409 | +141.8% |
| Taxes | 450/3 | €4,538 | €14,947 | +€10,409 | +229.3% |
| Remuneration and social security | 454/9 | €2,800 | €2,800 | = | 0.0% |
| Other amounts payable | 47/48 | €113,698 | €154,228 | +€40,530 | +35.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,723 | €13,667 | +€4,944 | +56.7% |
| Other operating charges | 640/8 | €3,048 | €1,093 | -€1,955 | -64.1% |
| Gross operating margin | 9900 | €99,825 | €110,398 | +€10,574 | +10.6% |
| Operating profit (loss) | 9901 | €88,054 | €95,639 | +€7,584 | +8.6% |
| Financial income | 75/76B | €2,406 | €2,406 | = | 0.0% |
| Recurring financial income | 75 | €2,406 | €2,406 | = | 0.0% |
| Financial charges | 65/66B | €451 | €672 | +€221 | +49.0% |
| Recurring financial charges | 65 | €451 | €672 | +€221 | +49.0% |
| Profit (loss) for the period before taxes | 9903 | €90,009 | €97,372 | +€7,363 | +8.2% |
| Income taxes | 67/77 | €19,851 | €21,610 | +€1,759 | +8.9% |
| Profit (loss) for the period | 9904 | €70,158 | €75,762 | +€5,604 | +8.0% |
| Profit (loss) for the period to be appropriated | 9905 | €70,158 | €75,762 | +€5,604 | +8.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.