RIPTIDE Invest

Active

Private limited companyfounded 201510 yrs activeTervurenlaan 273, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0641.851.968

Summary

RIPTIDE Invest has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117,864 and a net result of €75,762. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 57% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

RIPTIDE InvestActiveChecked score 87/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310NACE 68311

2 sites

Size

€301,392total assets 2025

Equity: €117,864
Profit: €75,762

Turnover not published (abridged schema)

Financial health

87 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts 60 d early1 of 8 deeds read

Why 87- 1 change of registered office in 24 months+ Liquidity: current ratio 1.46, cash €62,564+ Sector Real estate activities (NACE 68)+ Figures for FY 2025 (filed 04-06-2026)Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Better than 59% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 64-7

equity 39.1% of total assets

Liquidity 45+18

short-term debt 58.8% · cash 20.8%

Profitability 100=

return on assets 25.1%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,360 companies)

Last 16 months 07-2025: 0.5% 08-2025: 0.8%▲ +58.8% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -1.7% vs 12-2025 02-2026: 0.8%● 0.0% vs 01-2026 03-2026: 0.8%● 0.0% vs 02-2026 04-2026: 0.3%▼ -57.8% vs 03-2026 05-2026: 0.8%▲ +153% vs 04-2026highest value 06-2026: 0.8%▼ -3.9% vs 05-2026 07-2026: 0.3%▼ -62.9% vs 06-2026lowest value 08-2026: 0.3%▲ +3.5% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%▲ +2.0% vs 09-2026

1 change of registered office in 24 months raises the probability
Liquidity: current ratio 1.46, cash €62,564 lowers the probability
Sector Real estate activities (NACE 68) lowers the probability
Figures for FY 2025 (filed 04-06-2026) lowers the probability

Credit up to €10,000 at 30 days acceptable

Liquidity tight (current ratio 1.46 against 1.56 in 2024; short-term debt: 58.8% and cash: 20.8% of total assets), and 60.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 56%, liquidity 40%, profitability 95%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Liquidity: current ratio 1.46, cash €62,564

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Figures for FY 2025 (filed 04-06-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

60 d early

2024

1 d early

2023

7 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (3 of the last 3 filed years within 59 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

01-06-26 Annual accounts filedfiscal year 2025 · micro…
24-04-26 Registered officeRegistered-office move · Power of…
31-12-25 Highest result since 2023net €75,762 ▲8%

Key points

Positive: Among the best 13% on net resultsector median €5,673 · 15,308 companies €75,762 View
Total assets 20253 fiscal years filed €301,392 View
Active since 2015founded 23-10-2015 10 years View